KB Financial Group (105560) — Cash Flow Quality Index
KB Financial Group (105560) has a Cash Flow Quality Index of -4.17x as of September 2025. Operating cash flow of ₩-7.02 Trillion is below net income of ₩1.69 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore KB Financial Group strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
KB Financial Group Cash Flow Quality Index (1999–2024)
Historical Cash Flow Quality Index for KB Financial Group across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check KB Financial Group tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for KB Financial Group (1999–2024)
Year-by-year earnings quality comparison for KB Financial Group. For live market cap and the full company financial profile, see market cap of KB Financial Group.
| Year | Quality Index | Operating CF (KRW) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.79x | ₩4.02 Trillion | ₩5.08 Trillion | ▼ -10.8% |
| 2023 | 0.89x | ₩4.11 Trillion | ₩4.63 Trillion | ▼ -34.9% |
| 2022 | 1.36x | ₩5.69 Trillion | ₩4.17 Trillion | ▲ +189.2% |
| 2021 | -1.53x | ₩-6.70 Trillion | ₩4.38 Trillion | ▲ +53.6% |
| 2020 | -3.30x | ₩-11.54 Trillion | ₩3.50 Trillion | ▼ -216.1% |
| 2019 | 2.84x | ₩9.40 Trillion | ₩3.31 Trillion | ▲ +197.0% |
| 2018 | -2.93x | ₩-8.96 Trillion | ₩3.06 Trillion | ▼ -102.3% |
| 2017 | -1.45x | ₩-4.84 Trillion | ₩3.34 Trillion | ▼ -381.6% |
| 2016 | 0.51x | ₩1.12 Trillion | ₩2.19 Trillion | ▼ -59.6% |
| 2015 | 1.27x | ₩2.19 Trillion | ₩1.73 Trillion | ▼ -45.2% |
| 2014 | 2.32x | ₩3.28 Trillion | ₩1.42 Trillion | ▲ +146.1% |
| 2013 | -5.02x | ₩-6.35 Trillion | ₩1.26 Trillion | ▼ -207.6% |
| 2012 | 4.67x | ₩7.99 Trillion | ₩1.71 Trillion | ▲ +382.8% |
| 2011 | -1.65x | ₩-4.01 Trillion | ₩2.43 Trillion | ▲ +89.8% |
| 2010 | -16.13x | ₩-1.62 Trillion | ₩100.18 Billion | ▼ -1456.3% |
| 2009 | -1.04x | ₩-546.73 Billion | ₩527.49 Billion | ▼ -140.1% |
| 2008 | 2.58x | ₩3.42 Trillion | ₩1.33 Trillion | ▲ +437.2% |
| 2007 | 0.48x | ₩1.81 Trillion | ₩3.76 Trillion | ▼ -63.6% |
| 2006 | 1.32x | ₩3.89 Trillion | ₩2.95 Trillion | ▼ -23.1% |
| 2005 | 1.72x | ₩4.61 Trillion | ₩2.69 Trillion | ▼ -63.8% |
| 2004 | 4.74x | ₩4.72 Trillion | ₩996.77 Billion | ▼ -1.1% |
| 2002 | 4.79x | ₩6.00 Trillion | ₩1.25 Trillion | ▲ +63.3% |
| 2001 | 2.93x | ₩2.91 Trillion | ₩992.30 Billion | ▼ -26.8% |
| 2000 | 4.01x | ₩2.38 Trillion | ₩594.54 Billion | ▲ +995.2% |
| 1999 | 0.37x | ₩197.98 Billion | ₩540.66 Billion | — |