KB Financial Group (105560) — Cash Flow Quality Index
KB Financial Group (105560) has a Cash Flow Quality Index of 0.82x as of March 2026. Operating cash flow of ₩1.55 Trillion is below net income of ₩1.89 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore KB Financial Group cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
KB Financial Group Cash Flow Quality Index (1999–2025)
Historical Cash Flow Quality Index for KB Financial Group across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see KB Financial Group cash flow conversion.
Annual Cash Flow Quality Index for KB Financial Group (1999–2025)
Year-by-year earnings quality comparison for KB Financial Group.
| Year | Quality Index | Operating CF (KRW) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.72x | ₩4.23 Trillion | ₩5.83 Trillion | ▼ -8.5% |
| 2024 | 0.79x | ₩4.02 Trillion | ₩5.08 Trillion | ▼ -10.8% |
| 2023 | 0.89x | ₩4.11 Trillion | ₩4.63 Trillion | ▼ -34.9% |
| 2022 | 1.36x | ₩5.69 Trillion | ₩4.17 Trillion | ▲ +189.2% |
| 2021 | -1.53x | ₩-6.70 Trillion | ₩4.38 Trillion | ▲ +53.6% |
| 2020 | -3.30x | ₩-11.54 Trillion | ₩3.50 Trillion | ▼ -216.1% |
| 2019 | 2.84x | ₩9.40 Trillion | ₩3.31 Trillion | ▲ +197.0% |
| 2018 | -2.93x | ₩-8.96 Trillion | ₩3.06 Trillion | ▼ -102.3% |
| 2017 | -1.45x | ₩-4.84 Trillion | ₩3.34 Trillion | ▼ -381.6% |
| 2016 | 0.51x | ₩1.12 Trillion | ₩2.19 Trillion | ▼ -59.6% |
| 2015 | 1.27x | ₩2.19 Trillion | ₩1.73 Trillion | ▼ -45.2% |
| 2014 | 2.32x | ₩3.28 Trillion | ₩1.42 Trillion | ▲ +146.1% |
| 2013 | -5.02x | ₩-6.35 Trillion | ₩1.26 Trillion | ▼ -207.6% |
| 2012 | 4.67x | ₩7.99 Trillion | ₩1.71 Trillion | ▲ +382.8% |
| 2011 | -1.65x | ₩-4.01 Trillion | ₩2.43 Trillion | ▲ +89.8% |
| 2010 | -16.13x | ₩-1.62 Trillion | ₩100.18 Billion | ▼ -1456.3% |
| 2009 | -1.04x | ₩-546.73 Billion | ₩527.49 Billion | ▼ -140.1% |
| 2008 | 2.58x | ₩3.42 Trillion | ₩1.33 Trillion | ▲ +437.2% |
| 2007 | 0.48x | ₩1.81 Trillion | ₩3.76 Trillion | ▼ -63.6% |
| 2006 | 1.32x | ₩3.89 Trillion | ₩2.95 Trillion | ▼ -23.1% |
| 2005 | 1.72x | ₩4.61 Trillion | ₩2.69 Trillion | ▼ -63.8% |
| 2004 | 4.74x | ₩4.72 Trillion | ₩996.77 Billion | ▼ -1.1% |
| 2002 | 4.79x | ₩6.00 Trillion | ₩1.25 Trillion | ▲ +63.3% |
| 2001 | 2.93x | ₩2.91 Trillion | ₩992.30 Billion | ▼ -26.8% |
| 2000 | 4.01x | ₩2.38 Trillion | ₩594.54 Billion | ▲ +995.2% |
| 1999 | 0.37x | ₩197.98 Billion | ₩540.66 Billion | — |