KB Financial Group (105560) — Cash Flow Quality Index

Latest as of March 2026: 0.82x

KB Financial Group (105560) has a Cash Flow Quality Index of 0.82x as of March 2026. Operating cash flow of ₩1.55 Trillion is below net income of ₩1.89 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore KB Financial Group (105560) cash conversion ratio to assess how effectively this company generates cash.

Cash Flow Quality Index

0.82x
Operating CF / Net Income

Operating Cash Flow

₩1.55 Trillion
KRW

Net Income

₩1.89 Trillion
KRW

Data as of

Mar 2026
Most recent filing

KB Financial Group Cash Flow Quality Index (1999–2025)

Historical Cash Flow Quality Index for KB Financial Group across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check 105560 cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for KB Financial Group (1999–2025)

Year-by-year earnings quality comparison for KB Financial Group. For live market cap and the full company financial profile, see 105560 market cap overview.

Year Quality Index Operating CF (KRW) Net Income YoY Change
2025 0.72x ₩4.23 Trillion ₩5.83 Trillion ▼ -8.5%
2024 0.79x ₩4.02 Trillion ₩5.08 Trillion ▼ -10.8%
2023 0.89x ₩4.11 Trillion ₩4.63 Trillion ▼ -34.9%
2022 1.36x ₩5.69 Trillion ₩4.17 Trillion ▲ +189.2%
2021 -1.53x ₩-6.70 Trillion ₩4.38 Trillion ▲ +53.6%
2020 -3.30x ₩-11.54 Trillion ₩3.50 Trillion ▼ -216.1%
2019 2.84x ₩9.40 Trillion ₩3.31 Trillion ▲ +197.0%
2018 -2.93x ₩-8.96 Trillion ₩3.06 Trillion ▼ -102.3%
2017 -1.45x ₩-4.84 Trillion ₩3.34 Trillion ▼ -381.6%
2016 0.51x ₩1.12 Trillion ₩2.19 Trillion ▼ -59.6%
2015 1.27x ₩2.19 Trillion ₩1.73 Trillion ▼ -45.2%
2014 2.32x ₩3.28 Trillion ₩1.42 Trillion ▲ +146.1%
2013 -5.02x ₩-6.35 Trillion ₩1.26 Trillion ▼ -207.6%
2012 4.67x ₩7.99 Trillion ₩1.71 Trillion ▲ +382.8%
2011 -1.65x ₩-4.01 Trillion ₩2.43 Trillion ▲ +89.8%
2010 -16.13x ₩-1.62 Trillion ₩100.18 Billion ▼ -1456.3%
2009 -1.04x ₩-546.73 Billion ₩527.49 Billion ▼ -140.1%
2008 2.58x ₩3.42 Trillion ₩1.33 Trillion ▲ +437.2%
2007 0.48x ₩1.81 Trillion ₩3.76 Trillion ▼ -63.6%
2006 1.32x ₩3.89 Trillion ₩2.95 Trillion ▼ -23.1%
2005 1.72x ₩4.61 Trillion ₩2.69 Trillion ▼ -63.8%
2004 4.74x ₩4.72 Trillion ₩996.77 Billion ▼ -1.1%
2002 4.79x ₩6.00 Trillion ₩1.25 Trillion ▲ +63.3%
2001 2.93x ₩2.91 Trillion ₩992.30 Billion ▼ -26.8%
2000 4.01x ₩2.38 Trillion ₩594.54 Billion ▲ +995.2%
1999 0.37x ₩197.98 Billion ₩540.66 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.