KB Financial Group Financial Flexibility Index
KB Financial Group financial flexibility index. KB Financial Group (105560) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of ₩1.63 Trillion (operating CF ₩1.55 Trillion minus capex ₩83.91 Billion) represents 0% of total liabilities (₩768.60 Trillion). See 105560 cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of KB Financial Group (1999–2025)
Financial flexibility index of KB Financial Group from 1999 to 2025. Historical Financial Flexibility Index trend for KB Financial Group across 27 annual periods. Check earnings quality score of KB Financial Group to evaluate the quality of earnings relative to operating cash generation.
KB Financial Group Financial Flexibility Index by Year (1999–2025)
KB Financial Group financial flexibility index by year from 1999 to 2025. Year-by-year free cash flow to debt coverage for KB Financial Group. For the full cash flow conversion analysis, see cash efficiency ratio of KB Financial Group.
| Year | Flexibility Index | Free Cash Flow (KRW) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | ₩4.78 Trillion | ₩4.23 Trillion | ₩737.09 Trillion | ▼ -2.6% |
| 2024 | 0.01x | ₩4.65 Trillion | ₩4.02 Trillion | ₩698.03 Trillion | ▼ -1.9% |
| 2023 | 0.01x | ₩4.46 Trillion | ₩4.11 Trillion | ₩656.86 Trillion | ▼ -28.9% |
| 2022 | 0.01x | ₩6.22 Trillion | ₩5.69 Trillion | ₩651.53 Trillion | ▲ +116.2% |
| 2021 | -0.06x | ₩-6.22 Trillion | ₩-6.70 Trillion | ₩105.81 Trillion | ▲ +50.3% |
| 2020 | -0.12x | ₩-10.93 Trillion | ₩-11.54 Trillion | ₩92.39 Trillion | ▼ -648.5% |
| 2019 | 0.02x | ₩10.34 Trillion | ₩9.40 Trillion | ₩479.42 Trillion | ▲ +214.3% |
| 2018 | -0.02x | ₩-8.38 Trillion | ₩-8.96 Trillion | ₩443.88 Trillion | ▼ -71.8% |
| 2017 | -0.01x | ₩-4.43 Trillion | ₩-4.84 Trillion | ₩402.74 Trillion | ▼ -331.7% |
| 2016 | 0.00x | ₩1.63 Trillion | ₩1.12 Trillion | ₩344.41 Trillion | ▼ -42.5% |
| 2015 | 0.01x | ₩2.47 Trillion | ₩2.19 Trillion | ₩300.16 Trillion | ▼ -34.0% |
| 2014 | 0.01x | ₩3.51 Trillion | ₩3.28 Trillion | ₩280.84 Trillion | ▲ +154.3% |
| 2013 | -0.02x | ₩-6.12 Trillion | ₩-6.35 Trillion | ₩266.19 Trillion | ▼ -172.1% |
| 2012 | 0.03x | ₩8.21 Trillion | ₩7.99 Trillion | ₩257.30 Trillion | ▲ +323.2% |
| 2011 | -0.01x | ₩-3.64 Trillion | ₩-4.01 Trillion | ₩254.50 Trillion | ▼ -166.6% |
| 2010 | -0.01x | ₩-1.31 Trillion | ₩-1.62 Trillion | ₩243.57 Trillion | ▼ -365.3% |
| 2009 | 0.00x | ₩-281.37 Billion | ₩-546.73 Billion | ₩244.06 Trillion | ▼ -107.2% |
| 2008 | 0.02x | ₩3.88 Trillion | ₩3.42 Trillion | ₩242.73 Trillion | ▲ +46.9% |
| 2007 | 0.01x | ₩2.18 Trillion | ₩1.81 Trillion | ₩200.81 Trillion | ▼ -55.8% |
| 2006 | 0.02x | ₩4.19 Trillion | ₩3.89 Trillion | ₩169.96 Trillion | ▼ -14.1% |
| 2005 | 0.03x | ₩4.74 Trillion | ₩4.61 Trillion | ₩165.33 Trillion | ▼ -4.8% |
| 2004 | 0.03x | ₩4.94 Trillion | ₩4.72 Trillion | ₩164.08 Trillion | ▼ -24.6% |
| 2003 | 0.04x | ₩7.43 Trillion | ₩7.07 Trillion | ₩186.03 Trillion | ▲ +5.9% |
| 2002 | 0.04x | ₩6.61 Trillion | ₩6.00 Trillion | ₩175.18 Trillion | ▲ +83.6% |
| 2001 | 0.02x | ₩3.30 Trillion | ₩2.91 Trillion | ₩160.36 Trillion | ▼ -24.9% |
| 2000 | 0.03x | ₩2.38 Trillion | ₩2.38 Trillion | ₩87.16 Trillion | ▼ -63.6% |
| 1999 | 0.08x | ₩454.03 Billion | ₩197.98 Billion | ₩6.04 Trillion | — |