KB Financial Group (105560) — Cash Flow-to-Debt Ratio
KB Financial Group (105560) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of ₩1.55 Trillion could theoretically repay 0% of its total liabilities (₩768.60 Trillion) in one year. See financial agility of KB Financial Group to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
KB Financial Group Cash Flow-to-Debt Ratio (1999–2025)
Historical debt coverage capacity for KB Financial Group across 27 annual periods. For the full cash flow conversion analysis, see KB Financial Group cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for KB Financial Group (1999–2025)
Year-by-year debt coverage analysis for KB Financial Group. Check 105560 cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (KRW) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | ₩4.23 Trillion | ₩737.09 Trillion | ▼ -0.4% |
| 2024 | 0.01x | ₩4.02 Trillion | ₩698.03 Trillion | ▼ -7.9% |
| 2023 | 0.01x | ₩4.11 Trillion | ₩656.86 Trillion | ▼ -28.3% |
| 2022 | 0.01x | ₩5.69 Trillion | ₩651.53 Trillion | ▲ +113.8% |
| 2021 | -0.06x | ₩-6.70 Trillion | ₩105.81 Trillion | ▲ +49.3% |
| 2020 | -0.12x | ₩-11.54 Trillion | ₩92.39 Trillion | ▼ -737.0% |
| 2019 | 0.02x | ₩9.40 Trillion | ₩479.42 Trillion | ▲ +197.2% |
| 2018 | -0.02x | ₩-8.96 Trillion | ₩443.88 Trillion | ▼ -68.1% |
| 2017 | -0.01x | ₩-4.84 Trillion | ₩402.74 Trillion | ▼ -467.6% |
| 2016 | 0.00x | ₩1.12 Trillion | ₩344.41 Trillion | ▼ -55.3% |
| 2015 | 0.01x | ₩2.19 Trillion | ₩300.16 Trillion | ▼ -37.4% |
| 2014 | 0.01x | ₩3.28 Trillion | ₩280.84 Trillion | ▲ +148.9% |
| 2013 | -0.02x | ₩-6.35 Trillion | ₩266.19 Trillion | ▼ -176.8% |
| 2012 | 0.03x | ₩7.99 Trillion | ₩257.30 Trillion | ▲ +297.2% |
| 2011 | -0.02x | ₩-4.01 Trillion | ₩254.50 Trillion | ▼ -137.3% |
| 2010 | -0.01x | ₩-1.62 Trillion | ₩243.57 Trillion | ▼ -196.2% |
| 2009 | 0.00x | ₩-546.73 Billion | ₩244.06 Trillion | ▼ -115.9% |
| 2008 | 0.01x | ₩3.42 Trillion | ₩242.73 Trillion | ▲ +56.8% |
| 2007 | 0.01x | ₩1.81 Trillion | ₩200.81 Trillion | ▼ -60.7% |
| 2006 | 0.02x | ₩3.89 Trillion | ₩169.96 Trillion | ▼ -18.0% |
| 2005 | 0.03x | ₩4.61 Trillion | ₩165.33 Trillion | ▼ -3.1% |
| 2004 | 0.03x | ₩4.72 Trillion | ₩164.08 Trillion | ▼ -24.2% |
| 2003 | 0.04x | ₩7.07 Trillion | ₩186.03 Trillion | ▲ +11.0% |
| 2002 | 0.03x | ₩6.00 Trillion | ₩175.18 Trillion | ▲ +88.5% |
| 2001 | 0.02x | ₩2.91 Trillion | ₩160.36 Trillion | ▼ -33.6% |
| 2000 | 0.03x | ₩2.38 Trillion | ₩87.16 Trillion | ▼ -16.5% |
| 1999 | 0.03x | ₩197.98 Billion | ₩6.04 Trillion | — |