BayCom Corp Cash Flow Quality Index
BayCom Corp cash flow quality index. BayCom Corp (BCML) has a Cash Flow Quality Index of 0.85x as of March 2026. Operating cash flow of $6.99 Million is below net income of $8.18 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of BayCom Corp to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of BayCom Corp (2007–2025)
Cash flow quality index of BayCom Corp from 2007 to 2025. Historical Cash Flow Quality Index for BayCom Corp across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of BayCom Corp to assess how comfortably operating cash covers total debt obligations.
BayCom Corp Cash Flow Quality Index by Year (2007–2025)
BayCom Corp cash flow quality index by year from 2007 to 2025. Year-by-year earnings quality comparison for BayCom Corp. For the full cash flow conversion analysis, see BayCom Corp (BCML) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.33x | $31.83 Million | $23.93 Million | ▲ +3.5% |
| 2024 | 1.29x | $30.36 Million | $23.61 Million | ▲ +14.5% |
| 2023 | 1.12x | $30.80 Million | $27.43 Million | ▼ -23.5% |
| 2022 | 1.47x | $39.61 Million | $26.99 Million | ▲ +191.2% |
| 2021 | 0.50x | $10.43 Million | $20.69 Million | ▼ -30.8% |
| 2020 | 0.73x | $10.00 Million | $13.73 Million | ▲ +81.3% |
| 2019 | 0.40x | $6.96 Million | $17.32 Million | ▼ -6.7% |
| 2018 | 0.43x | $6.24 Million | $14.49 Million | ▼ -75.7% |
| 2017 | 1.77x | $9.33 Million | $5.26 Million | ▲ +65.9% |
| 2016 | 1.07x | $6.32 Million | $5.91 Million | ▲ +60.1% |
| 2015 | 0.67x | $4.97 Million | $7.45 Million | ▼ -46.9% |
| 2014 | 1.26x | $6.50 Million | $5.18 Million | ▲ +52.2% |
| 2013 | 0.83x | $2.22 Million | $2.69 Million | ▼ -73.8% |
| 2012 | 3.14x | $6.77 Million | $2.15 Million | ▲ +907.7% |
| 2011 | 0.31x | $2.28 Million | $7.31 Million | ▼ -89.6% |
| 2010 | 3.00x | $1.86 Million | $620.53K | ▼ -8.6% |
| 2008 | 3.28x | $1.05 Million | $319.88K | ▲ +182.5% |
| 2007 | 1.16x | $1.40 Million | $1.21 Million | — |