BayCom Corp (BCML) — Working Capital to Net Assets Ratio
BayCom Corp (BCML) has a Working Capital to Net Assets ratio of -235.1% as of December 2025. Working capital of $-795.85 Million (current assets of $206.51 Million minus current liabilities of $1.00 Billion) is measured against net assets of $338.55 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See BCML net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
BayCom Corp Working Capital to Net Assets (2004–2025)
This chart shows how BayCom Corp's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2004 to 2025. As of December 2025, the ratio stands at -235.1%, reflecting working capital of $-795.85 Million against net assets of $338.55 Million USD. Check BayCom Corp (BCML) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for BayCom Corp (2004–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for BayCom Corp from 2004 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see BCML market cap.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -235.1% | $-795.85 Million | $338.55 Million | $206.51 Million | $1.00 Billion | ▲ +436.4 pp |
| 2024 | -671.5% | $-2.18 Billion | $324.37 Million | $55.90 Million | $2.23 Billion | ▼ -8.8 pp |
| 2023 | -662.7% | $-2.07 Billion | $312.87 Million | $59.43 Million | $2.13 Billion | ▼ -67.8 pp |
| 2022 | -594.9% | $-1.89 Billion | $317.15 Million | $215.24 Million | $2.10 Billion | ▲ +90.7 pp |
| 2021 | -685.7% | $-1.80 Billion | $262.61 Million | $198.52 Million | $2.00 Billion | ▼ -20.7 pp |
| 2020 | -664.9% | $-1.68 Billion | $252.59 Million | $170.47 Million | $1.85 Billion | ▼ -53.3 pp |
| 2019 | -611.6% | $-1.55 Billion | $254.22 Million | $157.68 Million | $1.71 Billion | ▼ -45.9 pp |
| 2018 | -565.7% | $-1.14 Billion | $200.75 Million | $130.45 Million | $1.27 Billion | ▼ -1555.6 pp |
| 2017 | 989.9% | $1.17 Billion | $118.64 Million | $1.18 Billion | $7.42 Million | ▲ +1706.1 pp |
| 2016 | -716.3% | $-559.14 Million | $78.06 Million | $34.94 Million | $594.08 Million | ▼ -25.0 pp |
| 2015 | -691.2% | $-500.32 Million | $72.38 Million | $47.41 Million | $547.73 Million | ▼ -12.7 pp |
| 2014 | -678.6% | $-394.75 Million | $58.17 Million | $45.30 Million | $440.05 Million | ▼ -162.7 pp |
| 2013 | -515.8% | $-269.90 Million | $52.32 Million | $18.09 Million | $287.98 Million | ▼ -658.2 pp |
| 2012 | 142.3% | $72.13 Million | $50.67 Million | $72.21 Million | $74.24K | ▲ +256.0 pp |
| 2011 | -113.7% | $-55.16 Million | $48.52 Million | $52.54 Million | $107.70 Million | ▼ -9.3 pp |
| 2010 | -104.4% | $-34.97 Million | $33.50 Million | $37.22 Million | $72.19 Million | ▲ +420.0 pp |
| 2008 | -524.4% | $-81.97 Million | $15.63 Million | $10.85 Million | $92.81 Million | ▼ -100.0 pp |
| 2007 | -424.4% | $-64.67 Million | $15.24 Million | $10.20 Million | $74.88 Million | ▼ -6.7 pp |
| 2006 | -417.7% | $-57.83 Million | $13.84 Million | $2.60 Million | $60.43 Million | ▼ -336.1 pp |
| 2004 | -81.6% | $-11.33 Million | $13.88 Million | $261.00K | $11.59 Million | — |