BayCom Corp (BCML) — Net Asset Quality Index

Latest as of December 2025: 13.1%

BayCom Corp (BCML) has a Net Asset Quality Index of 13.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.59 Billion minus total liabilities of $2.26 Billion yields net assets of $338.55 Million. A higher index indicates a stronger, lower-leverage balance sheet. See how many days can BayCom Corp fund operations to measure how many days the company can operate on defensive assets alone.

Quality Index

13.1%
Equity / Total Assets

Net Assets

$338.55 Million
USD

Total Assets

$2.59 Billion
USD

Total Liabilities

$2.26 Billion
USD

BayCom Corp Net Asset Quality Index Over Time (2004–2025)

This chart shows how BayCom Corp's Net Asset Quality Index has evolved across 21 annual periods from 2004 to 2025. As of December 2025, the index stands at 13.1%, representing net assets of $338.55 Million against total assets of $2.59 Billion USD. Explore cash flow conversion of BayCom Corp to assess how effectively this company generates cash.

Annual Net Asset Quality Index for BayCom Corp (2004–2025)

The table below presents the year-by-year Net Asset Quality Index for BayCom Corp from 2004 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see BCML company net worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 13.1% $338.55 Million $2.59 Billion $2.26 Billion ▲ +0.9 pp
2024 12.2% $324.37 Million $2.66 Billion $2.34 Billion ▼ -0.1 pp
2023 12.3% $312.87 Million $2.55 Billion $2.24 Billion ▼ -0.4 pp
2022 12.6% $317.15 Million $2.51 Billion $2.20 Billion ▲ +1.4 pp
2021 11.2% $262.61 Million $2.35 Billion $2.09 Billion ▼ -0.3 pp
2020 11.5% $252.59 Million $2.20 Billion $1.94 Billion ▼ -1.2 pp
2019 12.7% $254.22 Million $1.99 Billion $1.74 Billion ▼ -0.8 pp
2018 13.6% $200.75 Million $1.48 Billion $1.28 Billion ▲ +4.1 pp
2017 9.5% $118.64 Million $1.25 Billion $1.13 Billion ▼ -2.0 pp
2016 11.6% $78.06 Million $675.30 Million $597.24 Million ▼ -0.1 pp
2015 11.6% $72.38 Million $623.30 Million $550.92 Million ▲ +0.1 pp
2014 11.5% $58.17 Million $504.39 Million $446.22 Million ▼ -3.8 pp
2013 15.3% $52.32 Million $342.30 Million $289.98 Million ▼ -0.7 pp
2012 16.0% $50.67 Million $316.58 Million $265.91 Million ▼ -2.0 pp
2011 18.0% $48.52 Million $269.61 Million $221.09 Million ▼ -1.3 pp
2010 19.3% $33.50 Million $173.98 Million $140.48 Million ▲ +4.9 pp
2008 14.4% $15.63 Million $108.88 Million $93.26 Million ▼ -2.4 pp
2007 16.8% $15.24 Million $90.71 Million $75.47 Million ▼ -1.7 pp
2006 18.5% $13.84 Million $74.68 Million $60.84 Million ▼ -13.5 pp
2005 32.0% $13.88 Million $43.35 Million $29.47 Million ▼ -22.3 pp
2004 54.3% $13.88 Million $25.55 Million $11.67 Million
pp = percentage points