BayCom Corp (BCML) — Financial Flexibility Index
BayCom Corp (BCML) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $5.74 Million (operating CF $5.13 Million minus capex $605.00K) represents 0% of total liabilities ($2.24 Billion). Check BCML total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BayCom Corp Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for BayCom Corp across 19 annual periods. For the full cash flow conversion analysis, see BayCom Corp cash conversion from operations.
Annual Financial Flexibility Index for BayCom Corp (2004–2025)
Year-by-year free cash flow to debt coverage for BayCom Corp. Explore BayCom Corp debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $33.58 Million | $31.83 Million | $2.26 Billion | ▲ +8.7% |
| 2024 | 0.01x | $32.06 Million | $30.36 Million | $2.34 Billion | ▼ -6.8% |
| 2023 | 0.01x | $32.92 Million | $30.80 Million | $2.24 Billion | ▼ -20.2% |
| 2022 | 0.02x | $40.45 Million | $39.61 Million | $2.20 Billion | ▲ +227.7% |
| 2021 | 0.01x | $11.74 Million | $10.43 Million | $2.09 Billion | ▼ -17.3% |
| 2020 | 0.01x | $13.21 Million | $10.00 Million | $1.94 Billion | ▲ +41.6% |
| 2019 | 0.00x | $8.36 Million | $6.96 Million | $1.74 Billion | ▼ -15.4% |
| 2018 | 0.01x | $7.25 Million | $6.24 Million | $1.28 Billion | ▼ -34.0% |
| 2017 | 0.01x | $9.70 Million | $9.33 Million | $1.13 Billion | ▼ -21.3% |
| 2016 | 0.01x | $6.53 Million | $6.32 Million | $597.24 Million | ▲ +9.9% |
| 2015 | 0.01x | $5.48 Million | $4.97 Million | $550.92 Million | ▼ -34.1% |
| 2014 | 0.02x | $6.74 Million | $6.50 Million | $446.22 Million | ▲ +43.3% |
| 2013 | 0.01x | $3.06 Million | $2.22 Million | $289.98 Million | ▼ -60.8% |
| 2012 | 0.03x | $7.16 Million | $6.77 Million | $265.91 Million | ▲ +142.3% |
| 2011 | 0.01x | $2.46 Million | $2.28 Million | $221.09 Million | ▼ -21.9% |
| 2010 | 0.01x | $2.00 Million | $1.86 Million | $140.48 Million | ▼ -42.7% |
| 2008 | 0.02x | $2.32 Million | $1.05 Million | $93.26 Million | ▼ -2.0% |
| 2007 | 0.03x | $1.91 Million | $1.40 Million | $75.47 Million | ▲ +207.9% |
| 2004 | -0.02x | $-274.00K | $-480.00K | $11.67 Million | — |