BayCom Corp (BCML) — Financial Flexibility Index
BayCom Corp (BCML) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $8.46 Million (operating CF $7.34 Million minus capex $1.12 Million) represents 0% of total liabilities ($2.27 Billion). Check strategic asset allocation of BayCom Corp to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BayCom Corp Financial Flexibility Index (2004–2024)
Historical Financial Flexibility Index trend for BayCom Corp across 18 annual periods. See BayCom Corp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for BayCom Corp (2004–2024)
Year-by-year free cash flow to debt coverage for BayCom Corp. For the full company profile including market capitalisation, see BCML market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $32.06 Million | $30.36 Million | $2.34 Billion | ▼ -6.8% |
| 2023 | 0.01x | $32.92 Million | $30.80 Million | $2.24 Billion | ▼ -20.2% |
| 2022 | 0.02x | $40.45 Million | $39.61 Million | $2.20 Billion | ▲ +227.7% |
| 2021 | 0.01x | $11.74 Million | $10.43 Million | $2.09 Billion | ▼ -17.3% |
| 2020 | 0.01x | $13.21 Million | $10.00 Million | $1.94 Billion | ▲ +41.6% |
| 2019 | 0.00x | $8.36 Million | $6.96 Million | $1.74 Billion | ▼ -15.4% |
| 2018 | 0.01x | $7.25 Million | $6.24 Million | $1.28 Billion | ▼ -34.0% |
| 2017 | 0.01x | $9.70 Million | $9.33 Million | $1.13 Billion | ▼ -21.3% |
| 2016 | 0.01x | $6.53 Million | $6.32 Million | $597.24 Million | ▲ +9.9% |
| 2015 | 0.01x | $5.48 Million | $4.97 Million | $550.92 Million | ▼ -34.1% |
| 2014 | 0.02x | $6.74 Million | $6.50 Million | $446.22 Million | ▲ +43.3% |
| 2013 | 0.01x | $3.06 Million | $2.22 Million | $289.98 Million | ▼ -60.8% |
| 2012 | 0.03x | $7.16 Million | $6.77 Million | $265.91 Million | ▲ +142.3% |
| 2011 | 0.01x | $2.46 Million | $2.28 Million | $221.09 Million | ▼ -21.9% |
| 2010 | 0.01x | $2.00 Million | $1.86 Million | $140.48 Million | ▼ -42.7% |
| 2008 | 0.02x | $2.32 Million | $1.05 Million | $93.26 Million | ▼ -2.0% |
| 2007 | 0.03x | $1.91 Million | $1.40 Million | $75.47 Million | ▲ +207.9% |
| 2004 | -0.02x | $-274.00K | $-480.00K | $11.67 Million | — |