BayCom Corp (BCML) — Defensive Interval Ratio
BayCom Corp (BCML) has a Defensive Interval Ratio of 35108 days as of June 2026. Defensive assets of $191.03 Million (cash $-, short-term investments $182.71 Million, receivables $8.32 Million) cover 35108 days of daily cash needs of $5.44K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
BayCom Corp Defensive Interval Ratio (2004–2025)
This chart shows how BayCom Corp's Defensive Interval Ratio has evolved across 17 annual periods from 2004 to 2025. As of June 2026, the ratio stands at 35108 days, meaning defensive assets of $191.03 Million can fund 35108 days of operations without new revenue. For the complete balance sheet picture, see total assets of BayCom Corp.
Annual Defensive Interval Ratio for BayCom Corp (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for BayCom Corp from 2004 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BayCom Corp (BCML) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 18299 days | $188.05 Million | $10.28K/day | $- | $179.71 Million | ▲ +18294 days |
| 2024 | 5 days | $30.57 Million | $6.12 Million/day | $- | $1.99 Million | ▼ -2 days |
| 2023 | 7 days | $38.26 Million | $5.84 Million/day | $- | $6.34 Million | ▼ -25 days |
| 2022 | 32 days | $184.45 Million | $5.76 Million/day | $- | $154.00 Million | ▲ +1 days |
| 2021 | 31 days | $172.16 Million | $5.48 Million/day | $- | $155.66 Million | ▲ +5 days |
| 2020 | 26 days | $131.48 Million | $5.07 Million/day | $- | $115.59 Million | ▼ -2 days |
| 2019 | 28 days | $131.31 Million | $4.69 Million/day | $- | $119.89 Million | ▼ -2 days |
| 2018 | 30 days | $103.47 Million | $3.47 Million/day | $- | $99.80 Million | ▼ -2708 days |
| 2017 | 2738 days | $55.66 Million | $20.33K/day | $- | $40.51 Million | ▲ +2721 days |
| 2016 | 17 days | $27.75 Million | $1.63 Million/day | $- | $13.92 Million | ▼ -9 days |
| 2015 | 26 days | $39.02 Million | $1.50 Million/day | $- | $23.61 Million | ▲ +4 days |
| 2014 | 22 days | $26.19 Million | $1.21 Million/day | $- | $17.54 Million | ▼ -82 days |
| 2013 | 103 days | $81.61 Million | $788.99K/day | $- | $76.92 Million | ▼ -342800 days |
| 2012 | 342904 days | $69.75 Million | $203.40/day | $- | $68.96 Million | ▲ +342900 days |
| 2008 | 4 days | $959.70K | $254.28K/day | $- | $- | ▼ -1 days |
| 2007 | 4 days | $922.44K | $205.14K/day | $- | $- | ▲ +1 days |
| 2004 | 4 days | $126.00K | $31.75K/day | $- | $- | — |