Citizens Community Bancorp Inc Cash Flow Quality Index
Citizens Community Bancorp Inc cash flow quality index. Citizens Community Bancorp Inc (CZWI) has a Cash Flow Quality Index of 7.18x as of June 2026. Operating cash flow of $7.91 Million exceeds net income of $1.10 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Citizens Community Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Citizens Community Bancorp Inc (2003–2025)
Cash flow quality index of Citizens Community Bancorp Inc from 2003 to 2025. Historical Cash Flow Quality Index for Citizens Community Bancorp Inc across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CZWI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Citizens Community Bancorp Inc Cash Flow Quality Index by Year (2003–2025)
Citizens Community Bancorp Inc cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for Citizens Community Bancorp Inc. For the full cash flow conversion analysis, see CZWI cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.81x | $11.69 Million | $14.42 Million | ▼ -44.7% |
| 2024 | 1.47x | $20.18 Million | $13.75 Million | ▲ +46.0% |
| 2023 | 1.00x | $13.12 Million | $13.06 Million | ▼ -39.1% |
| 2022 | 1.65x | $29.29 Million | $17.76 Million | ▲ +62.4% |
| 2021 | 1.02x | $21.60 Million | $21.27 Million | ▼ -45.7% |
| 2020 | 1.87x | $23.79 Million | $12.72 Million | ▲ +37.8% |
| 2019 | 1.36x | $12.84 Million | $9.46 Million | ▼ -46.5% |
| 2018 | 2.53x | $10.86 Million | $4.28 Million | ▲ +231.1% |
| 2017 | 0.77x | $1.91 Million | $2.50 Million | ▼ -65.4% |
| 2016 | 2.21x | $5.70 Million | $2.57 Million | ▲ +7.6% |
| 2015 | 2.06x | $5.78 Million | $2.81 Million | ▼ -53.2% |
| 2014 | 4.39x | $7.84 Million | $1.78 Million | ▼ -31.8% |
| 2013 | 6.44x | $6.74 Million | $1.05 Million | ▼ -85.4% |
| 2012 | 44.07x | $9.08 Million | $206.00K | ▼ -15.0% |
| 2011 | 51.85x | $10.01 Million | $193.00K | ▲ +3127.8% |
| 2008 | 1.61x | $2.37 Million | $1.47 Million | ▲ +198.6% |
| 2007 | -1.63x | $-1.21 Million | $743.00K | ▼ -119.3% |
| 2006 | 8.43x | $3.76 Million | $446.00K | ▲ +406.5% |
| 2005 | 1.66x | $1.75 Million | $1.05 Million | ▲ +16.2% |
| 2004 | 1.43x | $1.20 Million | $836.54K | ▼ -33.5% |
| 2003 | 2.15x | $1.29 Million | $597.50K | — |