Citizens Community Bancorp Inc (CZWI) — Free Cash Flow Generation Index
Citizens Community Bancorp Inc (CZWI) has a Free Cash Flow Generation Index of 0.97x as of December 2025. Free cash flow of $3.75 Million represents 1% of operating cash flow ($3.85 Million). See Citizens Community Bancorp Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Citizens Community Bancorp Inc Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Citizens Community Bancorp Inc across 22 annual periods. Explore CZWI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Citizens Community Bancorp Inc (2003–2025)
Year-by-year Free Cash Flow Generation Index for Citizens Community Bancorp Inc. For the full company profile including market capitalisation, see Citizens Community Bancorp Inc stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.89x | $10.38 Million | $11.69 Million | $1.31 Million | ▼ -7.1% |
| 2024 | 0.96x | $19.29 Million | $20.18 Million | $889.00K | ▲ +6.7% |
| 2023 | 0.90x | $11.76 Million | $13.12 Million | $1.37 Million | ▲ +2.1% |
| 2022 | 0.88x | $25.69 Million | $29.29 Million | $3.60 Million | ▲ +6.3% |
| 2021 | 0.83x | $17.82 Million | $21.60 Million | $3.78 Million | ▼ -7.5% |
| 2020 | 0.89x | $21.21 Million | $23.79 Million | $2.57 Million | ▲ +88.7% |
| 2019 | 0.47x | $6.07 Million | $12.84 Million | $6.77 Million | ▼ -35.1% |
| 2018 | 0.73x | $7.90 Million | $10.86 Million | $2.96 Million | ▲ +6.8% |
| 2017 | 0.68x | $1.30 Million | $1.91 Million | $609.00K | ▼ -18.0% |
| 2016 | 0.83x | $4.74 Million | $5.70 Million | $961.00K | ▼ -11.8% |
| 2015 | 0.94x | $5.45 Million | $5.78 Million | $331.00K | ▲ +0.5% |
| 2014 | 0.94x | $7.35 Million | $7.84 Million | $485.00K | ▲ +2.1% |
| 2013 | 0.92x | $6.19 Million | $6.74 Million | $549.00K | ▼ -3.1% |
| 2012 | 0.95x | $8.61 Million | $9.08 Million | $473.00K | ▲ +0.6% |
| 2011 | 0.94x | $9.43 Million | $10.01 Million | $577.00K | ▼ -0.6% |
| 2010 | 0.95x | $5.53 Million | $5.84 Million | $306.00K | ▲ +405.6% |
| 2009 | 0.19x | $708.00K | $3.78 Million | $3.07 Million | ▲ +337.3% |
| 2008 | -0.08x | $-187.00K | $2.37 Million | $2.56 Million | ▼ -111.5% |
| 2006 | 0.69x | $2.59 Million | $3.76 Million | $1.17 Million | ▼ -20.5% |
| 2005 | 0.87x | $1.51 Million | $1.75 Million | $235.00K | ▼ -6.6% |
| 2004 | 0.93x | $1.11 Million | $1.20 Million | $88.00K | ▼ -7.3% |
| 2003 | 1.00x | $1.29 Million | $1.29 Million | $0.00 | — |