Citizens Community Bancorp Inc (CZWI) — Free Cash Flow Generation Index
Citizens Community Bancorp Inc (CZWI) has a Free Cash Flow Generation Index of 0.97x as of December 2025. Free cash flow of $3.75 Million represents 1% of operating cash flow ($3.85 Million). Read Citizens Community Bancorp Inc (CZWI) financial obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Citizens Community Bancorp Inc Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Citizens Community Bancorp Inc across 22 annual periods. Explore reinvestment intensity of Citizens Community Bancorp Inc to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Citizens Community Bancorp Inc (2003–2025)
Year-by-year Free Cash Flow Generation Index for Citizens Community Bancorp Inc. For the full company profile including market capitalisation, see market value of Citizens Community Bancorp Inc.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.89x | $10.38 Million | $11.69 Million | $1.31 Million | ▼ -7.1% |
| 2024 | 0.96x | $19.29 Million | $20.18 Million | $889.00K | ▲ +6.7% |
| 2023 | 0.90x | $11.76 Million | $13.12 Million | $1.37 Million | ▲ +2.1% |
| 2022 | 0.88x | $25.69 Million | $29.29 Million | $3.60 Million | ▲ +6.3% |
| 2021 | 0.83x | $17.82 Million | $21.60 Million | $3.78 Million | ▼ -7.5% |
| 2020 | 0.89x | $21.21 Million | $23.79 Million | $2.57 Million | ▲ +88.7% |
| 2019 | 0.47x | $6.07 Million | $12.84 Million | $6.77 Million | ▼ -35.1% |
| 2018 | 0.73x | $7.90 Million | $10.86 Million | $2.96 Million | ▲ +6.8% |
| 2017 | 0.68x | $1.30 Million | $1.91 Million | $609.00K | ▼ -18.0% |
| 2016 | 0.83x | $4.74 Million | $5.70 Million | $961.00K | ▼ -11.8% |
| 2015 | 0.94x | $5.45 Million | $5.78 Million | $331.00K | ▲ +0.5% |
| 2014 | 0.94x | $7.35 Million | $7.84 Million | $485.00K | ▲ +2.1% |
| 2013 | 0.92x | $6.19 Million | $6.74 Million | $549.00K | ▼ -3.1% |
| 2012 | 0.95x | $8.61 Million | $9.08 Million | $473.00K | ▲ +0.6% |
| 2011 | 0.94x | $9.43 Million | $10.01 Million | $577.00K | ▼ -0.6% |
| 2010 | 0.95x | $5.53 Million | $5.84 Million | $306.00K | ▲ +405.6% |
| 2009 | 0.19x | $708.00K | $3.78 Million | $3.07 Million | ▲ +337.3% |
| 2008 | -0.08x | $-187.00K | $2.37 Million | $2.56 Million | ▼ -111.5% |
| 2006 | 0.69x | $2.59 Million | $3.76 Million | $1.17 Million | ▼ -20.5% |
| 2005 | 0.87x | $1.51 Million | $1.75 Million | $235.00K | ▼ -6.6% |
| 2004 | 0.93x | $1.11 Million | $1.20 Million | $88.00K | ▼ -7.3% |
| 2003 | 1.00x | $1.29 Million | $1.29 Million | $0.00 | — |