Citizens Community Bancorp Inc (CZWI) — Free Cash Flow Generation Index
Citizens Community Bancorp Inc (CZWI) has a Free Cash Flow Generation Index of 1.07x as of June 2026. Free cash flow of $8.48 Million represents 1% of operating cash flow ($7.91 Million). Explore capital reinvestment ratio of Citizens Community Bancorp Inc to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Citizens Community Bancorp Inc Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Citizens Community Bancorp Inc across 22 annual periods. For the full cash flow conversion analysis, see Citizens Community Bancorp Inc cash conversion from operations.
Annual Free Cash Flow Generation for Citizens Community Bancorp Inc (2003–2025)
Year-by-year Free Cash Flow Generation Index for Citizens Community Bancorp Inc. Check Citizens Community Bancorp Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.89x | $10.38 Million | $11.69 Million | $1.31 Million | ▼ -7.1% |
| 2024 | 0.96x | $19.29 Million | $20.18 Million | $889.00K | ▲ +6.7% |
| 2023 | 0.90x | $11.76 Million | $13.12 Million | $1.37 Million | ▲ +2.1% |
| 2022 | 0.88x | $25.69 Million | $29.29 Million | $3.60 Million | ▲ +6.3% |
| 2021 | 0.83x | $17.82 Million | $21.60 Million | $3.78 Million | ▼ -7.5% |
| 2020 | 0.89x | $21.21 Million | $23.79 Million | $2.57 Million | ▲ +88.7% |
| 2019 | 0.47x | $6.07 Million | $12.84 Million | $6.77 Million | ▼ -35.1% |
| 2018 | 0.73x | $7.90 Million | $10.86 Million | $2.96 Million | ▲ +6.8% |
| 2017 | 0.68x | $1.30 Million | $1.91 Million | $609.00K | ▼ -18.0% |
| 2016 | 0.83x | $4.74 Million | $5.70 Million | $961.00K | ▼ -11.8% |
| 2015 | 0.94x | $5.45 Million | $5.78 Million | $331.00K | ▲ +0.5% |
| 2014 | 0.94x | $7.35 Million | $7.84 Million | $485.00K | ▲ +2.1% |
| 2013 | 0.92x | $6.19 Million | $6.74 Million | $549.00K | ▼ -3.1% |
| 2012 | 0.95x | $8.61 Million | $9.08 Million | $473.00K | ▲ +0.6% |
| 2011 | 0.94x | $9.43 Million | $10.01 Million | $577.00K | ▼ -0.6% |
| 2010 | 0.95x | $5.53 Million | $5.84 Million | $306.00K | ▲ +405.6% |
| 2009 | 0.19x | $708.00K | $3.78 Million | $3.07 Million | ▲ +337.3% |
| 2008 | -0.08x | $-187.00K | $2.37 Million | $2.56 Million | ▼ -111.5% |
| 2006 | 0.69x | $2.59 Million | $3.76 Million | $1.17 Million | ▼ -20.5% |
| 2005 | 0.87x | $1.51 Million | $1.75 Million | $235.00K | ▼ -6.6% |
| 2004 | 0.93x | $1.11 Million | $1.20 Million | $88.00K | ▼ -7.3% |
| 2003 | 1.00x | $1.29 Million | $1.29 Million | $0.00 | — |