Citizens Community Bancorp Inc (CZWI) — Cash Flow Reinvestment Rate
Citizens Community Bancorp Inc (CZWI) has a Cash Flow Reinvestment Rate of 1.48x as of December 2025, reinvesting $5.72 Million (capex $100.00K plus investments $5.62 Million) from operating cash flow of $3.85 Million. Check cash flow quality index of Citizens Community Bancorp Inc to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Citizens Community Bancorp Inc Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Citizens Community Bancorp Inc across 22 annual periods. Explore Citizens Community Bancorp Inc (CZWI) investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Citizens Community Bancorp Inc (2003–2025)
Year-by-year capital reinvestment analysis for Citizens Community Bancorp Inc. For live market cap and broader valuation context, see market value of Citizens Community Bancorp Inc.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.67x | $19.55 Million | $11.69 Million | $1.31 Million | ▼ -70.6% |
| 2024 | 5.68x | $114.63 Million | $20.18 Million | $889.00K | ▲ +28.8% |
| 2023 | 4.41x | $57.90 Million | $13.12 Million | $1.37 Million | ▲ +7.0% |
| 2022 | 4.12x | $120.71 Million | $29.29 Million | $3.60 Million | ▼ -47.5% |
| 2021 | 7.86x | $169.66 Million | $21.60 Million | $3.78 Million | ▲ +178.2% |
| 2020 | 2.82x | $67.15 Million | $23.79 Million | $2.57 Million | ▼ -40.5% |
| 2019 | 4.75x | $60.94 Million | $12.84 Million | $6.77 Million | ▼ -7.7% |
| 2018 | 5.15x | $55.85 Million | $10.86 Million | $2.96 Million | ▼ -70.5% |
| 2017 | 17.44x | $33.37 Million | $1.91 Million | $609.00K | ▲ +381.9% |
| 2016 | 3.62x | $20.63 Million | $5.70 Million | $961.00K | ▲ +782.0% |
| 2015 | 0.41x | $2.37 Million | $5.78 Million | $331.00K | ▼ -87.6% |
| 2014 | 3.31x | $25.90 Million | $7.84 Million | $485.00K | ▼ -36.5% |
| 2013 | 5.21x | $35.11 Million | $6.74 Million | $549.00K | ▲ +118.9% |
| 2012 | 2.38x | $21.59 Million | $9.08 Million | $473.00K | ▲ +4025.5% |
| 2011 | 0.06x | $577.00K | $10.01 Million | $577.00K | ▲ +10.0% |
| 2010 | 0.05x | $306.00K | $5.84 Million | $306.00K | ▼ -93.5% |
| 2009 | 0.81x | $3.07 Million | $3.78 Million | $3.07 Million | ▼ -24.7% |
| 2008 | 1.08x | $2.56 Million | $2.37 Million | $2.56 Million | ▲ +246.3% |
| 2006 | 0.31x | $1.17 Million | $3.76 Million | $1.17 Million | ▲ +131.8% |
| 2005 | 0.13x | $235.00K | $1.75 Million | $235.00K | ▲ +82.9% |
| 2004 | 0.07x | $88.00K | $1.20 Million | $88.00K | — |
| 2003 | 0.00x | $0.00 | $1.29 Million | $0.00 | — |