Citizens Community Bancorp Inc (CZWI) — Cash Flow-to-Debt Ratio
Citizens Community Bancorp Inc (CZWI) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $3.85 Million could theoretically repay 0% of its total liabilities ($1.59 Billion) in one year. Explore long-term investment intensity of Citizens Community Bancorp Inc to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Citizens Community Bancorp Inc Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Citizens Community Bancorp Inc across 23 annual periods. Also explore CZWI total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Citizens Community Bancorp Inc (2003–2025)
Year-by-year debt coverage analysis for Citizens Community Bancorp Inc. For market capitalisation and broader financial context, see how much is Citizens Community Bancorp Inc worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $11.69 Million | $1.59 Billion | ▼ -42.9% |
| 2024 | 0.01x | $20.18 Million | $1.57 Billion | ▲ +64.4% |
| 2023 | 0.01x | $13.12 Million | $1.68 Billion | ▼ -56.0% |
| 2022 | 0.02x | $29.29 Million | $1.65 Billion | ▲ +29.0% |
| 2021 | 0.01x | $21.60 Million | $1.57 Billion | ▼ -13.8% |
| 2020 | 0.02x | $23.79 Million | $1.49 Billion | ▲ +71.9% |
| 2019 | 0.01x | $12.84 Million | $1.38 Billion | ▼ -1.5% |
| 2018 | 0.01x | $10.86 Million | $1.15 Billion | ▲ +327.9% |
| 2017 | 0.00x | $1.91 Million | $867.18 Million | ▼ -75.9% |
| 2016 | 0.01x | $5.70 Million | $622.59 Million | ▼ -17.5% |
| 2015 | 0.01x | $5.78 Million | $520.53 Million | ▼ -27.4% |
| 2014 | 0.02x | $7.84 Million | $512.52 Million | ▲ +13.4% |
| 2013 | 0.01x | $6.74 Million | $500.34 Million | ▼ -29.5% |
| 2012 | 0.02x | $9.08 Million | $475.08 Million | ▼ -7.7% |
| 2011 | 0.02x | $10.01 Million | $483.67 Million | ▲ +93.0% |
| 2010 | 0.01x | $5.84 Million | $544.49 Million | ▲ +47.6% |
| 2009 | 0.01x | $3.78 Million | $520.04 Million | ▲ +26.3% |
| 2008 | 0.01x | $2.37 Million | $411.56 Million | ▲ +258.7% |
| 2007 | 0.00x | $-1.21 Million | $333.66 Million | ▼ -120.5% |
| 2006 | 0.02x | $3.76 Million | $212.27 Million | ▲ +118.9% |
| 2005 | 0.01x | $1.75 Million | $216.15 Million | ▼ -3.8% |
| 2004 | 0.01x | $1.20 Million | $142.37 Million | ▼ -21.9% |
| 2003 | 0.01x | $1.29 Million | $119.41 Million | — |