Citizens Community Bancorp Inc Cash Flow-to-Debt Ratio
Citizens Community Bancorp Inc cash flow-to-debt ratio. Citizens Community Bancorp Inc (CZWI) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $7.91 Million could theoretically repay 0% of its total liabilities ($1.62 Billion) in one year. Check CZWI cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Citizens Community Bancorp Inc (2003–2025)
Cash flow-to-debt ratio of Citizens Community Bancorp Inc from 2003 to 2025. Historical debt coverage capacity for Citizens Community Bancorp Inc across 23 annual periods. Check Citizens Community Bancorp Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Citizens Community Bancorp Inc Cash Flow-to-Debt Ratio by Year (2003–2025)
Citizens Community Bancorp Inc cash flow-to-debt ratio by year from 2003 to 2025. Year-by-year debt coverage analysis for Citizens Community Bancorp Inc. For the full cash flow conversion analysis, see Citizens Community Bancorp Inc (CZWI) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $11.69 Million | $1.59 Billion | ▼ -42.9% |
| 2024 | 0.01x | $20.18 Million | $1.57 Billion | ▲ +64.4% |
| 2023 | 0.01x | $13.12 Million | $1.68 Billion | ▼ -56.0% |
| 2022 | 0.02x | $29.29 Million | $1.65 Billion | ▲ +29.0% |
| 2021 | 0.01x | $21.60 Million | $1.57 Billion | ▼ -13.8% |
| 2020 | 0.02x | $23.79 Million | $1.49 Billion | ▲ +71.9% |
| 2019 | 0.01x | $12.84 Million | $1.38 Billion | ▼ -1.5% |
| 2018 | 0.01x | $10.86 Million | $1.15 Billion | ▲ +327.9% |
| 2017 | 0.00x | $1.91 Million | $867.18 Million | ▼ -75.9% |
| 2016 | 0.01x | $5.70 Million | $622.59 Million | ▼ -17.5% |
| 2015 | 0.01x | $5.78 Million | $520.53 Million | ▼ -27.4% |
| 2014 | 0.02x | $7.84 Million | $512.52 Million | ▲ +13.4% |
| 2013 | 0.01x | $6.74 Million | $500.34 Million | ▼ -29.5% |
| 2012 | 0.02x | $9.08 Million | $475.08 Million | ▼ -7.7% |
| 2011 | 0.02x | $10.01 Million | $483.67 Million | ▲ +93.0% |
| 2010 | 0.01x | $5.84 Million | $544.49 Million | ▲ +47.6% |
| 2009 | 0.01x | $3.78 Million | $520.04 Million | ▲ +26.3% |
| 2008 | 0.01x | $2.37 Million | $411.56 Million | ▲ +258.7% |
| 2007 | 0.00x | $-1.21 Million | $333.66 Million | ▼ -120.5% |
| 2006 | 0.02x | $3.76 Million | $212.27 Million | ▲ +118.9% |
| 2005 | 0.01x | $1.75 Million | $216.15 Million | ▼ -3.8% |
| 2004 | 0.01x | $1.20 Million | $142.37 Million | ▼ -21.9% |
| 2003 | 0.01x | $1.29 Million | $119.41 Million | — |