Citizens Community Bancorp Inc (CZWI) — Financial Flexibility Index
Citizens Community Bancorp Inc (CZWI) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $3.96 Million (operating CF $3.85 Million minus capex $100.00K) represents 0% of total liabilities ($1.59 Billion). Also explore CZWI shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citizens Community Bancorp Inc Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Citizens Community Bancorp Inc across 23 annual periods. Check asset allocation strategy of Citizens Community Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Citizens Community Bancorp Inc (2003–2025)
Year-by-year free cash flow to debt coverage for Citizens Community Bancorp Inc. For the full company profile including market capitalisation, see market value of Citizens Community Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $13.00 Million | $11.69 Million | $1.59 Billion | ▼ -39.2% |
| 2024 | 0.01x | $21.07 Million | $20.18 Million | $1.57 Billion | ▲ +55.4% |
| 2023 | 0.01x | $14.49 Million | $13.12 Million | $1.68 Billion | ▼ -56.7% |
| 2022 | 0.02x | $32.89 Million | $29.29 Million | $1.65 Billion | ▲ +23.3% |
| 2021 | 0.02x | $25.38 Million | $21.60 Million | $1.57 Billion | ▼ -8.6% |
| 2020 | 0.02x | $26.36 Million | $23.79 Million | $1.49 Billion | ▲ +24.7% |
| 2019 | 0.01x | $19.61 Million | $12.84 Million | $1.38 Billion | ▲ +18.3% |
| 2018 | 0.01x | $13.81 Million | $10.86 Million | $1.15 Billion | ▲ +312.9% |
| 2017 | 0.00x | $2.52 Million | $1.91 Million | $867.18 Million | ▼ -72.8% |
| 2016 | 0.01x | $6.66 Million | $5.70 Million | $622.59 Million | ▼ -8.8% |
| 2015 | 0.01x | $6.11 Million | $5.78 Million | $520.53 Million | ▼ -27.7% |
| 2014 | 0.02x | $8.32 Million | $7.84 Million | $512.52 Million | ▲ +11.4% |
| 2013 | 0.01x | $7.29 Million | $6.74 Million | $500.34 Million | ▼ -27.5% |
| 2012 | 0.02x | $9.55 Million | $9.08 Million | $475.08 Million | ▼ -8.1% |
| 2011 | 0.02x | $10.59 Million | $10.01 Million | $483.67 Million | ▲ +93.9% |
| 2010 | 0.01x | $6.14 Million | $5.84 Million | $544.49 Million | ▼ -14.3% |
| 2009 | 0.01x | $6.85 Million | $3.78 Million | $520.04 Million | ▲ +10.1% |
| 2008 | 0.01x | $4.92 Million | $2.37 Million | $411.56 Million | ▲ +525.5% |
| 2007 | 0.00x | $-938.00K | $-1.21 Million | $333.66 Million | ▼ -112.1% |
| 2006 | 0.02x | $4.93 Million | $3.76 Million | $212.27 Million | ▲ +153.1% |
| 2005 | 0.01x | $1.98 Million | $1.75 Million | $216.15 Million | ▲ +1.6% |
| 2004 | 0.01x | $1.29 Million | $1.20 Million | $142.37 Million | ▼ -16.2% |
| 2003 | 0.01x | $1.29 Million | $1.29 Million | $119.41 Million | — |