Citizens Community Bancorp Inc (CZWI) — Working Capital to Net Assets Ratio
Citizens Community Bancorp Inc (CZWI) has a Working Capital to Net Assets ratio of 838.8% as of December 2025. Working capital of $1.58 Billion (current assets of $1.58 Billion minus current liabilities of $523.00K) is measured against net assets of $187.94 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See net asset quality index of Citizens Community Bancorp Inc to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Citizens Community Bancorp Inc Working Capital to Net Assets (2001–2025)
This chart shows how Citizens Community Bancorp Inc's Working Capital to Net Assets ratio has evolved across 24 annual periods from 2001 to 2025. As of December 2025, the ratio stands at 838.8%, reflecting working capital of $1.58 Billion against net assets of $187.94 Million USD. Check Citizens Community Bancorp Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Citizens Community Bancorp Inc (2001–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Citizens Community Bancorp Inc from 2001 to 2025, covering 24 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see CZWI stock market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 838.8% | $1.58 Billion | $187.94 Million | $1.58 Billion | $523.00K | ▲ +1600.7 pp |
| 2024 | -761.9% | $-1.36 Billion | $179.08 Million | $128.70 Million | $1.49 Billion | ▲ +93.4 pp |
| 2023 | -855.3% | $-1.48 Billion | $173.33 Million | $116.03 Million | $1.60 Billion | ▲ +58.2 pp |
| 2022 | -913.5% | $-1.53 Billion | $167.09 Million | $40.90 Million | $1.57 Billion | ▼ -67.3 pp |
| 2021 | -846.2% | $-1.45 Billion | $170.87 Million | $53.26 Million | $1.50 Billion | ▼ -42.8 pp |
| 2020 | -803.4% | $-1.29 Billion | $160.56 Million | $128.84 Million | $1.42 Billion | ▼ -85.2 pp |
| 2019 | -718.2% | $-1.08 Billion | $150.55 Million | $245.44 Million | $1.33 Billion | ▼ -57.4 pp |
| 2018 | -660.7% | $-913.05 Million | $138.19 Million | $204.27 Million | $1.12 Billion | ▲ +269.4 pp |
| 2017 | -930.2% | $-683.50 Million | $73.48 Million | $149.00 Million | $832.50 Million | ▼ -127.1 pp |
| 2016 | -803.1% | $-512.57 Million | $63.83 Million | $104.40 Million | $616.97 Million | ▼ -136.8 pp |
| 2015 | -666.2% | $-407.97 Million | $61.24 Million | $107.22 Million | $515.19 Million | ▲ +90.1 pp |
| 2014 | -756.3% | $-433.31 Million | $57.29 Million | $75.35 Million | $508.66 Million | ▼ -24.3 pp |
| 2013 | -732.0% | $-396.64 Million | $54.19 Million | $100.75 Million | $497.40 Million | ▼ -43.6 pp |
| 2012 | -688.5% | $-379.37 Million | $55.10 Million | $91.94 Million | $471.31 Million | ▲ +79.5 pp |
| 2011 | -768.0% | $-406.16 Million | $52.89 Million | $42.81 Million | $448.97 Million | ▲ +37.8 pp |
| 2010 | -805.8% | $-401.89 Million | $49.88 Million | $74.42 Million | $476.30 Million | ▼ -152.8 pp |
| 2009 | -652.9% | $-361.48 Million | $55.37 Million | $47.83 Million | $409.31 Million | ▼ -256.4 pp |
| 2008 | -396.5% | $-271.48 Million | $68.48 Million | $25.76 Million | $297.24 Million | ▼ -135.0 pp |
| 2007 | -261.5% | $-198.12 Million | $75.77 Million | $9.61 Million | $207.73 Million | ▼ -29.6 pp |
| 2006 | -231.9% | $-179.94 Million | $77.59 Million | $6.77 Million | $186.71 Million | ▲ +452.8 pp |
| 2005 | -684.7% | $-202.35 Million | $29.55 Million | $11.32 Million | $213.67 Million | ▲ +10.2 pp |
| 2004 | -694.9% | $-136.24 Million | $19.61 Million | $5.23 Million | $141.48 Million | ▲ +319.5 pp |
| 2003 | -1014.4% | $-111.49 Million | $10.99 Million | $3.47 Million | $114.96 Million | ▼ -77.0 pp |
| 2001 | -937.4% | $-91.20 Million | $9.73 Million | $6.93 Million | $98.13 Million | — |