Citizens Community Bancorp Inc (CZWI) — Working Capital to Net Assets Ratio
Citizens Community Bancorp Inc (CZWI) has a Working Capital to Net Assets ratio of 81.0% as of March 2026. Working capital of $154.69 Million (current assets of $155.03 Million minus current liabilities of $341.00K) is measured against net assets of $190.87 Million. A higher ratio indicates strong short-term liquidity financed by the equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Citizens Community Bancorp Inc Working Capital to Net Assets (2001–2025)
This chart shows how Citizens Community Bancorp Inc's Working Capital to Net Assets ratio has evolved across 24 annual periods from 2001 to 2025. As of March 2026, the ratio stands at 81.0%, reflecting working capital of $154.69 Million against net assets of $190.87 Million USD. Explore CZWI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Annual Working Capital to Net Assets for Citizens Community Bancorp Inc (2001–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Citizens Community Bancorp Inc from 2001 to 2025, covering 24 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see balance sheet size of Citizens Community Bancorp Inc.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -707.9% | $-1.33 Billion | $187.94 Million | $193.77 Million | $1.52 Billion | ▲ +54.1 pp |
| 2024 | -761.9% | $-1.36 Billion | $179.08 Million | $128.70 Million | $1.49 Billion | ▲ +93.4 pp |
| 2023 | -855.3% | $-1.48 Billion | $173.33 Million | $116.03 Million | $1.60 Billion | ▲ +58.2 pp |
| 2022 | -913.5% | $-1.53 Billion | $167.09 Million | $40.90 Million | $1.57 Billion | ▼ -67.3 pp |
| 2021 | -846.2% | $-1.45 Billion | $170.87 Million | $53.26 Million | $1.50 Billion | ▼ -42.8 pp |
| 2020 | -803.4% | $-1.29 Billion | $160.56 Million | $128.84 Million | $1.42 Billion | ▼ -85.2 pp |
| 2019 | -718.2% | $-1.08 Billion | $150.55 Million | $245.44 Million | $1.33 Billion | ▼ -57.4 pp |
| 2018 | -660.7% | $-913.05 Million | $138.19 Million | $204.27 Million | $1.12 Billion | ▲ +269.4 pp |
| 2017 | -930.2% | $-683.50 Million | $73.48 Million | $149.00 Million | $832.50 Million | ▼ -127.1 pp |
| 2016 | -803.1% | $-512.57 Million | $63.83 Million | $104.40 Million | $616.97 Million | ▼ -136.8 pp |
| 2015 | -666.2% | $-407.97 Million | $61.24 Million | $107.22 Million | $515.19 Million | ▲ +90.1 pp |
| 2014 | -756.3% | $-433.31 Million | $57.29 Million | $75.35 Million | $508.66 Million | ▼ -24.3 pp |
| 2013 | -732.0% | $-396.64 Million | $54.19 Million | $100.75 Million | $497.40 Million | ▼ -43.6 pp |
| 2012 | -688.5% | $-379.37 Million | $55.10 Million | $91.94 Million | $471.31 Million | ▲ +79.5 pp |
| 2011 | -768.0% | $-406.16 Million | $52.89 Million | $42.81 Million | $448.97 Million | ▲ +37.8 pp |
| 2010 | -805.8% | $-401.89 Million | $49.88 Million | $74.42 Million | $476.30 Million | ▼ -152.8 pp |
| 2009 | -652.9% | $-361.48 Million | $55.37 Million | $47.83 Million | $409.31 Million | ▼ -256.4 pp |
| 2008 | -396.5% | $-271.48 Million | $68.48 Million | $25.76 Million | $297.24 Million | ▼ -135.0 pp |
| 2007 | -261.5% | $-198.12 Million | $75.77 Million | $9.61 Million | $207.73 Million | ▼ -29.6 pp |
| 2006 | -231.9% | $-179.94 Million | $77.59 Million | $6.77 Million | $186.71 Million | ▲ +452.8 pp |
| 2005 | -684.7% | $-202.35 Million | $29.55 Million | $11.32 Million | $213.67 Million | ▲ +10.2 pp |
| 2004 | -694.9% | $-136.24 Million | $19.61 Million | $5.23 Million | $141.48 Million | ▲ +319.5 pp |
| 2003 | -1014.4% | $-111.49 Million | $10.99 Million | $3.47 Million | $114.96 Million | ▼ -77.0 pp |
| 2001 | -937.4% | $-91.20 Million | $9.73 Million | $6.93 Million | $98.13 Million | — |