Heritage Commerce Corp (HTBK) — Cash Flow Quality Index
Heritage Commerce Corp (HTBK) has a Cash Flow Quality Index of 1.32x as of December 2025. Operating cash flow of $19.97 Million exceeds net income of $15.12 Million, indicating high earnings quality where cash backs reported profits. Explore Heritage Commerce Corp (HTBK) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Heritage Commerce Corp Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Heritage Commerce Corp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check HTBK cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Heritage Commerce Corp (1997–2025)
Year-by-year earnings quality comparison for Heritage Commerce Corp. For live market cap and the full company financial profile, see Heritage Commerce Corp stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.29x | $61.67 Million | $47.83 Million | ▲ +34.1% |
| 2024 | 0.96x | $38.97 Million | $40.53 Million | ▼ -15.1% |
| 2023 | 1.13x | $73.01 Million | $64.44 Million | ▲ +7.9% |
| 2022 | 1.05x | $69.85 Million | $66.56 Million | ▼ -11.9% |
| 2021 | 1.19x | $56.85 Million | $47.70 Million | ▼ -27.6% |
| 2020 | 1.65x | $58.09 Million | $35.30 Million | ▲ +32.3% |
| 2019 | 1.24x | $50.34 Million | $40.46 Million | ▼ -9.5% |
| 2018 | 1.37x | $48.57 Million | $35.33 Million | ▼ -20.8% |
| 2017 | 1.74x | $41.36 Million | $23.83 Million | ▲ +83.5% |
| 2016 | 0.95x | $25.90 Million | $27.38 Million | ▼ -45.2% |
| 2015 | 1.73x | $28.49 Million | $16.50 Million | ▲ +19.6% |
| 2014 | 1.44x | $19.38 Million | $13.43 Million | ▲ +2.4% |
| 2013 | 1.41x | $16.26 Million | $11.54 Million | ▼ -12.9% |
| 2012 | 1.62x | $16.04 Million | $9.91 Million | ▼ -14.1% |
| 2011 | 1.89x | $21.44 Million | $11.37 Million | ▼ -83.8% |
| 2008 | 11.63x | $20.48 Million | $1.76 Million | ▲ +374.6% |
| 2007 | 2.45x | $34.53 Million | $14.10 Million | ▲ +34.3% |
| 2006 | 1.82x | $31.50 Million | $17.27 Million | ▲ +171.8% |
| 2005 | 0.67x | $9.70 Million | $14.45 Million | ▲ +62.1% |
| 2004 | 0.41x | $3.51 Million | $8.48 Million | ▼ -69.1% |
| 2003 | 1.34x | $10.42 Million | $7.78 Million | ▲ +86.1% |
| 2002 | 0.72x | $5.16 Million | $7.18 Million | ▼ -55.1% |
| 2001 | 1.60x | $11.64 Million | $7.27 Million | ▲ +268.5% |
| 2000 | -0.95x | $-5.16 Million | $5.43 Million | ▼ -152.5% |
| 1999 | 1.81x | $8.50 Million | $4.70 Million | ▲ +54.4% |
| 1998 | 1.17x | $4.10 Million | $3.50 Million | ▲ +6.2% |
| 1997 | 1.10x | $1.73 Million | $1.56 Million | — |