Heritage Commerce Corp Cash Flow Quality Index
Heritage Commerce Corp cash flow quality index. Heritage Commerce Corp (HTBK) has a Cash Flow Quality Index of 1.32x as of December 2025. Operating cash flow of $19.97 Million exceeds net income of $15.12 Million, indicating high earnings quality where cash backs reported profits. See Heritage Commerce Corp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Heritage Commerce Corp (1997–2025)
Cash flow quality index of Heritage Commerce Corp from 1997 to 2025. Historical Cash Flow Quality Index for Heritage Commerce Corp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore HTBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Heritage Commerce Corp Cash Flow Quality Index by Year (1997–2025)
Heritage Commerce Corp cash flow quality index by year from 1997 to 2025. Year-by-year earnings quality comparison for Heritage Commerce Corp. For the full cash flow conversion analysis, see Heritage Commerce Corp (HTBK) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.29x | $61.67 Million | $47.83 Million | ▲ +34.1% |
| 2024 | 0.96x | $38.97 Million | $40.53 Million | ▼ -15.1% |
| 2023 | 1.13x | $73.01 Million | $64.44 Million | ▲ +7.9% |
| 2022 | 1.05x | $69.85 Million | $66.56 Million | ▼ -11.9% |
| 2021 | 1.19x | $56.85 Million | $47.70 Million | ▼ -27.6% |
| 2020 | 1.65x | $58.09 Million | $35.30 Million | ▲ +32.3% |
| 2019 | 1.24x | $50.34 Million | $40.46 Million | ▼ -9.5% |
| 2018 | 1.37x | $48.57 Million | $35.33 Million | ▼ -20.8% |
| 2017 | 1.74x | $41.36 Million | $23.83 Million | ▲ +83.5% |
| 2016 | 0.95x | $25.90 Million | $27.38 Million | ▼ -45.2% |
| 2015 | 1.73x | $28.49 Million | $16.50 Million | ▲ +19.6% |
| 2014 | 1.44x | $19.38 Million | $13.43 Million | ▲ +2.4% |
| 2013 | 1.41x | $16.26 Million | $11.54 Million | ▼ -12.9% |
| 2012 | 1.62x | $16.04 Million | $9.91 Million | ▼ -14.1% |
| 2011 | 1.89x | $21.44 Million | $11.37 Million | ▼ -83.8% |
| 2008 | 11.63x | $20.48 Million | $1.76 Million | ▲ +374.6% |
| 2007 | 2.45x | $34.53 Million | $14.10 Million | ▲ +34.3% |
| 2006 | 1.82x | $31.50 Million | $17.27 Million | ▲ +171.8% |
| 2005 | 0.67x | $9.70 Million | $14.45 Million | ▲ +62.1% |
| 2004 | 0.41x | $3.51 Million | $8.48 Million | ▼ -69.1% |
| 2003 | 1.34x | $10.42 Million | $7.78 Million | ▲ +86.1% |
| 2002 | 0.72x | $5.16 Million | $7.18 Million | ▼ -55.1% |
| 2001 | 1.60x | $11.64 Million | $7.27 Million | ▲ +268.5% |
| 2000 | -0.95x | $-5.16 Million | $5.43 Million | ▼ -152.5% |
| 1999 | 1.81x | $8.50 Million | $4.70 Million | ▲ +54.4% |
| 1998 | 1.17x | $4.10 Million | $3.50 Million | ▲ +6.2% |
| 1997 | 1.10x | $1.73 Million | $1.56 Million | — |