Heritage Commerce Corp Working Capital to Net Assets Ratio
Heritage Commerce Corp working capital to net assets ratio. Heritage Commerce Corp (HTBK) has a Working Capital to Net Assets ratio of -233.0% as of December 2025. Working capital of $-1.65 Billion (current assets of $614.64 Million minus current liabilities of $2.27 Billion) is measured against net assets of $708.57 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check HTBK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Heritage Commerce Corp (1997–2025)
Working capital to net assets ratio of Heritage Commerce Corp from 1997 to 2025. This chart shows how Heritage Commerce Corp's Working Capital to Net Assets ratio has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the ratio stands at -233.0%, reflecting working capital of $-1.65 Billion against net assets of $708.57 Million USD. See defensive interval ratio of Heritage Commerce Corp to measure how many days the company can operate on defensive assets alone.
Heritage Commerce Corp Working Capital to Net Assets Ratio by Year (1997–2025)
Heritage Commerce Corp working capital to net assets ratio by year from 1997 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Heritage Commerce Corp from 1997 to 2025, covering 29 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Heritage Commerce Corp total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -233.0% | $-1.65 Billion | $708.57 Million | $614.64 Million | $2.27 Billion | ▲ +288.3 pp |
| 2024 | -521.3% | $-3.60 Billion | $689.73 Million | $1.22 Billion | $4.82 Billion | ▲ +2.9 pp |
| 2023 | -524.3% | $-3.53 Billion | $672.90 Million | $850.76 Million | $4.38 Billion | ▼ -649.7 pp |
| 2022 | 125.5% | $793.49 Million | $632.46 Million | $889.66 Million | $96.17 Million | ▼ -112.7 pp |
| 2021 | 238.1% | $1.42 Billion | $598.03 Million | $1.53 Billion | $102.04 Million | ▼ -1.7 pp |
| 2020 | 239.8% | $1.39 Billion | $577.89 Million | $1.49 Billion | $102.00 Million | ▲ +684.4 pp |
| 2019 | -444.6% | $-2.56 Billion | $576.71 Million | $929.34 Million | $3.49 Billion | ▼ -1017.5 pp |
| 2018 | 572.9% | $2.11 Billion | $367.47 Million | $2.16 Billion | $52.20 Million | ▼ -143.7 pp |
| 2017 | 716.6% | $1.94 Billion | $271.36 Million | $1.99 Billion | $50.04 Million | ▲ +1366.1 pp |
| 2016 | -649.5% | $-1.69 Billion | $259.85 Million | $623.20 Million | $2.31 Billion | ▼ -101.3 pp |
| 2015 | -548.3% | $-1.35 Billion | $245.44 Million | $770.51 Million | $2.12 Billion | ▲ +31.1 pp |
| 2014 | -579.3% | $-1.07 Billion | $184.36 Million | $364.68 Million | $1.43 Billion | ▼ -65.7 pp |
| 2013 | -513.6% | $-890.64 Million | $173.40 Million | $427.60 Million | $1.32 Billion | ▼ -79.0 pp |
| 2012 | -434.6% | $-737.70 Million | $169.74 Million | $776.59 Million | $1.51 Billion | ▼ -136.2 pp |
| 2011 | -298.4% | $-590.31 Million | $197.83 Million | $494.35 Million | $1.08 Billion | ▲ +208.0 pp |
| 2010 | -506.4% | $-922.43 Million | $182.15 Million | $118.08 Million | $1.04 Billion | ▲ +116.1 pp |
| 2009 | -622.6% | $-1.07 Billion | $172.31 Million | $95.17 Million | $1.17 Billion | ▲ +34.4 pp |
| 2008 | -657.0% | $-1.21 Billion | $184.27 Million | $65.63 Million | $1.28 Billion | ▲ +0.4 pp |
| 2007 | -657.4% | $-1.08 Billion | $164.82 Million | $75.42 Million | $1.16 Billion | ▲ +9.8 pp |
| 2006 | -667.2% | $-819.41 Million | $122.82 Million | $71.20 Million | $890.62 Million | ▲ +155.2 pp |
| 2005 | -822.4% | $-917.91 Million | $111.62 Million | $77.28 Million | $995.19 Million | ▲ +61.4 pp |
| 2004 | -883.8% | $-871.22 Million | $98.58 Million | $66.87 Million | $938.09 Million | ▼ -15.6 pp |
| 2003 | -868.2% | $-780.04 Million | $89.85 Million | $69.15 Million | $849.20 Million | ▼ -126.0 pp |
| 2002 | -742.2% | $-785.71 Million | $105.86 Million | $67.18 Million | $852.89 Million | ▲ +80.0 pp |
| 2001 | -822.2% | $-769.35 Million | $93.57 Million | $49.85 Million | $819.20 Million | ▲ +49.2 pp |
| 2000 | -871.4% | $-694.80 Million | $79.73 Million | $53.69 Million | $748.49 Million | ▲ +156.4 pp |
| 1999 | -1027.8% | $-580.70 Million | $56.50 Million | $28.00 Million | $608.70 Million | ▲ +109.0 pp |
| 1998 | -1136.8% | $-349.00 Million | $30.70 Million | $25.20 Million | $374.20 Million | ▼ -242.3 pp |
| 1997 | -894.5% | $-199.79 Million | $22.34 Million | $43.19 Million | $242.98 Million | — |