Heritage Commerce Corp Cash Flow-to-Debt Ratio
Heritage Commerce Corp cash flow-to-debt ratio. Heritage Commerce Corp (HTBK) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $19.97 Million could theoretically repay 0% of its total liabilities ($5.06 Billion) in one year. Check HTBK cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Heritage Commerce Corp (1997–2025)
Cash flow-to-debt ratio of Heritage Commerce Corp from 1997 to 2025. Historical debt coverage capacity for Heritage Commerce Corp across 29 annual periods. Check HTBK total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Heritage Commerce Corp Cash Flow-to-Debt Ratio by Year (1997–2025)
Heritage Commerce Corp cash flow-to-debt ratio by year from 1997 to 2025. Year-by-year debt coverage analysis for Heritage Commerce Corp. For the full cash flow conversion analysis, see cash efficiency ratio of Heritage Commerce Corp.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $61.67 Million | $5.06 Billion | ▲ +55.1% |
| 2024 | 0.01x | $38.97 Million | $4.96 Billion | ▼ -51.3% |
| 2023 | 0.02x | $73.01 Million | $4.52 Billion | ▲ +4.5% |
| 2022 | 0.02x | $69.85 Million | $4.52 Billion | ▲ +33.2% |
| 2021 | 0.01x | $56.85 Million | $4.90 Billion | ▼ -19.0% |
| 2020 | 0.01x | $58.09 Million | $4.06 Billion | ▲ +0.5% |
| 2019 | 0.01x | $50.34 Million | $3.53 Billion | ▼ -19.9% |
| 2018 | 0.02x | $48.57 Million | $2.73 Billion | ▲ +10.7% |
| 2017 | 0.02x | $41.36 Million | $2.57 Billion | ▲ +43.5% |
| 2016 | 0.01x | $25.90 Million | $2.31 Billion | ▼ -16.8% |
| 2015 | 0.01x | $28.49 Million | $2.12 Billion | ▼ -0.5% |
| 2014 | 0.01x | $19.38 Million | $1.43 Billion | ▲ +9.7% |
| 2013 | 0.01x | $16.26 Million | $1.32 Billion | ▲ +17.2% |
| 2012 | 0.01x | $16.04 Million | $1.52 Billion | ▼ -45.6% |
| 2011 | 0.02x | $21.44 Million | $1.11 Billion | ▲ +29.6% |
| 2010 | 0.01x | $15.88 Million | $1.06 Billion | ▲ +968.2% |
| 2009 | 0.00x | $-2.05 Million | $1.19 Billion | ▼ -111.0% |
| 2008 | 0.02x | $20.48 Million | $1.31 Billion | ▼ -46.6% |
| 2007 | 0.03x | $34.53 Million | $1.18 Billion | ▼ -15.2% |
| 2006 | 0.03x | $31.50 Million | $914.32 Million | ▲ +262.0% |
| 2005 | 0.01x | $9.70 Million | $1.02 Billion | ▲ +173.6% |
| 2004 | 0.00x | $3.51 Million | $1.01 Billion | ▼ -69.5% |
| 2003 | 0.01x | $10.42 Million | $913.36 Million | ▲ +88.4% |
| 2002 | 0.01x | $5.16 Million | $852.89 Million | ▼ -57.4% |
| 2001 | 0.01x | $11.64 Million | $819.16 Million | ▲ +311.1% |
| 2000 | -0.01x | $-5.16 Million | $766.49 Million | ▼ -149.1% |
| 1999 | 0.01x | $8.50 Million | $620.70 Million | ▲ +25.0% |
| 1998 | 0.01x | $4.10 Million | $374.20 Million | ▲ +55.6% |
| 1997 | 0.01x | $1.73 Million | $245.24 Million | — |