Heritage Commerce Corp (HTBK) — Cash Flow-to-Debt Ratio
Heritage Commerce Corp (HTBK) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $19.97 Million could theoretically repay 0% of its total liabilities ($5.06 Billion) in one year. Explore Heritage Commerce Corp long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Heritage Commerce Corp Cash Flow-to-Debt Ratio (1997–2025)
Historical debt coverage capacity for Heritage Commerce Corp across 29 annual periods. Also explore Heritage Commerce Corp assets under control for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Heritage Commerce Corp (1997–2025)
Year-by-year debt coverage analysis for Heritage Commerce Corp. For market capitalisation and broader financial context, see market value of Heritage Commerce Corp.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $61.67 Million | $5.06 Billion | ▲ +55.1% |
| 2024 | 0.01x | $38.97 Million | $4.96 Billion | ▼ -51.3% |
| 2023 | 0.02x | $73.01 Million | $4.52 Billion | ▲ +4.5% |
| 2022 | 0.02x | $69.85 Million | $4.52 Billion | ▲ +33.2% |
| 2021 | 0.01x | $56.85 Million | $4.90 Billion | ▼ -19.0% |
| 2020 | 0.01x | $58.09 Million | $4.06 Billion | ▲ +0.5% |
| 2019 | 0.01x | $50.34 Million | $3.53 Billion | ▼ -19.9% |
| 2018 | 0.02x | $48.57 Million | $2.73 Billion | ▲ +10.7% |
| 2017 | 0.02x | $41.36 Million | $2.57 Billion | ▲ +43.5% |
| 2016 | 0.01x | $25.90 Million | $2.31 Billion | ▼ -16.8% |
| 2015 | 0.01x | $28.49 Million | $2.12 Billion | ▼ -0.5% |
| 2014 | 0.01x | $19.38 Million | $1.43 Billion | ▲ +9.7% |
| 2013 | 0.01x | $16.26 Million | $1.32 Billion | ▲ +17.2% |
| 2012 | 0.01x | $16.04 Million | $1.52 Billion | ▼ -45.6% |
| 2011 | 0.02x | $21.44 Million | $1.11 Billion | ▲ +29.6% |
| 2010 | 0.01x | $15.88 Million | $1.06 Billion | ▲ +968.2% |
| 2009 | 0.00x | $-2.05 Million | $1.19 Billion | ▼ -111.0% |
| 2008 | 0.02x | $20.48 Million | $1.31 Billion | ▼ -46.6% |
| 2007 | 0.03x | $34.53 Million | $1.18 Billion | ▼ -15.2% |
| 2006 | 0.03x | $31.50 Million | $914.32 Million | ▲ +262.0% |
| 2005 | 0.01x | $9.70 Million | $1.02 Billion | ▲ +173.6% |
| 2004 | 0.00x | $3.51 Million | $1.01 Billion | ▼ -69.5% |
| 2003 | 0.01x | $10.42 Million | $913.36 Million | ▲ +88.4% |
| 2002 | 0.01x | $5.16 Million | $852.89 Million | ▼ -57.4% |
| 2001 | 0.01x | $11.64 Million | $819.16 Million | ▲ +311.1% |
| 2000 | -0.01x | $-5.16 Million | $766.49 Million | ▼ -149.1% |
| 1999 | 0.01x | $8.50 Million | $620.70 Million | ▲ +25.0% |
| 1998 | 0.01x | $4.10 Million | $374.20 Million | ▲ +55.6% |
| 1997 | 0.01x | $1.73 Million | $245.24 Million | — |