Heritage Commerce Corp (HTBK) — Cash Flow-to-Debt Ratio
Heritage Commerce Corp (HTBK) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $19.97 Million could theoretically repay 0% of its total liabilities ($5.06 Billion) in one year. See HTBK cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Heritage Commerce Corp Cash Flow-to-Debt Ratio (1997–2025)
Historical debt coverage capacity for Heritage Commerce Corp across 29 annual periods. Also explore Heritage Commerce Corp equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Heritage Commerce Corp (1997–2025)
Year-by-year debt coverage analysis for Heritage Commerce Corp. For market capitalisation and broader financial context, see Heritage Commerce Corp (HTBK) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $61.67 Million | $5.06 Billion | ▲ +55.1% |
| 2024 | 0.01x | $38.97 Million | $4.96 Billion | ▼ -51.3% |
| 2023 | 0.02x | $73.01 Million | $4.52 Billion | ▲ +4.5% |
| 2022 | 0.02x | $69.85 Million | $4.52 Billion | ▲ +33.2% |
| 2021 | 0.01x | $56.85 Million | $4.90 Billion | ▼ -19.0% |
| 2020 | 0.01x | $58.09 Million | $4.06 Billion | ▲ +0.5% |
| 2019 | 0.01x | $50.34 Million | $3.53 Billion | ▼ -19.9% |
| 2018 | 0.02x | $48.57 Million | $2.73 Billion | ▲ +10.7% |
| 2017 | 0.02x | $41.36 Million | $2.57 Billion | ▲ +43.5% |
| 2016 | 0.01x | $25.90 Million | $2.31 Billion | ▼ -16.8% |
| 2015 | 0.01x | $28.49 Million | $2.12 Billion | ▼ -0.5% |
| 2014 | 0.01x | $19.38 Million | $1.43 Billion | ▲ +9.7% |
| 2013 | 0.01x | $16.26 Million | $1.32 Billion | ▲ +17.2% |
| 2012 | 0.01x | $16.04 Million | $1.52 Billion | ▼ -45.6% |
| 2011 | 0.02x | $21.44 Million | $1.11 Billion | ▲ +29.6% |
| 2010 | 0.01x | $15.88 Million | $1.06 Billion | ▲ +968.2% |
| 2009 | 0.00x | $-2.05 Million | $1.19 Billion | ▼ -111.0% |
| 2008 | 0.02x | $20.48 Million | $1.31 Billion | ▼ -46.6% |
| 2007 | 0.03x | $34.53 Million | $1.18 Billion | ▼ -15.2% |
| 2006 | 0.03x | $31.50 Million | $914.32 Million | ▲ +262.0% |
| 2005 | 0.01x | $9.70 Million | $1.02 Billion | ▲ +173.6% |
| 2004 | 0.00x | $3.51 Million | $1.01 Billion | ▼ -69.5% |
| 2003 | 0.01x | $10.42 Million | $913.36 Million | ▲ +88.4% |
| 2002 | 0.01x | $5.16 Million | $852.89 Million | ▼ -57.4% |
| 2001 | 0.01x | $11.64 Million | $819.16 Million | ▲ +311.1% |
| 2000 | -0.01x | $-5.16 Million | $766.49 Million | ▼ -149.1% |
| 1999 | 0.01x | $8.50 Million | $620.70 Million | ▲ +25.0% |
| 1998 | 0.01x | $4.10 Million | $374.20 Million | ▲ +55.6% |
| 1997 | 0.01x | $1.73 Million | $245.24 Million | — |