Heritage Commerce Corp (HTBK) — Net Asset Quality Index
Heritage Commerce Corp (HTBK) has a Net Asset Quality Index of 12.3% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $5.76 Billion minus total liabilities of $5.06 Billion yields net assets of $708.57 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Heritage Commerce Corp liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Heritage Commerce Corp Net Asset Quality Index Over Time (1997–2025)
This chart shows how Heritage Commerce Corp's Net Asset Quality Index has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the index stands at 12.3%, representing net assets of $708.57 Million against total assets of $5.76 Billion USD. See HTBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Heritage Commerce Corp (1997–2025)
The table below presents the year-by-year Net Asset Quality Index for Heritage Commerce Corp from 1997 to 2025, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Heritage Commerce Corp stock valuation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.3% | $708.57 Million | $5.76 Billion | $5.06 Billion | ▲ +0.1 pp |
| 2024 | 12.2% | $689.73 Million | $5.65 Billion | $4.96 Billion | ▼ -0.7 pp |
| 2023 | 13.0% | $672.90 Million | $5.19 Billion | $4.52 Billion | ▲ +0.7 pp |
| 2022 | 12.3% | $632.46 Million | $5.15 Billion | $4.52 Billion | ▲ +1.4 pp |
| 2021 | 10.9% | $598.03 Million | $5.50 Billion | $4.90 Billion | ▼ -1.6 pp |
| 2020 | 12.5% | $577.89 Million | $4.63 Billion | $4.06 Billion | ▼ -1.6 pp |
| 2019 | 14.0% | $576.71 Million | $4.11 Billion | $3.53 Billion | ▲ +2.2 pp |
| 2018 | 11.9% | $367.47 Million | $3.10 Billion | $2.73 Billion | ▲ +2.3 pp |
| 2017 | 9.5% | $271.36 Million | $2.84 Billion | $2.57 Billion | ▼ -0.6 pp |
| 2016 | 10.1% | $259.85 Million | $2.57 Billion | $2.31 Billion | ▼ -0.3 pp |
| 2015 | 10.4% | $245.44 Million | $2.36 Billion | $2.12 Billion | ▼ -1.0 pp |
| 2014 | 11.4% | $184.36 Million | $1.62 Billion | $1.43 Billion | ▼ -0.2 pp |
| 2013 | 11.6% | $173.40 Million | $1.49 Billion | $1.32 Billion | ▲ +1.6 pp |
| 2012 | 10.0% | $169.74 Million | $1.69 Billion | $1.52 Billion | ▼ -5.1 pp |
| 2011 | 15.1% | $197.83 Million | $1.31 Billion | $1.11 Billion | ▲ +0.5 pp |
| 2010 | 14.6% | $182.15 Million | $1.25 Billion | $1.06 Billion | ▲ +2.0 pp |
| 2009 | 12.6% | $172.31 Million | $1.36 Billion | $1.19 Billion | ▲ +0.3 pp |
| 2008 | 12.3% | $184.27 Million | $1.50 Billion | $1.31 Billion | ▲ +0.1 pp |
| 2007 | 12.2% | $164.82 Million | $1.35 Billion | $1.18 Billion | ▲ +0.4 pp |
| 2006 | 11.8% | $122.82 Million | $1.04 Billion | $914.32 Million | ▲ +2.0 pp |
| 2005 | 9.9% | $111.62 Million | $1.13 Billion | $1.02 Billion | ▲ +1.0 pp |
| 2004 | 8.9% | $98.58 Million | $1.11 Billion | $1.01 Billion | ▼ -0.1 pp |
| 2003 | 9.0% | $89.85 Million | $1.00 Billion | $913.36 Million | ▼ -2.1 pp |
| 2002 | 11.0% | $105.86 Million | $958.75 Million | $852.89 Million | ▲ +0.8 pp |
| 2001 | 10.3% | $93.57 Million | $912.73 Million | $819.16 Million | ▲ +0.8 pp |
| 2000 | 9.4% | $79.73 Million | $846.22 Million | $766.49 Million | ▲ +1.1 pp |
| 1999 | 8.3% | $56.50 Million | $677.20 Million | $620.70 Million | ▲ +0.8 pp |
| 1998 | 7.6% | $30.70 Million | $404.90 Million | $374.20 Million | ▼ -0.8 pp |
| 1997 | 8.3% | $22.34 Million | $267.57 Million | $245.24 Million | — |