Heritage Commerce Corp (HTBK) — Financial Flexibility Index
Heritage Commerce Corp (HTBK) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $20.28 Million (operating CF $19.97 Million minus capex $307.00K) represents 0% of total liabilities ($5.06 Billion). Also explore Heritage Commerce Corp net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Heritage Commerce Corp Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for Heritage Commerce Corp across 29 annual periods. Check strategic asset allocation of Heritage Commerce Corp to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Heritage Commerce Corp (1997–2025)
Year-by-year free cash flow to debt coverage for Heritage Commerce Corp. For the full company profile including market capitalisation, see HTBK stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $62.05 Million | $61.67 Million | $5.06 Billion | ▲ +49.8% |
| 2024 | 0.01x | $40.59 Million | $38.97 Million | $4.96 Billion | ▼ -50.4% |
| 2023 | 0.02x | $74.68 Million | $73.01 Million | $4.52 Billion | ▲ +5.7% |
| 2022 | 0.02x | $70.64 Million | $69.85 Million | $4.52 Billion | ▲ +34.1% |
| 2021 | 0.01x | $57.10 Million | $56.85 Million | $4.90 Billion | ▼ -22.8% |
| 2020 | 0.02x | $61.25 Million | $58.09 Million | $4.06 Billion | ▲ +5.5% |
| 2019 | 0.01x | $50.55 Million | $50.34 Million | $3.53 Billion | ▼ -19.9% |
| 2018 | 0.02x | $48.76 Million | $48.57 Million | $2.73 Billion | ▲ +9.4% |
| 2017 | 0.02x | $42.01 Million | $41.36 Million | $2.57 Billion | ▲ +43.1% |
| 2016 | 0.01x | $26.38 Million | $25.90 Million | $2.31 Billion | ▼ -18.1% |
| 2015 | 0.01x | $29.50 Million | $28.49 Million | $2.12 Billion | ▼ -1.1% |
| 2014 | 0.01x | $20.20 Million | $19.38 Million | $1.43 Billion | ▲ +10.9% |
| 2013 | 0.01x | $16.76 Million | $16.26 Million | $1.32 Billion | ▲ +19.0% |
| 2012 | 0.01x | $16.28 Million | $16.04 Million | $1.52 Billion | ▼ -45.6% |
| 2011 | 0.02x | $21.79 Million | $21.44 Million | $1.11 Billion | ▲ +30.2% |
| 2010 | 0.02x | $16.07 Million | $15.88 Million | $1.06 Billion | ▲ +1127.1% |
| 2009 | 0.00x | $-1.75 Million | $-2.05 Million | $1.19 Billion | ▼ -108.9% |
| 2008 | 0.02x | $21.71 Million | $20.48 Million | $1.31 Billion | ▼ -44.6% |
| 2007 | 0.03x | $35.23 Million | $34.53 Million | $1.18 Billion | ▼ -15.3% |
| 2006 | 0.04x | $32.16 Million | $31.50 Million | $914.32 Million | ▲ +256.9% |
| 2005 | 0.01x | $10.04 Million | $9.70 Million | $1.02 Billion | ▲ +146.1% |
| 2004 | 0.00x | $4.04 Million | $3.51 Million | $1.01 Billion | ▼ -67.4% |
| 2003 | 0.01x | $11.22 Million | $10.42 Million | $913.36 Million | ▲ +58.4% |
| 2002 | 0.01x | $6.62 Million | $5.16 Million | $852.89 Million | ▼ -49.3% |
| 2001 | 0.02x | $12.54 Million | $11.64 Million | $819.16 Million | ▲ +387.1% |
| 2000 | -0.01x | $-4.09 Million | $-5.16 Million | $766.49 Million | ▼ -134.5% |
| 1999 | 0.02x | $9.60 Million | $8.50 Million | $620.70 Million | ▼ -25.8% |
| 1998 | 0.02x | $7.80 Million | $4.10 Million | $374.20 Million | ▲ +100.0% |
| 1997 | 0.01x | $2.56 Million | $1.73 Million | $245.24 Million | — |