Heritage Commerce Corp Financial Flexibility Index
Heritage Commerce Corp financial flexibility index. Heritage Commerce Corp (HTBK) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $20.28 Million (operating CF $19.97 Million minus capex $307.00K) represents 0% of total liabilities ($5.06 Billion). See Heritage Commerce Corp free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Heritage Commerce Corp (1997–2025)
Financial flexibility index of Heritage Commerce Corp from 1997 to 2025. Historical Financial Flexibility Index trend for Heritage Commerce Corp across 29 annual periods. Check earnings quality score of Heritage Commerce Corp to evaluate the quality of earnings relative to operating cash generation.
Heritage Commerce Corp Financial Flexibility Index by Year (1997–2025)
Heritage Commerce Corp financial flexibility index by year from 1997 to 2025. Year-by-year free cash flow to debt coverage for Heritage Commerce Corp. For the full cash flow conversion analysis, see cash efficiency ratio of Heritage Commerce Corp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $62.05 Million | $61.67 Million | $5.06 Billion | ▲ +49.8% |
| 2024 | 0.01x | $40.59 Million | $38.97 Million | $4.96 Billion | ▼ -50.4% |
| 2023 | 0.02x | $74.68 Million | $73.01 Million | $4.52 Billion | ▲ +5.7% |
| 2022 | 0.02x | $70.64 Million | $69.85 Million | $4.52 Billion | ▲ +34.1% |
| 2021 | 0.01x | $57.10 Million | $56.85 Million | $4.90 Billion | ▼ -22.8% |
| 2020 | 0.02x | $61.25 Million | $58.09 Million | $4.06 Billion | ▲ +5.5% |
| 2019 | 0.01x | $50.55 Million | $50.34 Million | $3.53 Billion | ▼ -19.9% |
| 2018 | 0.02x | $48.76 Million | $48.57 Million | $2.73 Billion | ▲ +9.4% |
| 2017 | 0.02x | $42.01 Million | $41.36 Million | $2.57 Billion | ▲ +43.1% |
| 2016 | 0.01x | $26.38 Million | $25.90 Million | $2.31 Billion | ▼ -18.1% |
| 2015 | 0.01x | $29.50 Million | $28.49 Million | $2.12 Billion | ▼ -1.1% |
| 2014 | 0.01x | $20.20 Million | $19.38 Million | $1.43 Billion | ▲ +10.9% |
| 2013 | 0.01x | $16.76 Million | $16.26 Million | $1.32 Billion | ▲ +19.0% |
| 2012 | 0.01x | $16.28 Million | $16.04 Million | $1.52 Billion | ▼ -45.6% |
| 2011 | 0.02x | $21.79 Million | $21.44 Million | $1.11 Billion | ▲ +30.2% |
| 2010 | 0.02x | $16.07 Million | $15.88 Million | $1.06 Billion | ▲ +1127.1% |
| 2009 | 0.00x | $-1.75 Million | $-2.05 Million | $1.19 Billion | ▼ -108.9% |
| 2008 | 0.02x | $21.71 Million | $20.48 Million | $1.31 Billion | ▼ -44.6% |
| 2007 | 0.03x | $35.23 Million | $34.53 Million | $1.18 Billion | ▼ -15.3% |
| 2006 | 0.04x | $32.16 Million | $31.50 Million | $914.32 Million | ▲ +256.9% |
| 2005 | 0.01x | $10.04 Million | $9.70 Million | $1.02 Billion | ▲ +146.1% |
| 2004 | 0.00x | $4.04 Million | $3.51 Million | $1.01 Billion | ▼ -67.4% |
| 2003 | 0.01x | $11.22 Million | $10.42 Million | $913.36 Million | ▲ +58.4% |
| 2002 | 0.01x | $6.62 Million | $5.16 Million | $852.89 Million | ▼ -49.3% |
| 2001 | 0.02x | $12.54 Million | $11.64 Million | $819.16 Million | ▲ +387.1% |
| 2000 | -0.01x | $-4.09 Million | $-5.16 Million | $766.49 Million | ▼ -134.5% |
| 1999 | 0.02x | $9.60 Million | $8.50 Million | $620.70 Million | ▼ -25.8% |
| 1998 | 0.02x | $7.80 Million | $4.10 Million | $374.20 Million | ▲ +100.0% |
| 1997 | 0.01x | $2.56 Million | $1.73 Million | $245.24 Million | — |