Heritage Commerce Corp (HTBK) — Free Cash Flow Generation Index
Heritage Commerce Corp (HTBK) has a Free Cash Flow Generation Index of 0.98x as of December 2025. Free cash flow of $19.66 Million represents 1% of operating cash flow ($19.97 Million). Explore HTBK capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Heritage Commerce Corp Free Cash Flow Generation Index (1997–2025)
Historical FCF Generation Index trend for Heritage Commerce Corp across 27 annual periods. For the full cash flow conversion analysis, see HTBK cash generation efficiency.
Annual Free Cash Flow Generation for Heritage Commerce Corp (1997–2025)
Year-by-year Free Cash Flow Generation Index for Heritage Commerce Corp. Check Heritage Commerce Corp total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $60.77 Million | $61.67 Million | $377.00K | ▲ +2.8% |
| 2024 | 0.96x | $37.35 Million | $38.97 Million | $1.62 Million | ▼ -1.9% |
| 2023 | 0.98x | $71.34 Million | $73.01 Million | $1.67 Million | ▼ -1.2% |
| 2022 | 0.99x | $69.07 Million | $69.85 Million | $783.00K | ▼ -0.7% |
| 2021 | 1.00x | $56.60 Million | $56.85 Million | $252.00K | ▲ +5.3% |
| 2020 | 0.95x | $54.93 Million | $58.09 Million | $3.16 Million | ▼ -5.1% |
| 2019 | 1.00x | $50.14 Million | $50.34 Million | $203.00K | ▼ 0.0% |
| 2018 | 1.00x | $48.38 Million | $48.57 Million | $187.00K | ▲ +1.2% |
| 2017 | 0.98x | $40.71 Million | $41.36 Million | $649.00K | ▲ +0.3% |
| 2016 | 0.98x | $25.42 Million | $25.90 Million | $480.00K | ▲ +1.7% |
| 2015 | 0.96x | $27.49 Million | $28.49 Million | $1.01 Million | ▲ +0.7% |
| 2014 | 0.96x | $18.57 Million | $19.38 Million | $817.00K | ▼ -1.2% |
| 2013 | 0.97x | $15.76 Million | $16.26 Million | $500.00K | ▼ -1.6% |
| 2012 | 0.99x | $15.80 Million | $16.04 Million | $239.00K | ▲ +0.1% |
| 2011 | 0.98x | $21.09 Million | $21.44 Million | $349.00K | ▼ -0.4% |
| 2010 | 0.99x | $15.69 Million | $15.88 Million | $190.00K | ▲ +5.1% |
| 2008 | 0.94x | $19.25 Million | $20.48 Million | $1.23 Million | ▼ -4.1% |
| 2007 | 0.98x | $33.83 Million | $34.53 Million | $704.00K | ▲ +0.1% |
| 2006 | 0.98x | $30.84 Million | $31.50 Million | $660.00K | ▼ -2.1% |
| 2005 | 1.00x | $9.70 Million | $9.70 Million | $346.00K | ▲ +17.9% |
| 2004 | 0.85x | $2.98 Million | $3.51 Million | $532.00K | ▼ -8.1% |
| 2003 | 0.92x | $9.62 Million | $10.42 Million | $800.00K | ▲ +28.4% |
| 2002 | 0.72x | $3.71 Million | $5.16 Million | $1.45 Million | ▼ -22.0% |
| 2001 | 0.92x | $10.73 Million | $11.64 Million | $908.00K | ▲ +5.9% |
| 1999 | 0.87x | $7.40 Million | $8.50 Million | $1.10 Million | ▲ +792.4% |
| 1998 | 0.10x | $400.00K | $4.10 Million | $3.70 Million | ▼ -81.2% |
| 1997 | 0.52x | $898.00K | $1.73 Million | $829.00K | — |