Heritage Commerce Corp (HTBK) — Free Cash Flow Generation Index
Heritage Commerce Corp (HTBK) has a Free Cash Flow Generation Index of 0.98x as of December 2025. Free cash flow of $19.66 Million represents 1% of operating cash flow ($19.97 Million). See HTBK working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Heritage Commerce Corp Free Cash Flow Generation Index (1997–2025)
Historical FCF Generation Index trend for Heritage Commerce Corp across 27 annual periods. Explore debt repayment capacity of Heritage Commerce Corp to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Heritage Commerce Corp (1997–2025)
Year-by-year Free Cash Flow Generation Index for Heritage Commerce Corp. For the full company profile including market capitalisation, see Heritage Commerce Corp market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $60.77 Million | $61.67 Million | $377.00K | ▲ +2.8% |
| 2024 | 0.96x | $37.35 Million | $38.97 Million | $1.62 Million | ▼ -1.9% |
| 2023 | 0.98x | $71.34 Million | $73.01 Million | $1.67 Million | ▼ -1.2% |
| 2022 | 0.99x | $69.07 Million | $69.85 Million | $783.00K | ▼ -0.7% |
| 2021 | 1.00x | $56.60 Million | $56.85 Million | $252.00K | ▲ +5.3% |
| 2020 | 0.95x | $54.93 Million | $58.09 Million | $3.16 Million | ▼ -5.1% |
| 2019 | 1.00x | $50.14 Million | $50.34 Million | $203.00K | ▼ 0.0% |
| 2018 | 1.00x | $48.38 Million | $48.57 Million | $187.00K | ▲ +1.2% |
| 2017 | 0.98x | $40.71 Million | $41.36 Million | $649.00K | ▲ +0.3% |
| 2016 | 0.98x | $25.42 Million | $25.90 Million | $480.00K | ▲ +1.7% |
| 2015 | 0.96x | $27.49 Million | $28.49 Million | $1.01 Million | ▲ +0.7% |
| 2014 | 0.96x | $18.57 Million | $19.38 Million | $817.00K | ▼ -1.2% |
| 2013 | 0.97x | $15.76 Million | $16.26 Million | $500.00K | ▼ -1.6% |
| 2012 | 0.99x | $15.80 Million | $16.04 Million | $239.00K | ▲ +0.1% |
| 2011 | 0.98x | $21.09 Million | $21.44 Million | $349.00K | ▼ -0.4% |
| 2010 | 0.99x | $15.69 Million | $15.88 Million | $190.00K | ▲ +5.1% |
| 2008 | 0.94x | $19.25 Million | $20.48 Million | $1.23 Million | ▼ -4.1% |
| 2007 | 0.98x | $33.83 Million | $34.53 Million | $704.00K | ▲ +0.1% |
| 2006 | 0.98x | $30.84 Million | $31.50 Million | $660.00K | ▼ -2.1% |
| 2005 | 1.00x | $9.70 Million | $9.70 Million | $346.00K | ▲ +17.9% |
| 2004 | 0.85x | $2.98 Million | $3.51 Million | $532.00K | ▼ -8.1% |
| 2003 | 0.92x | $9.62 Million | $10.42 Million | $800.00K | ▲ +28.4% |
| 2002 | 0.72x | $3.71 Million | $5.16 Million | $1.45 Million | ▼ -22.0% |
| 2001 | 0.92x | $10.73 Million | $11.64 Million | $908.00K | ▲ +5.9% |
| 1999 | 0.87x | $7.40 Million | $8.50 Million | $1.10 Million | ▲ +792.4% |
| 1998 | 0.10x | $400.00K | $4.10 Million | $3.70 Million | ▼ -81.2% |
| 1997 | 0.52x | $898.00K | $1.73 Million | $829.00K | — |