Heritage Commerce Corp (HTBK) — Tangible Net Worth Ratio
Heritage Commerce Corp (HTBK) has a Tangible Net Worth Ratio of 99.3% as of December 2025. This metric is calculated by deducting intangible assets ($4.62 Million) from net assets ($708.57 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Heritage Commerce Corp current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Heritage Commerce Corp Tangible Net Worth Ratio (1997–2025)
This chart shows how Heritage Commerce Corp's Tangible Net Worth Ratio has changed across 29 annual periods from 1997 to 2025. As of December 2025, the ratio stands at 99.3%, reflecting net assets of $708.57 Million with intangible assets of $4.62 Million USD. See how many days can Heritage Commerce Corp fund operations to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Heritage Commerce Corp (1997–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Heritage Commerce Corp from 1997 to 2025, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is Heritage Commerce Corp worth.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.3% | $708.57 Million | $4.62 Million | $5.76 Billion | ▲ +0.3 pp |
| 2024 | 99.1% | $689.73 Million | $6.44 Million | $5.65 Billion | ▲ +0.3 pp |
| 2023 | 98.7% | $672.90 Million | $8.63 Million | $5.19 Billion | ▲ +0.5 pp |
| 2022 | 98.3% | $632.46 Million | $11.03 Million | $5.15 Billion | ▲ +0.5 pp |
| 2021 | 97.7% | $598.03 Million | $13.67 Million | $5.50 Billion | ▲ +0.6 pp |
| 2020 | 97.1% | $577.89 Million | $16.66 Million | $4.63 Billion | ▲ +0.7 pp |
| 2019 | 96.5% | $576.71 Million | $20.41 Million | $4.11 Billion | ▼ -0.3 pp |
| 2018 | 96.7% | $367.47 Million | $12.01 Million | $3.10 Billion | ▼ -1.2 pp |
| 2017 | 97.9% | $271.36 Million | $5.59 Million | $2.84 Billion | ▲ +0.6 pp |
| 2016 | 97.3% | $259.85 Million | $6.95 Million | $2.57 Billion | ▲ +0.8 pp |
| 2015 | 96.5% | $245.44 Million | $8.52 Million | $2.36 Billion | ▼ -1.7 pp |
| 2014 | 98.2% | $184.36 Million | $3.28 Million | $1.62 Billion | ▼ -0.9 pp |
| 2013 | 99.1% | $173.40 Million | $1.53 Million | $1.49 Billion | ▲ +0.3 pp |
| 2012 | 98.8% | $169.74 Million | $2.00 Million | $1.69 Billion | ▲ +0.1 pp |
| 2011 | 98.7% | $197.83 Million | $2.49 Million | $1.31 Billion | ▲ +0.4 pp |
| 2010 | 98.3% | $182.15 Million | $3.01 Million | $1.25 Billion | ▲ +0.4 pp |
| 2009 | 97.9% | $172.31 Million | $3.59 Million | $1.36 Billion | ▲ +0.2 pp |
| 2008 | 97.7% | $184.27 Million | $4.23 Million | $1.50 Billion | ▲ +0.7 pp |
| 2007 | 97.0% | $164.82 Million | $4.97 Million | $1.35 Billion | ▼ -3.0 pp |
| 2006 | 100.0% | $122.82 Million | $0.00 | $1.04 Billion | ▲ +0.0 pp |
| 2005 | 100.0% | $111.62 Million | $0.00 | $1.13 Billion | ▲ +0.0 pp |
| 2004 | 100.0% | $98.58 Million | $0.00 | $1.11 Billion | ▲ +0.0 pp |
| 2003 | 100.0% | $89.85 Million | $0.00 | $1.00 Billion | ▲ +0.0 pp |
| 2002 | 100.0% | $105.86 Million | $0.00 | $958.75 Million | ▲ +0.0 pp |
| 2001 | 100.0% | $93.57 Million | $0.00 | $912.73 Million | ▲ +0.0 pp |
| 2000 | 100.0% | $79.73 Million | $0.00 | $846.22 Million | ▲ +0.0 pp |
| 1999 | 100.0% | $56.50 Million | $0.00 | $677.20 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $30.70 Million | $0.00 | $404.90 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $22.34 Million | $0.00 | $267.57 Million | — |