NMI Holdings Inc (NMIH) — Cash Flow Quality Index
NMI Holdings Inc (NMIH) has a Cash Flow Quality Index of 0.66x as of December 2025. Operating cash flow of $61.74 Million is below net income of $94.22 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore NMI Holdings Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
NMI Holdings Inc Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for NMI Holdings Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check NMI Holdings Inc (NMIH) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for NMI Holdings Inc (2016–2025)
Year-by-year earnings quality comparison for NMI Holdings Inc. For live market cap and the full company financial profile, see NMIH stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.08x | $419.30 Million | $388.93 Million | ▼ -1.4% |
| 2024 | 1.09x | $393.60 Million | $360.11 Million | ▲ +2.7% |
| 2023 | 1.06x | $342.68 Million | $322.11 Million | ▼ -0.6% |
| 2022 | 1.07x | $313.39 Million | $292.90 Million | ▼ -24.1% |
| 2021 | 1.41x | $325.72 Million | $231.13 Million | ▼ -4.3% |
| 2020 | 1.47x | $252.60 Million | $171.57 Million | ▲ +21.6% |
| 2019 | 1.21x | $208.15 Million | $171.96 Million | ▼ -10.4% |
| 2018 | 1.35x | $145.86 Million | $107.93 Million | ▼ -56.0% |
| 2017 | 3.07x | $67.76 Million | $22.05 Million | ▲ +181.2% |
| 2016 | 1.09x | $71.94 Million | $65.84 Million | — |