NMI Holdings Inc (NMIH) — Cash Flow Quality Index
NMI Holdings Inc (NMIH) has a Cash Flow Quality Index of 1.35x as of June 2026. Operating cash flow of $142.63 Million exceeds net income of $105.79 Million, indicating high earnings quality where cash backs reported profits. Explore NMIH cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
NMI Holdings Inc Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for NMI Holdings Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see NMI Holdings Inc (NMIH) cash conversion ratio.
Annual Cash Flow Quality Index for NMI Holdings Inc (2016–2025)
Year-by-year earnings quality comparison for NMI Holdings Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.08x | $419.30 Million | $388.93 Million | ▼ -1.4% |
| 2024 | 1.09x | $393.60 Million | $360.11 Million | ▲ +2.7% |
| 2023 | 1.06x | $342.68 Million | $322.11 Million | ▼ -0.6% |
| 2022 | 1.07x | $313.39 Million | $292.90 Million | ▼ -24.1% |
| 2021 | 1.41x | $325.72 Million | $231.13 Million | ▼ -4.3% |
| 2020 | 1.47x | $252.60 Million | $171.57 Million | ▲ +21.6% |
| 2019 | 1.21x | $208.15 Million | $171.96 Million | ▼ -10.4% |
| 2018 | 1.35x | $145.86 Million | $107.93 Million | ▼ -56.0% |
| 2017 | 3.07x | $67.76 Million | $22.05 Million | ▲ +181.2% |
| 2016 | 1.09x | $71.94 Million | $65.84 Million | — |