NMI Holdings Inc (NMIH) — Cash Flow Quality Index
NMI Holdings Inc (NMIH) has a Cash Flow Quality Index of 0.66x as of December 2025. Operating cash flow of $61.74 Million is below net income of $94.22 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore NMI Holdings Inc (NMIH) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
NMI Holdings Inc Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for NMI Holdings Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check NMIH capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for NMI Holdings Inc (2016–2025)
Year-by-year earnings quality comparison for NMI Holdings Inc. For live market cap and the full company financial profile, see NMI Holdings Inc (NMIH) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.08x | $419.30 Million | $388.93 Million | ▼ -1.4% |
| 2024 | 1.09x | $393.60 Million | $360.11 Million | ▲ +2.7% |
| 2023 | 1.06x | $342.68 Million | $322.11 Million | ▼ -0.6% |
| 2022 | 1.07x | $313.39 Million | $292.90 Million | ▼ -24.1% |
| 2021 | 1.41x | $325.72 Million | $231.13 Million | ▼ -4.3% |
| 2020 | 1.47x | $252.60 Million | $171.57 Million | ▲ +21.6% |
| 2019 | 1.21x | $208.15 Million | $171.96 Million | ▼ -10.4% |
| 2018 | 1.35x | $145.86 Million | $107.93 Million | ▼ -56.0% |
| 2017 | 3.07x | $67.76 Million | $22.05 Million | ▲ +181.2% |
| 2016 | 1.09x | $71.94 Million | $65.84 Million | — |