NMI Holdings Inc Cash Flow Quality Index

Latest as of June 2026: 1.35x

NMI Holdings Inc cash flow quality index. NMI Holdings Inc (NMIH) has a Cash Flow Quality Index of 1.35x as of June 2026. Operating cash flow of $142.63 Million exceeds net income of $105.79 Million, indicating high earnings quality where cash backs reported profits. See NMI Holdings Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.35x
Operating CF / Net Income

Operating Cash Flow

$142.63 Million
USD

Net Income

$105.79 Million
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of NMI Holdings Inc (2016–2025)

Cash flow quality index of NMI Holdings Inc from 2016 to 2025. Historical Cash Flow Quality Index for NMI Holdings Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore NMIH operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

NMI Holdings Inc Cash Flow Quality Index by Year (2016–2025)

NMI Holdings Inc cash flow quality index by year from 2016 to 2025. Year-by-year earnings quality comparison for NMI Holdings Inc. For the full cash flow conversion analysis, see NMI Holdings Inc operating cash flow efficiency.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.08x $419.30 Million $388.93 Million ▼ -1.4%
2024 1.09x $393.60 Million $360.11 Million ▲ +2.7%
2023 1.06x $342.68 Million $322.11 Million ▼ -0.6%
2022 1.07x $313.39 Million $292.90 Million ▼ -24.1%
2021 1.41x $325.72 Million $231.13 Million ▼ -4.3%
2020 1.47x $252.60 Million $171.57 Million ▲ +21.6%
2019 1.21x $208.15 Million $171.96 Million ▼ -10.4%
2018 1.35x $145.86 Million $107.93 Million ▼ -56.0%
2017 3.07x $67.76 Million $22.05 Million ▲ +181.2%
2016 1.09x $71.94 Million $65.84 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.