NMI Holdings Inc (NMIH) — Net Asset Quality Index
NMI Holdings Inc (NMIH) has a Net Asset Quality Index of 67.5% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.84 Trillion minus total liabilities of $1.25 Trillion yields net assets of $2.59 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check NMIH cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
NMI Holdings Inc Net Asset Quality Index Over Time (2011–2025)
This chart shows how NMI Holdings Inc's Net Asset Quality Index has evolved across 15 annual periods from 2011 to 2025. As of December 2025, the index stands at 67.5%, representing net assets of $2.59 Trillion against total assets of $3.84 Trillion USD. See NMIH working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for NMI Holdings Inc (2011–2025)
The table below presents the year-by-year Net Asset Quality Index for NMI Holdings Inc from 2011 to 2025, covering 15 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of NMI Holdings Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | -32419.7% | $-1.25 Trillion | $3.84 Billion | $1.25 Trillion | ▼ -32485.9 pp |
| 2024 | 66.2% | $2.22 Billion | $3.35 Billion | $1.13 Billion | ▲ +1.2 pp |
| 2023 | 65.0% | $1.93 Billion | $2.96 Billion | $1.04 Billion | ▲ +0.9 pp |
| 2022 | 64.1% | $1.61 Billion | $2.52 Billion | $902.30 Million | ▼ -13.1 pp |
| 2021 | 77.2% | $1.89 Billion | $2.45 Billion | $558.80 Million | ▲ +0.5 pp |
| 2020 | 76.7% | $1.66 Billion | $2.17 Billion | $505.89 Million | ▼ -8.5 pp |
| 2019 | 85.2% | $1.16 Billion | $1.36 Billion | $202.12 Million | ▲ +21.0 pp |
| 2018 | 64.2% | $701.50 Million | $1.09 Billion | $390.54 Million | ▲ +7.3 pp |
| 2017 | 56.9% | $509.08 Million | $894.85 Million | $385.77 Million | ▲ +0.2 pp |
| 2016 | 56.7% | $477.35 Million | $841.74 Million | $364.39 Million | ▼ -4.1 pp |
| 2015 | 60.8% | $402.73 Million | $662.45 Million | $259.72 Million | ▼ -31.4 pp |
| 2014 | 92.2% | $426.96 Million | $463.26 Million | $36.31 Million | ▼ -4.1 pp |
| 2013 | 96.3% | $463.22 Million | $481.22 Million | $18.00 Million | ▲ +3.3 pp |
| 2012 | 92.9% | $504.46 Million | $542.77 Million | $38.30 Million | ▲ +736.0 pp |
| 2011 | -643.0% | $-1.35 Million | $209.76K | $1.56 Million | — |