NMI Holdings Inc (NMIH) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.91x

NMI Holdings Inc (NMIH) has a Cash Flow Reinvestment Rate of 1.91x as of December 2025, reinvesting $117.66 Million (capex $1.65 Million plus investments $-116.01 Million) from operating cash flow of $61.74 Million. Explore NMI Holdings Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.91x
(Capex + Investments) / Operating CF

Total Reinvested

$117.66 Million
Capex + Investments

Operating Cash Flow

$61.74 Million
USD

Capital Expenditures

$1.65 Million
USD

NMI Holdings Inc Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for NMI Holdings Inc across 11 annual periods. Also explore total assets of NMI Holdings Inc for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for NMI Holdings Inc (2015–2025)

Year-by-year capital reinvestment analysis for NMI Holdings Inc. For live market cap and broader valuation context, see market value of NMI Holdings Inc.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.75x $316.47 Million $419.30 Million $6.78 Million ▼ -14.2%
2024 0.88x $346.19 Million $393.60 Million $6.91 Million ▲ +28.3%
2023 0.69x $234.96 Million $342.68 Million $9.37 Million ▼ -25.9%
2022 0.92x $289.79 Million $313.39 Million $10.57 Million ▼ -19.5%
2021 1.15x $374.18 Million $325.72 Million $12.24 Million ▲ +433.4%
2020 0.22x $54.40 Million $252.60 Million $12.16 Million ▼ -81.3%
2019 1.15x $240.32 Million $208.15 Million $9.96 Million ▼ -36.7%
2018 1.82x $265.98 Million $145.86 Million $8.06 Million ▲ +21.6%
2017 1.50x $101.58 Million $67.76 Million $8.51 Million ▲ +18.2%
2016 1.27x $91.26 Million $71.94 Million $11.47 Million ▼ -77.1%
2015 5.55x $230.16 Million $41.46 Million $6.13 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow