NMI Holdings Inc (NMIH) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.91x

NMI Holdings Inc (NMIH) has a Cash Flow Reinvestment Rate of 1.91x as of December 2025, reinvesting $117.66 Million (capex $1.65 Million plus investments $-116.01 Million) from operating cash flow of $61.74 Million. Check NMI Holdings Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.91x
(Capex + Investments) / Operating CF

Total Reinvested

$117.66 Million
Capex + Investments

Operating Cash Flow

$61.74 Million
USD

Capital Expenditures

$1.65 Million
USD

NMI Holdings Inc Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for NMI Holdings Inc across 11 annual periods. Explore NMIH strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for NMI Holdings Inc (2015–2025)

Year-by-year capital reinvestment analysis for NMI Holdings Inc. For live market cap and broader valuation context, see NMI Holdings Inc market cap and net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.75x $316.47 Million $419.30 Million $6.78 Million ▼ -14.2%
2024 0.88x $346.19 Million $393.60 Million $6.91 Million ▲ +28.3%
2023 0.69x $234.96 Million $342.68 Million $9.37 Million ▼ -25.9%
2022 0.92x $289.79 Million $313.39 Million $10.57 Million ▼ -19.5%
2021 1.15x $374.18 Million $325.72 Million $12.24 Million ▲ +433.4%
2020 0.22x $54.40 Million $252.60 Million $12.16 Million ▼ -81.3%
2019 1.15x $240.32 Million $208.15 Million $9.96 Million ▼ -36.7%
2018 1.82x $265.98 Million $145.86 Million $8.06 Million ▲ +21.6%
2017 1.50x $101.58 Million $67.76 Million $8.51 Million ▲ +18.2%
2016 1.27x $91.26 Million $71.94 Million $11.47 Million ▼ -77.1%
2015 5.55x $230.16 Million $41.46 Million $6.13 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow