NMI Holdings Inc (NMIH) — Cash Flow-to-Debt Ratio
NMI Holdings Inc (NMIH) has a Cash Flow-to-Debt Ratio of 0.11x as of June 2026, meaning its operating cash flow of $142.63 Million could theoretically repay 0% of its total liabilities ($1.29 Billion) in one year. See how financially flexible is NMI Holdings Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
NMI Holdings Inc Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for NMI Holdings Inc across 14 annual periods. For the full cash flow conversion analysis, see NMIH cash flow metrics.
Annual Cash Flow-to-Debt Ratio for NMI Holdings Inc (2012–2025)
Year-by-year debt coverage analysis for NMI Holdings Inc. Check NMIH cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.34x | $419.30 Million | $1.25 Billion | ▼ -3.4% |
| 2024 | 0.35x | $393.60 Million | $1.13 Billion | ▲ +5.0% |
| 2023 | 0.33x | $342.68 Million | $1.04 Billion | ▼ -4.7% |
| 2022 | 0.35x | $313.39 Million | $902.30 Million | ▼ -40.4% |
| 2021 | 0.58x | $325.72 Million | $558.80 Million | ▲ +16.7% |
| 2020 | 0.50x | $252.60 Million | $505.89 Million | ▼ -51.5% |
| 2019 | 1.03x | $208.15 Million | $202.12 Million | ▲ +175.7% |
| 2018 | 0.37x | $145.86 Million | $390.54 Million | ▲ +112.6% |
| 2017 | 0.18x | $67.76 Million | $385.77 Million | ▼ -11.0% |
| 2016 | 0.20x | $71.94 Million | $364.39 Million | ▲ +23.7% |
| 2015 | 0.16x | $41.46 Million | $259.72 Million | ▲ +127.6% |
| 2014 | -0.58x | $-21.00 Million | $36.31 Million | ▲ +71.3% |
| 2013 | -2.02x | $-36.31 Million | $18.00 Million | ▼ -429.3% |
| 2012 | -0.38x | $-14.60 Million | $38.30 Million | — |