NMI Holdings Inc (NMIH) — Free Cash Flow Generation Index
NMI Holdings Inc (NMIH) has a Free Cash Flow Generation Index of 0.97x as of December 2025. Free cash flow of $60.09 Million represents 1% of operating cash flow ($61.74 Million). Read NMI Holdings Inc (NMIH) total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
NMI Holdings Inc Free Cash Flow Generation Index (2015–2025)
Historical FCF Generation Index trend for NMI Holdings Inc across 11 annual periods. Explore capital reinvestment ratio of NMI Holdings Inc to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for NMI Holdings Inc (2015–2025)
Year-by-year Free Cash Flow Generation Index for NMI Holdings Inc. For the full company profile including market capitalisation, see NMIH stock market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.98x | $412.52 Million | $419.30 Million | $6.78 Million | ▲ +0.1% |
| 2024 | 0.98x | $386.70 Million | $393.60 Million | $6.91 Million | ▲ +1.0% |
| 2023 | 0.97x | $333.31 Million | $342.68 Million | $9.37 Million | ▲ +0.7% |
| 2022 | 0.97x | $302.82 Million | $313.39 Million | $10.57 Million | ▲ +0.4% |
| 2021 | 0.96x | $313.48 Million | $325.72 Million | $12.24 Million | ▲ +1.1% |
| 2020 | 0.95x | $240.44 Million | $252.60 Million | $12.16 Million | ▼ 0.0% |
| 2019 | 0.95x | $198.19 Million | $208.15 Million | $9.96 Million | ▲ +0.8% |
| 2018 | 0.94x | $137.80 Million | $145.86 Million | $8.06 Million | ▲ +8.0% |
| 2017 | 0.87x | $59.25 Million | $67.76 Million | $8.51 Million | ▲ +4.0% |
| 2016 | 0.84x | $60.47 Million | $71.94 Million | $11.47 Million | ▼ -1.3% |
| 2015 | 0.85x | $35.33 Million | $41.46 Million | $6.13 Million | — |