NMI Holdings Inc (NMIH) — Free Cash Flow Generation Index

Latest as of December 2025: 0.97x

NMI Holdings Inc (NMIH) has a Free Cash Flow Generation Index of 0.97x as of December 2025. Free cash flow of $60.09 Million represents 1% of operating cash flow ($61.74 Million). See NMI Holdings Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$60.09 Million
USD

Operating Cash Flow

$61.74 Million
USD

Capital Expenditures

$1.65 Million
USD

NMI Holdings Inc Free Cash Flow Generation Index (2015–2025)

Historical FCF Generation Index trend for NMI Holdings Inc across 11 annual periods. Explore NMI Holdings Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for NMI Holdings Inc (2015–2025)

Year-by-year Free Cash Flow Generation Index for NMI Holdings Inc. For the full company profile including market capitalisation, see NMI Holdings Inc (NMIH) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.98x $412.52 Million $419.30 Million $6.78 Million ▲ +0.1%
2024 0.98x $386.70 Million $393.60 Million $6.91 Million ▲ +1.0%
2023 0.97x $333.31 Million $342.68 Million $9.37 Million ▲ +0.7%
2022 0.97x $302.82 Million $313.39 Million $10.57 Million ▲ +0.4%
2021 0.96x $313.48 Million $325.72 Million $12.24 Million ▲ +1.1%
2020 0.95x $240.44 Million $252.60 Million $12.16 Million ▼ 0.0%
2019 0.95x $198.19 Million $208.15 Million $9.96 Million ▲ +0.8%
2018 0.94x $137.80 Million $145.86 Million $8.06 Million ▲ +8.0%
2017 0.87x $59.25 Million $67.76 Million $8.51 Million ▲ +4.0%
2016 0.84x $60.47 Million $71.94 Million $11.47 Million ▼ -1.3%
2015 0.85x $35.33 Million $41.46 Million $6.13 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).