NMI Holdings Inc Defensive Interval Ratio
NMI Holdings Inc defensive interval ratio. NMI Holdings Inc (NMIH) has a Defensive Interval Ratio of 661 days as of June 2026. Defensive assets of $641.92 Million (cash $-, short-term investments $555.14 Million, receivables $86.78 Million) cover 661 days of daily cash needs of $971.74K/day. See working capital position of NMI Holdings Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of NMI Holdings Inc (2012–2025)
Defensive interval ratio of NMI Holdings Inc from 2012 to 2025. This chart shows how NMI Holdings Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 661 days, meaning defensive assets of $641.92 Million can fund 661 days of operations without new revenue. Check NMI Holdings Inc liquidity resilience to evaluate the company's liquid asset resilience ratio.
NMI Holdings Inc Defensive Interval Ratio by Year (2012–2025)
NMI Holdings Inc defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for NMI Holdings Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see NMIH total asset value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 387 days | $556.52 Million | $1.44 Million/day | $- | $404.43 Million | ▼ -9374 days |
| 2024 | 9761 days | $417.18 Million | $42.74K/day | $- | $302.11 Million | ▲ +8650 days |
| 2023 | 1111 days | $293.70 Million | $264.27K/day | $- | $189.73 Million | ▼ -318724 days |
| 2022 | 319836 days | $2.19 Billion | $6.85K/day | $- | $2.10 Billion | ▲ +310880 days |
| 2021 | 8955 days | $2.17 Billion | $241.93K/day | $- | $2.09 Billion | ▲ +205 days |
| 2020 | 8751 days | $1.87 Billion | $213.88K/day | $- | $1.80 Billion | ▼ -10210 days |
| 2019 | 18961 days | $1.19 Billion | $62.60K/day | $- | $1.14 Billion | ▲ +7856 days |
| 2018 | 11106 days | $947.50 Million | $85.32K/day | $- | $911.49 Million | ▲ +9987 days |
| 2017 | 1118 days | $741.05 Million | $662.71K/day | $- | $715.88 Million | ▲ +52 days |
| 2016 | 1066 days | $642.70 Million | $602.84K/day | $- | $628.97 Million | ▼ -713 days |
| 2015 | 1779 days | $564.38 Million | $317.21K/day | $- | $559.24 Million | ▼ -9794 days |
| 2014 | 11573 days | $337.55 Million | $29.17K/day | $- | $336.50 Million | ▲ +11572 days |
| 2013 | 1 days | $19.00K | $27.54K/day | $- | $0.00 | ▼ -46 days |
| 2012 | 46 days | $4.86 Million | $104.95K/day | $- | $4.86 Million | — |