NMI Holdings Inc (NMIH) — Defensive Interval Ratio
NMI Holdings Inc (NMIH) has a Defensive Interval Ratio of 0 days as of December 2025. Defensive assets of $490.69 Million (cash $-, short-term investments $404.43 Million, receivables $86.26 Million) cover 0 days of daily cash needs of $1.10 Billion/day. Check tangible net worth ratio of NMI Holdings Inc to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
NMI Holdings Inc Defensive Interval Ratio (2012–2025)
This chart shows how NMI Holdings Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 0 days, meaning defensive assets of $490.69 Million can fund 0 days of operations without new revenue. Also explore NMIH net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for NMI Holdings Inc (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for NMI Holdings Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NMIH market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 0 days | $490.69 Million | $1.10 Billion/day | $- | $404.43 Million | ▼ -9760 days |
| 2024 | 9761 days | $417.18 Million | $42.74K/day | $- | $302.11 Million | ▲ +8650 days |
| 2023 | 1111 days | $293.70 Million | $264.27K/day | $- | $189.73 Million | ▼ -318724 days |
| 2022 | 319836 days | $2.19 Billion | $6.85K/day | $- | $2.10 Billion | ▲ +310880 days |
| 2021 | 8955 days | $2.17 Billion | $241.93K/day | $- | $2.09 Billion | ▲ +205 days |
| 2020 | 8751 days | $1.87 Billion | $213.88K/day | $- | $1.80 Billion | ▼ -10210 days |
| 2019 | 18961 days | $1.19 Billion | $62.60K/day | $- | $1.14 Billion | ▲ +7856 days |
| 2018 | 11106 days | $947.50 Million | $85.32K/day | $- | $911.49 Million | ▲ +9987 days |
| 2017 | 1118 days | $741.05 Million | $662.71K/day | $- | $715.88 Million | ▲ +52 days |
| 2016 | 1066 days | $642.70 Million | $602.84K/day | $- | $628.97 Million | ▼ -713 days |
| 2015 | 1779 days | $564.38 Million | $317.21K/day | $- | $559.24 Million | ▼ -9794 days |
| 2014 | 11573 days | $337.55 Million | $29.17K/day | $- | $336.50 Million | ▲ +11572 days |
| 2013 | 1 days | $19.00K | $27.54K/day | $- | $0.00 | ▼ -46 days |
| 2012 | 46 days | $4.86 Million | $104.95K/day | $- | $4.86 Million | — |