NMI Holdings Inc (NMIH) — Financial Flexibility Index

Latest as of December 2025: 0.00x

NMI Holdings Inc (NMIH) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $63.39 Million (operating CF $61.74 Million minus capex $1.65 Million) represents 0% of total liabilities ($1.25 Trillion). Also explore NMI Holdings Inc (NMIH) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$63.39 Million
Operating CF − Capex

Total Liabilities

$1.25 Trillion
USD

Capital Expenditures

$1.65 Million
USD

NMI Holdings Inc Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for NMI Holdings Inc across 14 annual periods. Check strategic asset allocation of NMI Holdings Inc to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for NMI Holdings Inc (2012–2025)

Year-by-year free cash flow to debt coverage for NMI Holdings Inc. For the full company profile including market capitalisation, see NMI Holdings Inc (NMIH) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $426.08 Million $419.30 Million $1.25 Trillion ▼ -99.9%
2024 0.35x $400.51 Million $393.60 Million $1.13 Billion ▲ +4.0%
2023 0.34x $352.06 Million $342.68 Million $1.04 Billion ▼ -5.3%
2022 0.36x $323.97 Million $313.39 Million $902.30 Million ▼ -40.6%
2021 0.60x $337.96 Million $325.72 Million $558.80 Million ▲ +15.6%
2020 0.52x $264.76 Million $252.60 Million $505.89 Million ▼ -51.5%
2019 1.08x $218.11 Million $208.15 Million $202.12 Million ▲ +173.8%
2018 0.39x $153.92 Million $145.86 Million $390.54 Million ▲ +99.3%
2017 0.20x $76.27 Million $67.76 Million $385.77 Million ▼ -13.6%
2016 0.23x $83.42 Million $71.94 Million $364.39 Million ▲ +24.9%
2015 0.18x $47.60 Million $41.46 Million $259.72 Million ▲ +152.0%
2014 -0.35x $-12.78 Million $-21.00 Million $36.31 Million ▲ +78.6%
2013 -1.65x $-29.62 Million $-36.31 Million $18.00 Million ▼ -418.7%
2012 -0.32x $-12.15 Million $-14.60 Million $38.30 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities