NMI Holdings Inc (NMIH) — Financial Flexibility Index
NMI Holdings Inc (NMIH) has a Financial Flexibility Index of 0.11x as of June 2026. Free cash flow of $145.01 Million (operating CF $142.63 Million minus capex $2.38 Million) represents 0% of total liabilities ($1.29 Billion). Check NMI Holdings Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NMI Holdings Inc Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for NMI Holdings Inc across 14 annual periods. For the full cash flow conversion analysis, see NMI Holdings Inc cash conversion from operations.
Annual Financial Flexibility Index for NMI Holdings Inc (2012–2025)
Year-by-year free cash flow to debt coverage for NMI Holdings Inc. Explore NMI Holdings Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.34x | $426.08 Million | $419.30 Million | $1.25 Billion | ▼ -3.5% |
| 2024 | 0.35x | $400.51 Million | $393.60 Million | $1.13 Billion | ▲ +4.0% |
| 2023 | 0.34x | $352.06 Million | $342.68 Million | $1.04 Billion | ▼ -5.3% |
| 2022 | 0.36x | $323.97 Million | $313.39 Million | $902.30 Million | ▼ -40.6% |
| 2021 | 0.60x | $337.96 Million | $325.72 Million | $558.80 Million | ▲ +15.6% |
| 2020 | 0.52x | $264.76 Million | $252.60 Million | $505.89 Million | ▼ -51.5% |
| 2019 | 1.08x | $218.11 Million | $208.15 Million | $202.12 Million | ▲ +173.8% |
| 2018 | 0.39x | $153.92 Million | $145.86 Million | $390.54 Million | ▲ +99.3% |
| 2017 | 0.20x | $76.27 Million | $67.76 Million | $385.77 Million | ▼ -13.6% |
| 2016 | 0.23x | $83.42 Million | $71.94 Million | $364.39 Million | ▲ +24.9% |
| 2015 | 0.18x | $47.60 Million | $41.46 Million | $259.72 Million | ▲ +152.0% |
| 2014 | -0.35x | $-12.78 Million | $-21.00 Million | $36.31 Million | ▲ +78.6% |
| 2013 | -1.65x | $-29.62 Million | $-36.31 Million | $18.00 Million | ▼ -418.7% |
| 2012 | -0.32x | $-12.15 Million | $-14.60 Million | $38.30 Million | — |