NMI Holdings Inc (NMIH) — Financial Flexibility Index
NMI Holdings Inc (NMIH) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $63.39 Million (operating CF $61.74 Million minus capex $1.65 Million) represents 0% of total liabilities ($1.25 Trillion). Check NMIH strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NMI Holdings Inc Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for NMI Holdings Inc across 14 annual periods. See working capital position of NMI Holdings Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for NMI Holdings Inc (2012–2025)
Year-by-year free cash flow to debt coverage for NMI Holdings Inc. For the full company profile including market capitalisation, see NMI Holdings Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $426.08 Million | $419.30 Million | $1.25 Trillion | ▼ -99.9% |
| 2024 | 0.35x | $400.51 Million | $393.60 Million | $1.13 Billion | ▲ +4.0% |
| 2023 | 0.34x | $352.06 Million | $342.68 Million | $1.04 Billion | ▼ -5.3% |
| 2022 | 0.36x | $323.97 Million | $313.39 Million | $902.30 Million | ▼ -40.6% |
| 2021 | 0.60x | $337.96 Million | $325.72 Million | $558.80 Million | ▲ +15.6% |
| 2020 | 0.52x | $264.76 Million | $252.60 Million | $505.89 Million | ▼ -51.5% |
| 2019 | 1.08x | $218.11 Million | $208.15 Million | $202.12 Million | ▲ +173.8% |
| 2018 | 0.39x | $153.92 Million | $145.86 Million | $390.54 Million | ▲ +99.3% |
| 2017 | 0.20x | $76.27 Million | $67.76 Million | $385.77 Million | ▼ -13.6% |
| 2016 | 0.23x | $83.42 Million | $71.94 Million | $364.39 Million | ▲ +24.9% |
| 2015 | 0.18x | $47.60 Million | $41.46 Million | $259.72 Million | ▲ +152.0% |
| 2014 | -0.35x | $-12.78 Million | $-21.00 Million | $36.31 Million | ▲ +78.6% |
| 2013 | -1.65x | $-29.62 Million | $-36.31 Million | $18.00 Million | ▼ -418.7% |
| 2012 | -0.32x | $-12.15 Million | $-14.60 Million | $38.30 Million | — |