NMI Holdings Inc Financial Flexibility Index
NMI Holdings Inc financial flexibility index. NMI Holdings Inc (NMIH) has a Financial Flexibility Index of 0.11x as of June 2026. Free cash flow of $145.01 Million (operating CF $142.63 Million minus capex $2.38 Million) represents 0% of total liabilities ($1.29 Billion). See free cash flow generation of NMI Holdings Inc to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of NMI Holdings Inc (2012–2025)
Financial flexibility index of NMI Holdings Inc from 2012 to 2025. Historical Financial Flexibility Index trend for NMI Holdings Inc across 14 annual periods. Check NMIH cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
NMI Holdings Inc Financial Flexibility Index by Year (2012–2025)
NMI Holdings Inc financial flexibility index by year from 2012 to 2025. Year-by-year free cash flow to debt coverage for NMI Holdings Inc. For the full cash flow conversion analysis, see how efficiently does NMI Holdings Inc generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.34x | $426.08 Million | $419.30 Million | $1.25 Billion | ▼ -3.5% |
| 2024 | 0.35x | $400.51 Million | $393.60 Million | $1.13 Billion | ▲ +4.0% |
| 2023 | 0.34x | $352.06 Million | $342.68 Million | $1.04 Billion | ▼ -5.3% |
| 2022 | 0.36x | $323.97 Million | $313.39 Million | $902.30 Million | ▼ -40.6% |
| 2021 | 0.60x | $337.96 Million | $325.72 Million | $558.80 Million | ▲ +15.6% |
| 2020 | 0.52x | $264.76 Million | $252.60 Million | $505.89 Million | ▼ -51.5% |
| 2019 | 1.08x | $218.11 Million | $208.15 Million | $202.12 Million | ▲ +173.8% |
| 2018 | 0.39x | $153.92 Million | $145.86 Million | $390.54 Million | ▲ +99.3% |
| 2017 | 0.20x | $76.27 Million | $67.76 Million | $385.77 Million | ▼ -13.6% |
| 2016 | 0.23x | $83.42 Million | $71.94 Million | $364.39 Million | ▲ +24.9% |
| 2015 | 0.18x | $47.60 Million | $41.46 Million | $259.72 Million | ▲ +152.0% |
| 2014 | -0.35x | $-12.78 Million | $-21.00 Million | $36.31 Million | ▲ +78.6% |
| 2013 | -1.65x | $-29.62 Million | $-36.31 Million | $18.00 Million | ▼ -418.7% |
| 2012 | -0.32x | $-12.15 Million | $-14.60 Million | $38.30 Million | — |