OptimumBank Holdings, Inc. Cash Flow Quality Index
OptimumBank Holdings, Inc. cash flow quality index. OptimumBank Holdings, Inc. (OPHC) has a Cash Flow Quality Index of 0.44x as of September 2025. Operating cash flow of $1.92 Million is below net income of $4.32 Million, suggesting accrual-heavy earnings not yet converted to cash. See OptimumBank Holdings, Inc. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of OptimumBank Holdings, Inc. (2003–2024)
Cash flow quality index of OptimumBank Holdings, Inc. from 2003 to 2024. Historical Cash Flow Quality Index for OptimumBank Holdings, Inc. across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of OptimumBank Holdings, Inc. to assess how comfortably operating cash covers total debt obligations.
OptimumBank Holdings, Inc. Cash Flow Quality Index by Year (2003–2024)
OptimumBank Holdings, Inc. cash flow quality index by year from 2003 to 2024. Year-by-year earnings quality comparison for OptimumBank Holdings, Inc.. For the full cash flow conversion analysis, see cash flow conversion of OptimumBank Holdings, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.19x | $15.61 Million | $13.12 Million | ▲ +8.6% |
| 2023 | 1.10x | $6.88 Million | $6.28 Million | ▼ -57.5% |
| 2022 | 2.58x | $10.36 Million | $4.02 Million | ▲ +330.9% |
| 2021 | 0.60x | $3.76 Million | $6.30 Million | ▲ +1882.3% |
| 2018 | 0.03x | $24.00K | $796.00K | ▼ -96.3% |
| 2014 | 0.81x | $1.30 Million | $1.60 Million | ▼ -86.5% |
| 2008 | 6.02x | $3.13 Million | $520.00K | ▲ +382.1% |
| 2007 | 1.25x | $2.17 Million | $1.74 Million | ▼ -39.1% |
| 2006 | 2.05x | $3.76 Million | $1.83 Million | ▲ +11.2% |
| 2005 | 1.84x | $2.95 Million | $1.60 Million | ▼ -26.7% |
| 2004 | 2.51x | $3.95 Million | $1.57 Million | ▼ -10.6% |
| 2003 | 2.81x | $2.74 Million | $974.00K | — |