OptimumBank Holdings, Inc. (OPHC) — Cash Flow Reinvestment Rate

Latest as of September 2025: 15.25x

OptimumBank Holdings, Inc. (OPHC) has a Cash Flow Reinvestment Rate of 15.25x as of September 2025, reinvesting $29.20 Million (capex $6.00K plus investments $-29.19 Million) from operating cash flow of $1.92 Million. Check cash flow quality index of OptimumBank Holdings, Inc. to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

15.25x
(Capex + Investments) / Operating CF

Total Reinvested

$29.20 Million
Capex + Investments

Operating Cash Flow

$1.92 Million
USD

Capital Expenditures

$6.00K
USD

OptimumBank Holdings, Inc. Cash Flow Reinvestment Rate (2003–2024)

Historical reinvestment intensity for OptimumBank Holdings, Inc. across 17 annual periods. Explore OptimumBank Holdings, Inc. long-term investment intensity to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for OptimumBank Holdings, Inc. (2003–2024)

Year-by-year capital reinvestment analysis for OptimumBank Holdings, Inc.. For live market cap and broader valuation context, see how much is OptimumBank Holdings, Inc. worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 8.10x $126.46 Million $15.61 Million $988.00K ▼ -60.9%
2023 20.71x $142.52 Million $6.88 Million $668.00K ▼ -6.8%
2022 22.21x $230.12 Million $10.36 Million $322.00K ▲ +473.7%
2021 3.87x $14.57 Million $3.76 Million $381.00K ▼ -94.8%
2018 75.04x $1.80 Million $24.00K $234.00K ▲ +382.5%
2017 15.55x $8.87 Million $570.00K $94.00K ▼ -17.3%
2016 18.81x $10.37 Million $551.00K $101.00K ▼ -25.7%
2015 25.32x $15.87 Million $627.00K $24.00K ▲ +2371.1%
2014 1.02x $1.33 Million $1.30 Million $133.00K ▲ +13132.6%
2010 0.01x $13.00K $1.68 Million $13.00K ▼ -71.8%
2009 0.03x $33.00K $1.20 Million $33.00K ▲ +87.0%
2008 0.01x $46.00K $3.13 Million $46.00K
2007 0.00x $0.00 $2.17 Million $0.00 ▼ -100.0%
2006 0.04x $153.00K $3.76 Million $153.00K ▼ -44.9%
2005 0.07x $218.00K $2.95 Million $218.00K ▼ -87.8%
2004 0.61x $2.39 Million $3.95 Million $2.39 Million ▲ +13.9%
2003 0.53x $1.46 Million $2.74 Million $1.46 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow