OptimumBank Holdings, Inc. (OPHC) — Free Cash Flow Generation Index
OptimumBank Holdings, Inc. (OPHC) has a Free Cash Flow Generation Index of 1.00x as of September 2025. Free cash flow of $1.91 Million represents 1% of operating cash flow ($1.92 Million). Explore OptimumBank Holdings, Inc. capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
OptimumBank Holdings, Inc. Free Cash Flow Generation Index (2003–2024)
Historical FCF Generation Index trend for OptimumBank Holdings, Inc. across 17 annual periods. For the full cash flow conversion analysis, see OptimumBank Holdings, Inc. operating cash flow efficiency.
Annual Free Cash Flow Generation for OptimumBank Holdings, Inc. (2003–2024)
Year-by-year Free Cash Flow Generation Index for OptimumBank Holdings, Inc.. Check OptimumBank Holdings, Inc. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.94x | $14.62 Million | $15.61 Million | $988.00K | ▲ +3.7% |
| 2023 | 0.90x | $6.21 Million | $6.88 Million | $668.00K | ▼ -6.8% |
| 2022 | 0.97x | $10.04 Million | $10.36 Million | $322.00K | ▲ +7.8% |
| 2021 | 0.90x | $3.38 Million | $3.76 Million | $381.00K | ▲ +110.3% |
| 2018 | -8.75x | $-210.00K | $24.00K | $234.00K | ▼ -1147.8% |
| 2017 | 0.84x | $476.00K | $570.00K | $94.00K | ▲ +2.3% |
| 2016 | 0.82x | $450.00K | $551.00K | $101.00K | ▼ -15.1% |
| 2015 | 0.96x | $603.00K | $627.00K | $24.00K | ▲ +7.1% |
| 2014 | 0.90x | $1.17 Million | $1.30 Million | $133.00K | ▼ -9.5% |
| 2010 | 0.99x | $1.67 Million | $1.68 Million | $13.00K | ▲ +2.0% |
| 2009 | 0.97x | $1.17 Million | $1.20 Million | $33.00K | ▼ -1.3% |
| 2008 | 0.99x | $3.08 Million | $3.13 Million | $46.00K | ▼ -1.5% |
| 2007 | 1.00x | $2.17 Million | $2.17 Million | $0.00 | ▲ +4.2% |
| 2006 | 0.96x | $3.61 Million | $3.76 Million | $153.00K | ▲ +3.6% |
| 2005 | 0.93x | $2.73 Million | $2.95 Million | $218.00K | ▲ +134.9% |
| 2004 | 0.39x | $1.56 Million | $3.95 Million | $2.39 Million | ▼ -15.8% |
| 2003 | 0.47x | $1.28 Million | $2.74 Million | $1.46 Million | — |