OptimumBank Holdings, Inc. (OPHC) — Free Cash Flow Generation Index
OptimumBank Holdings, Inc. (OPHC) has a Free Cash Flow Generation Index of 1.00x as of September 2025. Free cash flow of $1.91 Million represents 1% of operating cash flow ($1.92 Million). See OptimumBank Holdings, Inc. (OPHC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
OptimumBank Holdings, Inc. Free Cash Flow Generation Index (2003–2024)
Historical FCF Generation Index trend for OptimumBank Holdings, Inc. across 17 annual periods. Explore OptimumBank Holdings, Inc. (OPHC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for OptimumBank Holdings, Inc. (2003–2024)
Year-by-year Free Cash Flow Generation Index for OptimumBank Holdings, Inc.. For the full company profile including market capitalisation, see OptimumBank Holdings, Inc. stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.94x | $14.62 Million | $15.61 Million | $988.00K | ▲ +3.7% |
| 2023 | 0.90x | $6.21 Million | $6.88 Million | $668.00K | ▼ -6.8% |
| 2022 | 0.97x | $10.04 Million | $10.36 Million | $322.00K | ▲ +7.8% |
| 2021 | 0.90x | $3.38 Million | $3.76 Million | $381.00K | ▲ +110.3% |
| 2018 | -8.75x | $-210.00K | $24.00K | $234.00K | ▼ -1147.8% |
| 2017 | 0.84x | $476.00K | $570.00K | $94.00K | ▲ +2.3% |
| 2016 | 0.82x | $450.00K | $551.00K | $101.00K | ▼ -15.1% |
| 2015 | 0.96x | $603.00K | $627.00K | $24.00K | ▲ +7.1% |
| 2014 | 0.90x | $1.17 Million | $1.30 Million | $133.00K | ▼ -9.5% |
| 2010 | 0.99x | $1.67 Million | $1.68 Million | $13.00K | ▲ +2.0% |
| 2009 | 0.97x | $1.17 Million | $1.20 Million | $33.00K | ▼ -1.3% |
| 2008 | 0.99x | $3.08 Million | $3.13 Million | $46.00K | ▼ -1.5% |
| 2007 | 1.00x | $2.17 Million | $2.17 Million | $0.00 | ▲ +4.2% |
| 2006 | 0.96x | $3.61 Million | $3.76 Million | $153.00K | ▲ +3.6% |
| 2005 | 0.93x | $2.73 Million | $2.95 Million | $218.00K | ▲ +134.9% |
| 2004 | 0.39x | $1.56 Million | $3.95 Million | $2.39 Million | ▼ -15.8% |
| 2003 | 0.47x | $1.28 Million | $2.74 Million | $1.46 Million | — |