OptimumBank Holdings, Inc. (OPHC) — Net Asset Quality Index
OptimumBank Holdings, Inc. (OPHC) has a Net Asset Quality Index of 10.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.08 Billion minus total liabilities of $966.15 Million yields net assets of $116.89 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check asset resilience ratio of OptimumBank Holdings, Inc. to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
OptimumBank Holdings, Inc. Net Asset Quality Index Over Time (2000–2024)
This chart shows how OptimumBank Holdings, Inc.'s Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of September 2025, the index stands at 10.8%, representing net assets of $116.89 Million against total assets of $1.08 Billion USD. See OptimumBank Holdings, Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for OptimumBank Holdings, Inc. (2000–2024)
The table below presents the year-by-year Net Asset Quality Index for OptimumBank Holdings, Inc. from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see OptimumBank Holdings, Inc. market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 11.1% | $103.18 Million | $932.93 Million | $829.75 Million | ▲ +2.2 pp |
| 2023 | 8.8% | $70.01 Million | $791.25 Million | $721.25 Million | ▼ -1.8 pp |
| 2022 | 10.7% | $62.58 Million | $585.22 Million | $522.64 Million | ▼ -0.3 pp |
| 2021 | 10.9% | $38.51 Million | $351.88 Million | $313.37 Million | ▲ +3.4 pp |
| 2020 | 7.6% | $17.83 Million | $235.11 Million | $217.28 Million | ▲ +1.9 pp |
| 2019 | 5.7% | $7.21 Million | $126.75 Million | $119.54 Million | ▲ +0.4 pp |
| 2018 | 5.3% | $5.31 Million | $100.37 Million | $95.06 Million | ▲ +2.6 pp |
| 2017 | 2.7% | $2.54 Million | $95.87 Million | $93.32 Million | ▲ +0.1 pp |
| 2016 | 2.6% | $3.08 Million | $119.70 Million | $116.62 Million | ▲ +0.2 pp |
| 2015 | 2.3% | $2.97 Million | $127.48 Million | $124.51 Million | ▼ -0.1 pp |
| 2014 | 2.4% | $2.98 Million | $124.53 Million | $121.55 Million | ▲ +2.6 pp |
| 2013 | -0.2% | $-216.00K | $128.78 Million | $129.00 Million | ▼ -5.0 pp |
| 2012 | 4.8% | $6.91 Million | $143.74 Million | $136.83 Million | ▲ +0.4 pp |
| 2011 | 4.4% | $6.79 Million | $154.47 Million | $147.69 Million | ▲ +2.9 pp |
| 2010 | 1.5% | $2.83 Million | $190.31 Million | $187.47 Million | ▼ -2.7 pp |
| 2009 | 4.2% | $11.29 Million | $269.96 Million | $258.67 Million | ▼ -4.7 pp |
| 2008 | 8.9% | $22.77 Million | $255.74 Million | $232.97 Million | ▼ -0.3 pp |
| 2007 | 9.2% | $22.25 Million | $241.55 Million | $219.30 Million | ▲ +0.2 pp |
| 2006 | 9.0% | $20.42 Million | $225.70 Million | $205.28 Million | ▲ +0.1 pp |
| 2005 | 8.9% | $18.41 Million | $206.04 Million | $187.63 Million | ▼ -1.2 pp |
| 2004 | 10.2% | $16.72 Million | $164.56 Million | $147.84 Million | ▼ -0.9 pp |
| 2003 | 11.0% | $14.90 Million | $135.18 Million | $120.28 Million | ▼ -7.1 pp |
| 2002 | 18.1% | $13.63 Million | $75.28 Million | $61.66 Million | ▼ -2.5 pp |
| 2001 | 20.6% | $8.40 Million | $40.80 Million | $32.41 Million | ▼ -19.3 pp |
| 2000 | 39.8% | $5.55 Million | $13.95 Million | $8.39 Million | — |