OptimumBank Holdings, Inc. Net Asset Quality Index
OptimumBank Holdings, Inc. net asset quality index. OptimumBank Holdings, Inc. (OPHC) has a Net Asset Quality Index of 10.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.08 Billion minus total liabilities of $966.15 Million yields net assets of $116.89 Million. A higher index indicates a stronger, lower-leverage balance sheet. See OPHC book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of OptimumBank Holdings, Inc. (2000–2024)
Net asset quality index of OptimumBank Holdings, Inc. from 2000 to 2024. This chart shows how OptimumBank Holdings, Inc.'s Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of September 2025, the index stands at 10.8%, representing net assets of $116.89 Million against total assets of $1.08 Billion USD. Check OptimumBank Holdings, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
OptimumBank Holdings, Inc. Net Asset Quality Index by Year (2000–2024)
OptimumBank Holdings, Inc. net asset quality index by year from 2000 to 2024. The table below presents the year-by-year Net Asset Quality Index for OptimumBank Holdings, Inc. from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see OPHC market cap.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 11.1% | $103.18 Million | $932.93 Million | $829.75 Million | ▲ +2.2 pp |
| 2023 | 8.8% | $70.01 Million | $791.25 Million | $721.25 Million | ▼ -1.8 pp |
| 2022 | 10.7% | $62.58 Million | $585.22 Million | $522.64 Million | ▼ -0.3 pp |
| 2021 | 10.9% | $38.51 Million | $351.88 Million | $313.37 Million | ▲ +3.4 pp |
| 2020 | 7.6% | $17.83 Million | $235.11 Million | $217.28 Million | ▲ +1.9 pp |
| 2019 | 5.7% | $7.21 Million | $126.75 Million | $119.54 Million | ▲ +0.4 pp |
| 2018 | 5.3% | $5.31 Million | $100.37 Million | $95.06 Million | ▲ +2.6 pp |
| 2017 | 2.7% | $2.54 Million | $95.87 Million | $93.32 Million | ▲ +0.1 pp |
| 2016 | 2.6% | $3.08 Million | $119.70 Million | $116.62 Million | ▲ +0.2 pp |
| 2015 | 2.3% | $2.97 Million | $127.48 Million | $124.51 Million | ▼ -0.1 pp |
| 2014 | 2.4% | $2.98 Million | $124.53 Million | $121.55 Million | ▲ +2.6 pp |
| 2013 | -0.2% | $-216.00K | $128.78 Million | $129.00 Million | ▼ -5.0 pp |
| 2012 | 4.8% | $6.91 Million | $143.74 Million | $136.83 Million | ▲ +0.4 pp |
| 2011 | 4.4% | $6.79 Million | $154.47 Million | $147.69 Million | ▲ +2.9 pp |
| 2010 | 1.5% | $2.83 Million | $190.31 Million | $187.47 Million | ▼ -2.7 pp |
| 2009 | 4.2% | $11.29 Million | $269.96 Million | $258.67 Million | ▼ -4.7 pp |
| 2008 | 8.9% | $22.77 Million | $255.74 Million | $232.97 Million | ▼ -0.3 pp |
| 2007 | 9.2% | $22.25 Million | $241.55 Million | $219.30 Million | ▲ +0.2 pp |
| 2006 | 9.0% | $20.42 Million | $225.70 Million | $205.28 Million | ▲ +0.1 pp |
| 2005 | 8.9% | $18.41 Million | $206.04 Million | $187.63 Million | ▼ -1.2 pp |
| 2004 | 10.2% | $16.72 Million | $164.56 Million | $147.84 Million | ▼ -0.9 pp |
| 2003 | 11.0% | $14.90 Million | $135.18 Million | $120.28 Million | ▼ -7.1 pp |
| 2002 | 18.1% | $13.63 Million | $75.28 Million | $61.66 Million | ▼ -2.5 pp |
| 2001 | 20.6% | $8.40 Million | $40.80 Million | $32.41 Million | ▼ -19.3 pp |
| 2000 | 39.8% | $5.55 Million | $13.95 Million | $8.39 Million | — |