OptimumBank Holdings, Inc. (OPHC) — Financial Flexibility Index
OptimumBank Holdings, Inc. (OPHC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $1.92 Million (operating CF $1.92 Million minus capex $6.00K) represents 0% of total liabilities ($966.15 Million). Check OPHC strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
OptimumBank Holdings, Inc. Financial Flexibility Index (2003–2024)
Historical Financial Flexibility Index trend for OptimumBank Holdings, Inc. across 22 annual periods. See OPHC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for OptimumBank Holdings, Inc. (2003–2024)
Year-by-year free cash flow to debt coverage for OptimumBank Holdings, Inc.. For the full company profile including market capitalisation, see OPHC stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $16.59 Million | $15.61 Million | $829.75 Million | ▲ +91.0% |
| 2023 | 0.01x | $7.55 Million | $6.88 Million | $721.25 Million | ▼ -48.8% |
| 2022 | 0.02x | $10.68 Million | $10.36 Million | $522.64 Million | ▲ +54.6% |
| 2021 | 0.01x | $4.14 Million | $3.76 Million | $313.37 Million | ▲ +328.4% |
| 2020 | -0.01x | $-1.26 Million | $-1.46 Million | $217.28 Million | ▼ -1312.5% |
| 2019 | 0.00x | $-49.00K | $-558.00K | $119.54 Million | ▼ -115.1% |
| 2018 | 0.00x | $258.00K | $24.00K | $95.06 Million | ▼ -61.9% |
| 2017 | 0.01x | $664.00K | $570.00K | $93.32 Million | ▲ +27.3% |
| 2016 | 0.01x | $652.00K | $551.00K | $116.62 Million | ▲ +6.9% |
| 2015 | 0.01x | $651.00K | $627.00K | $124.51 Million | ▼ -55.7% |
| 2014 | 0.01x | $1.44 Million | $1.30 Million | $121.55 Million | ▲ +154.5% |
| 2013 | -0.02x | $-2.79 Million | $-2.97 Million | $129.00 Million | ▼ -27.8% |
| 2012 | -0.02x | $-2.32 Million | $-2.66 Million | $136.83 Million | ▼ -182.9% |
| 2011 | -0.01x | $-885.00K | $-885.00K | $147.69 Million | ▼ -166.4% |
| 2010 | 0.01x | $1.69 Million | $1.68 Million | $187.47 Million | ▲ +89.2% |
| 2009 | 0.00x | $1.23 Million | $1.20 Million | $258.67 Million | ▼ -65.0% |
| 2008 | 0.01x | $3.18 Million | $3.13 Million | $232.97 Million | ▲ +37.5% |
| 2007 | 0.01x | $2.17 Million | $2.17 Million | $219.30 Million | ▼ -48.0% |
| 2006 | 0.02x | $3.91 Million | $3.76 Million | $205.28 Million | ▲ +12.8% |
| 2005 | 0.02x | $3.17 Million | $2.95 Million | $187.63 Million | ▼ -60.6% |
| 2004 | 0.04x | $6.34 Million | $3.95 Million | $147.84 Million | ▲ +22.9% |
| 2003 | 0.03x | $4.20 Million | $2.74 Million | $120.28 Million | — |