OptimumBank Holdings, Inc. Cash Flow-to-Debt Ratio
OptimumBank Holdings, Inc. cash flow-to-debt ratio. OptimumBank Holdings, Inc. (OPHC) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $1.92 Million could theoretically repay 0% of its total liabilities ($966.15 Million) in one year. Check OptimumBank Holdings, Inc. cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of OptimumBank Holdings, Inc. (2003–2024)
Cash flow-to-debt ratio of OptimumBank Holdings, Inc. from 2003 to 2024. Historical debt coverage capacity for OptimumBank Holdings, Inc. across 22 annual periods. Check total reinvestment intensity of OptimumBank Holdings, Inc. to assess the company's total reinvestment commitment from operating cash flow.
OptimumBank Holdings, Inc. Cash Flow-to-Debt Ratio by Year (2003–2024)
OptimumBank Holdings, Inc. cash flow-to-debt ratio by year from 2003 to 2024. Year-by-year debt coverage analysis for OptimumBank Holdings, Inc.. For the full cash flow conversion analysis, see OptimumBank Holdings, Inc. cash conversion from operations.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $15.61 Million | $829.75 Million | ▲ +97.1% |
| 2023 | 0.01x | $6.88 Million | $721.25 Million | ▼ -51.9% |
| 2022 | 0.02x | $10.36 Million | $522.64 Million | ▲ +65.1% |
| 2021 | 0.01x | $3.76 Million | $313.37 Million | ▲ +279.0% |
| 2020 | -0.01x | $-1.46 Million | $217.28 Million | ▼ -43.8% |
| 2019 | 0.00x | $-558.00K | $119.54 Million | ▼ -1948.9% |
| 2018 | 0.00x | $24.00K | $95.06 Million | ▼ -95.9% |
| 2017 | 0.01x | $570.00K | $93.32 Million | ▲ +29.3% |
| 2016 | 0.00x | $551.00K | $116.62 Million | ▼ -6.2% |
| 2015 | 0.01x | $627.00K | $124.51 Million | ▼ -53.0% |
| 2014 | 0.01x | $1.30 Million | $121.55 Million | ▲ +146.6% |
| 2013 | -0.02x | $-2.97 Million | $129.00 Million | ▼ -18.1% |
| 2012 | -0.02x | $-2.66 Million | $136.83 Million | ▼ -224.8% |
| 2011 | -0.01x | $-885.00K | $147.69 Million | ▼ -166.9% |
| 2010 | 0.01x | $1.68 Million | $187.47 Million | ▲ +92.9% |
| 2009 | 0.00x | $1.20 Million | $258.67 Million | ▼ -65.4% |
| 2008 | 0.01x | $3.13 Million | $232.97 Million | ▲ +35.5% |
| 2007 | 0.01x | $2.17 Million | $219.30 Million | ▼ -45.8% |
| 2006 | 0.02x | $3.76 Million | $205.28 Million | ▲ +16.4% |
| 2005 | 0.02x | $2.95 Million | $187.63 Million | ▼ -41.1% |
| 2004 | 0.03x | $3.95 Million | $147.84 Million | ▲ +17.2% |
| 2003 | 0.02x | $2.74 Million | $120.28 Million | — |