Old Point Financial Corporation (OPOF) — Cash Flow Quality Index
Old Point Financial Corporation (OPOF) has a Cash Flow Quality Index of 1.34x as of June 2025. Operating cash flow of $1.66 Million exceeds net income of $1.24 Million, indicating high earnings quality where cash backs reported profits. Explore OPOF strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Old Point Financial Corporation Cash Flow Quality Index (1992–2024)
Historical Cash Flow Quality Index for Old Point Financial Corporation across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Old Point Financial Corporation (OPOF) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Old Point Financial Corporation (1992–2024)
Year-by-year earnings quality comparison for Old Point Financial Corporation. For live market cap and the full company financial profile, see Old Point Financial Corporation market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.54x | $14.64 Million | $9.51 Million | ▲ +8.3% |
| 2023 | 1.42x | $11.00 Million | $7.73 Million | ▼ -26.2% |
| 2022 | 1.93x | $17.57 Million | $9.11 Million | ▼ -29.8% |
| 2021 | 2.75x | $23.18 Million | $8.44 Million | ▲ +271.4% |
| 2020 | -1.60x | $-8.63 Million | $5.39 Million | ▼ -201.8% |
| 2019 | 1.57x | $12.37 Million | $7.86 Million | ▼ -36.3% |
| 2018 | 2.47x | $12.15 Million | $4.92 Million | ▲ +8.4% |
| 2016 | 2.28x | $8.65 Million | $3.80 Million | ▲ +5.7% |
| 2015 | 2.16x | $7.83 Million | $3.63 Million | ▼ -11.6% |
| 2014 | 2.44x | $10.04 Million | $4.12 Million | ▼ -9.5% |
| 2013 | 2.69x | $8.52 Million | $3.16 Million | ▲ +15.3% |
| 2012 | 2.33x | $9.78 Million | $4.19 Million | ▼ -18.2% |
| 2011 | 2.85x | $9.39 Million | $3.29 Million | ▲ +55.9% |
| 2010 | 1.83x | $2.83 Million | $1.55 Million | ▲ +205.4% |
| 2009 | -1.74x | $-2.92 Million | $1.68 Million | ▼ -248.4% |
| 2008 | 1.17x | $7.95 Million | $6.79 Million | ▲ +15.1% |
| 2007 | 1.02x | $8.11 Million | $7.97 Million | ▼ -21.1% |
| 2006 | 1.29x | $9.05 Million | $7.02 Million | ▲ +2.1% |
| 2005 | 1.26x | $9.18 Million | $7.27 Million | ▲ +17.2% |
| 2004 | 1.08x | $9.24 Million | $8.58 Million | ▲ +7.0% |
| 2003 | 1.01x | $7.88 Million | $7.83 Million | ▲ +68.7% |
| 2002 | 0.60x | $4.21 Million | $7.05 Million | ▼ -58.6% |
| 2001 | 1.44x | $8.22 Million | $5.71 Million | ▲ +18.5% |
| 2000 | 1.22x | $6.24 Million | $5.13 Million | ▼ -16.4% |
| 1999 | 1.45x | $7.01 Million | $4.82 Million | ▲ +24.1% |
| 1998 | 1.17x | $5.43 Million | $4.64 Million | ▼ -12.3% |
| 1997 | 1.34x | $5.46 Million | $4.09 Million | ▼ -24.7% |
| 1996 | 1.77x | $6.11 Million | $3.44 Million | ▼ -5.4% |
| 1995 | 1.87x | $4.39 Million | $2.34 Million | ▲ +18.0% |
| 1994 | 1.59x | $4.40 Million | $2.77 Million | ▲ +22.2% |
| 1993 | 1.30x | $2.88 Million | $2.21 Million | ▲ +29.5% |
| 1992 | 1.00x | $1.74 Million | $1.74 Million | — |