Old Point Financial Corporation (OPOF) — Cash Flow Quality Index
Old Point Financial Corporation (OPOF) has a Cash Flow Quality Index of 1.34x as of June 2025. Operating cash flow of $1.66 Million exceeds net income of $1.24 Million, indicating high earnings quality where cash backs reported profits. Explore OPOF cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Old Point Financial Corporation Cash Flow Quality Index (1992–2024)
Historical Cash Flow Quality Index for Old Point Financial Corporation across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Old Point Financial Corporation total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Old Point Financial Corporation (1992–2024)
Year-by-year earnings quality comparison for Old Point Financial Corporation. For live market cap and the full company financial profile, see OPOF company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.54x | $14.64 Million | $9.51 Million | ▲ +8.3% |
| 2023 | 1.42x | $11.00 Million | $7.73 Million | ▼ -26.2% |
| 2022 | 1.93x | $17.57 Million | $9.11 Million | ▼ -29.8% |
| 2021 | 2.75x | $23.18 Million | $8.44 Million | ▲ +271.4% |
| 2020 | -1.60x | $-8.63 Million | $5.39 Million | ▼ -201.8% |
| 2019 | 1.57x | $12.37 Million | $7.86 Million | ▼ -36.3% |
| 2018 | 2.47x | $12.15 Million | $4.92 Million | ▲ +8.4% |
| 2016 | 2.28x | $8.65 Million | $3.80 Million | ▲ +5.7% |
| 2015 | 2.16x | $7.83 Million | $3.63 Million | ▼ -11.6% |
| 2014 | 2.44x | $10.04 Million | $4.12 Million | ▼ -9.5% |
| 2013 | 2.69x | $8.52 Million | $3.16 Million | ▲ +15.3% |
| 2012 | 2.33x | $9.78 Million | $4.19 Million | ▼ -18.2% |
| 2011 | 2.85x | $9.39 Million | $3.29 Million | ▲ +55.9% |
| 2010 | 1.83x | $2.83 Million | $1.55 Million | ▲ +205.4% |
| 2009 | -1.74x | $-2.92 Million | $1.68 Million | ▼ -248.4% |
| 2008 | 1.17x | $7.95 Million | $6.79 Million | ▲ +15.1% |
| 2007 | 1.02x | $8.11 Million | $7.97 Million | ▼ -21.1% |
| 2006 | 1.29x | $9.05 Million | $7.02 Million | ▲ +2.1% |
| 2005 | 1.26x | $9.18 Million | $7.27 Million | ▲ +17.2% |
| 2004 | 1.08x | $9.24 Million | $8.58 Million | ▲ +7.0% |
| 2003 | 1.01x | $7.88 Million | $7.83 Million | ▲ +68.7% |
| 2002 | 0.60x | $4.21 Million | $7.05 Million | ▼ -58.6% |
| 2001 | 1.44x | $8.22 Million | $5.71 Million | ▲ +18.5% |
| 2000 | 1.22x | $6.24 Million | $5.13 Million | ▼ -16.4% |
| 1999 | 1.45x | $7.01 Million | $4.82 Million | ▲ +24.1% |
| 1998 | 1.17x | $5.43 Million | $4.64 Million | ▼ -12.3% |
| 1997 | 1.34x | $5.46 Million | $4.09 Million | ▼ -24.7% |
| 1996 | 1.77x | $6.11 Million | $3.44 Million | ▼ -5.4% |
| 1995 | 1.87x | $4.39 Million | $2.34 Million | ▲ +18.0% |
| 1994 | 1.59x | $4.40 Million | $2.77 Million | ▲ +22.2% |
| 1993 | 1.30x | $2.88 Million | $2.21 Million | ▲ +29.5% |
| 1992 | 1.00x | $1.74 Million | $1.74 Million | — |