Old Point Financial Corporation (OPOF) — Financial Flexibility Index
Old Point Financial Corporation (OPOF) has a Financial Flexibility Index of 0.00x as of June 2025. Free cash flow of $1.82 Million (operating CF $1.66 Million minus capex $157.00K) represents 0% of total liabilities ($1.28 Billion). Also explore OPOF net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Old Point Financial Corporation Financial Flexibility Index (1992–2024)
Historical Financial Flexibility Index trend for Old Point Financial Corporation across 33 annual periods. Check Old Point Financial Corporation (OPOF) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Old Point Financial Corporation (1992–2024)
Year-by-year free cash flow to debt coverage for Old Point Financial Corporation. For the full company profile including market capitalisation, see OPOF market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $16.05 Million | $14.64 Million | $1.34 Billion | ▲ +33.5% |
| 2023 | 0.01x | $12.05 Million | $11.00 Million | $1.34 Billion | ▼ -40.3% |
| 2022 | 0.02x | $18.92 Million | $17.57 Million | $1.26 Billion | ▼ -25.8% |
| 2021 | 0.02x | $24.69 Million | $23.18 Million | $1.22 Billion | ▲ +100.4% |
| 2020 | -5.71x | $-7.71 Million | $-8.63 Million | $1.35 Million | ▼ -38230.1% |
| 2019 | 0.01x | $14.15 Million | $12.37 Million | $944.73 Million | ▲ +11.0% |
| 2018 | 0.01x | $12.63 Million | $12.15 Million | $936.18 Million | ▲ +18.9% |
| 2017 | 0.01x | $10.06 Million | $9.44 Million | $885.96 Million | ▼ -3.8% |
| 2016 | 0.01x | $9.54 Million | $8.65 Million | $808.98 Million | ▼ -1.1% |
| 2015 | 0.01x | $9.59 Million | $7.83 Million | $803.61 Million | ▼ -32.1% |
| 2014 | 0.02x | $13.84 Million | $10.04 Million | $787.78 Million | ▼ -29.0% |
| 2013 | 0.02x | $19.40 Million | $8.52 Million | $783.53 Million | ▲ +45.5% |
| 2012 | 0.02x | $13.92 Million | $9.78 Million | $818.20 Million | ▲ +9.6% |
| 2011 | 0.02x | $11.86 Million | $9.39 Million | $763.64 Million | ▲ +213.4% |
| 2010 | 0.00x | $3.99 Million | $2.83 Million | $805.89 Million | ▲ +90.0% |
| 2009 | 0.00x | $2.19 Million | $-2.92 Million | $839.81 Million | ▼ -79.6% |
| 2008 | 0.01x | $9.63 Million | $7.95 Million | $752.07 Million | ▼ -7.2% |
| 2007 | 0.01x | $10.25 Million | $8.11 Million | $742.85 Million | ▼ -32.4% |
| 2006 | 0.02x | $15.78 Million | $9.05 Million | $772.86 Million | ▲ +2.6% |
| 2005 | 0.02x | $13.32 Million | $9.18 Million | $668.94 Million | ▼ -17.5% |
| 2004 | 0.02x | $14.90 Million | $9.24 Million | $617.14 Million | ▲ +39.3% |
| 2003 | 0.02x | $10.10 Million | $7.88 Million | $582.62 Million | ▲ +78.2% |
| 2002 | 0.01x | $5.04 Million | $4.21 Million | $518.51 Million | ▼ -49.6% |
| 2001 | 0.02x | $9.02 Million | $8.22 Million | $467.85 Million | ▼ -0.3% |
| 2000 | 0.02x | $8.33 Million | $6.24 Million | $430.60 Million | ▼ -27.3% |
| 1999 | 0.03x | $10.52 Million | $7.01 Million | $395.48 Million | ▲ +7.3% |
| 1998 | 0.02x | $9.03 Million | $5.43 Million | $364.11 Million | ▲ +14.5% |
| 1997 | 0.02x | $6.77 Million | $5.46 Million | $312.34 Million | ▼ -25.2% |
| 1996 | 0.03x | $8.22 Million | $6.11 Million | $283.94 Million | ▲ +24.3% |
| 1995 | 0.02x | $6.38 Million | $4.39 Million | $273.94 Million | ▲ +27.8% |
| 1994 | 0.02x | $4.58 Million | $4.40 Million | $251.46 Million | ▲ +14.2% |
| 1993 | 0.02x | $3.96 Million | $2.88 Million | $248.05 Million | ▲ +35.0% |
| 1992 | 0.01x | $2.89 Million | $1.74 Million | $244.53 Million | — |