Old Point Financial Corporation (OPOF) — Financial Flexibility Index
Old Point Financial Corporation (OPOF) has a Financial Flexibility Index of 0.00x as of June 2025. Free cash flow of $1.82 Million (operating CF $1.66 Million minus capex $157.00K) represents 0% of total liabilities ($1.28 Billion). Check OPOF total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Old Point Financial Corporation Financial Flexibility Index (1992–2024)
Historical Financial Flexibility Index trend for Old Point Financial Corporation across 33 annual periods. For the full cash flow conversion analysis, see Old Point Financial Corporation (OPOF) cash conversion ratio.
Annual Financial Flexibility Index for Old Point Financial Corporation (1992–2024)
Year-by-year free cash flow to debt coverage for Old Point Financial Corporation. Explore OPOF debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $16.05 Million | $14.64 Million | $1.34 Billion | ▲ +33.5% |
| 2023 | 0.01x | $12.05 Million | $11.00 Million | $1.34 Billion | ▼ -40.3% |
| 2022 | 0.02x | $18.92 Million | $17.57 Million | $1.26 Billion | ▼ -25.8% |
| 2021 | 0.02x | $24.69 Million | $23.18 Million | $1.22 Billion | ▲ +100.4% |
| 2020 | -5.71x | $-7.71 Million | $-8.63 Million | $1.35 Million | ▼ -38230.1% |
| 2019 | 0.01x | $14.15 Million | $12.37 Million | $944.73 Million | ▲ +11.0% |
| 2018 | 0.01x | $12.63 Million | $12.15 Million | $936.18 Million | ▲ +18.9% |
| 2017 | 0.01x | $10.06 Million | $9.44 Million | $885.96 Million | ▼ -3.8% |
| 2016 | 0.01x | $9.54 Million | $8.65 Million | $808.98 Million | ▼ -1.1% |
| 2015 | 0.01x | $9.59 Million | $7.83 Million | $803.61 Million | ▼ -32.1% |
| 2014 | 0.02x | $13.84 Million | $10.04 Million | $787.78 Million | ▼ -29.0% |
| 2013 | 0.02x | $19.40 Million | $8.52 Million | $783.53 Million | ▲ +45.5% |
| 2012 | 0.02x | $13.92 Million | $9.78 Million | $818.20 Million | ▲ +9.6% |
| 2011 | 0.02x | $11.86 Million | $9.39 Million | $763.64 Million | ▲ +213.4% |
| 2010 | 0.00x | $3.99 Million | $2.83 Million | $805.89 Million | ▲ +90.0% |
| 2009 | 0.00x | $2.19 Million | $-2.92 Million | $839.81 Million | ▼ -79.6% |
| 2008 | 0.01x | $9.63 Million | $7.95 Million | $752.07 Million | ▼ -7.2% |
| 2007 | 0.01x | $10.25 Million | $8.11 Million | $742.85 Million | ▼ -32.4% |
| 2006 | 0.02x | $15.78 Million | $9.05 Million | $772.86 Million | ▲ +2.6% |
| 2005 | 0.02x | $13.32 Million | $9.18 Million | $668.94 Million | ▼ -17.5% |
| 2004 | 0.02x | $14.90 Million | $9.24 Million | $617.14 Million | ▲ +39.3% |
| 2003 | 0.02x | $10.10 Million | $7.88 Million | $582.62 Million | ▲ +78.2% |
| 2002 | 0.01x | $5.04 Million | $4.21 Million | $518.51 Million | ▼ -49.6% |
| 2001 | 0.02x | $9.02 Million | $8.22 Million | $467.85 Million | ▼ -0.3% |
| 2000 | 0.02x | $8.33 Million | $6.24 Million | $430.60 Million | ▼ -27.3% |
| 1999 | 0.03x | $10.52 Million | $7.01 Million | $395.48 Million | ▲ +7.3% |
| 1998 | 0.02x | $9.03 Million | $5.43 Million | $364.11 Million | ▲ +14.5% |
| 1997 | 0.02x | $6.77 Million | $5.46 Million | $312.34 Million | ▼ -25.2% |
| 1996 | 0.03x | $8.22 Million | $6.11 Million | $283.94 Million | ▲ +24.3% |
| 1995 | 0.02x | $6.38 Million | $4.39 Million | $273.94 Million | ▲ +27.8% |
| 1994 | 0.02x | $4.58 Million | $4.40 Million | $251.46 Million | ▲ +14.2% |
| 1993 | 0.02x | $3.96 Million | $2.88 Million | $248.05 Million | ▲ +35.0% |
| 1992 | 0.01x | $2.89 Million | $1.74 Million | $244.53 Million | — |