Old Point Financial Corporation (OPOF) — Tangible Net Worth Ratio
Old Point Financial Corporation (OPOF) has a Tangible Net Worth Ratio of 99.9% as of June 2025. This metric is calculated by deducting intangible assets ($121.00K) from net assets ($118.14 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Old Point Financial Corporation (OPOF) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Old Point Financial Corporation Tangible Net Worth Ratio (1992–2024)
This chart shows how Old Point Financial Corporation's Tangible Net Worth Ratio has changed across 33 annual periods from 1992 to 2024. As of June 2025, the ratio stands at 99.9%, reflecting net assets of $118.14 Million with intangible assets of $121.00K USD. See Old Point Financial Corporation defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Old Point Financial Corporation (1992–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Old Point Financial Corporation from 1992 to 2024, covering 33 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Old Point Financial Corporation market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 99.9% | $113.97 Million | $143.00K | $1.45 Billion | ▲ +0.0 pp |
| 2023 | 99.8% | $106.78 Million | $187.00K | $1.45 Billion | ▲ +0.1 pp |
| 2022 | 99.8% | $98.73 Million | $231.00K | $1.36 Billion | ▼ 0.0 pp |
| 2021 | 99.8% | $120.55 Million | $275.00K | $1.34 Billion | ▼ -0.2 pp |
| 2020 | 100.0% | $1.22 Billion | $319.00K | $1.23 Billion | ▲ +0.3 pp |
| 2019 | 99.7% | $109.76 Million | $363.00K | $1.05 Billion | ▲ +0.1 pp |
| 2018 | 99.6% | $102.01 Million | $407.00K | $1.04 Billion | ▲ +0.2 pp |
| 2017 | 99.4% | $96.39 Million | $621.00K | $982.34 Million | ▼ -0.6 pp |
| 2016 | 100.0% | $93.86 Million | $0.00 | $902.84 Million | ▲ +0.0 pp |
| 2015 | 100.0% | $93.18 Million | $0.00 | $896.79 Million | ▲ +0.0 pp |
| 2014 | 100.0% | $88.50 Million | $0.00 | $876.28 Million | ▲ +0.0 pp |
| 2013 | 100.0% | $80.76 Million | $0.00 | $864.29 Million | ▲ +0.0 pp |
| 2012 | 100.0% | $89.30 Million | $0.00 | $907.50 Million | ▲ +0.0 pp |
| 2011 | 100.0% | $85.86 Million | $0.00 | $849.50 Million | ▲ +0.0 pp |
| 2010 | 100.0% | $80.95 Million | $0.00 | $886.84 Million | ▲ +0.0 pp |
| 2009 | 100.0% | $81.61 Million | $0.00 | $921.42 Million | ▲ +0.0 pp |
| 2008 | 100.0% | $82.90 Million | $0.00 | $834.97 Million | ▲ +0.0 pp |
| 2007 | 100.0% | $79.71 Million | $0.00 | $822.56 Million | ▲ +0.0 pp |
| 2006 | 100.0% | $74.67 Million | $0.00 | $847.52 Million | ▲ +0.0 pp |
| 2005 | 100.0% | $71.06 Million | $0.00 | $739.99 Million | ▲ +0.0 pp |
| 2004 | 100.0% | $69.14 Million | $0.00 | $686.27 Million | ▲ +0.0 pp |
| 2003 | 100.0% | $63.30 Million | $0.00 | $645.91 Million | ▲ +0.0 pp |
| 2002 | 100.0% | $58.12 Million | $0.00 | $576.62 Million | ▲ +0.0 pp |
| 2001 | 100.0% | $50.91 Million | $0.00 | $518.76 Million | ▲ +0.0 pp |
| 2000 | 100.0% | $46.50 Million | $0.00 | $477.10 Million | ▲ +0.0 pp |
| 1999 | 100.0% | $40.81 Million | $0.00 | $436.29 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $40.01 Million | $0.00 | $404.12 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $36.33 Million | $0.00 | $348.67 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $32.40 Million | $0.00 | $316.35 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $30.33 Million | $0.00 | $304.27 Million | ▲ +0.0 pp |
| 1994 | 100.0% | $26.22 Million | $0.00 | $277.68 Million | ▲ +0.0 pp |
| 1993 | 100.0% | $25.84 Million | $0.00 | $273.88 Million | ▲ +0.0 pp |
| 1992 | 100.0% | $24.19 Million | $0.00 | $268.72 Million | — |