Old Point Financial Corporation (OPOF) — Working Capital to Net Assets Ratio
Old Point Financial Corporation (OPOF) has a Working Capital to Net Assets ratio of 193.6% as of June 2025. Working capital of $228.67 Million (current assets of $231.99 Million minus current liabilities of $3.32 Million) is measured against net assets of $118.14 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See OPOF cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Old Point Financial Corporation Working Capital to Net Assets (1992–2024)
This chart shows how Old Point Financial Corporation's Working Capital to Net Assets ratio has evolved across 33 annual periods from 1992 to 2024. As of June 2025, the ratio stands at 193.6%, reflecting working capital of $228.67 Million against net assets of $118.14 Million USD. For the complete balance sheet picture, see OPOF total asset value.
Annual Working Capital to Net Assets for Old Point Financial Corporation (1992–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Old Point Financial Corporation from 1992 to 2024, covering 33 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check OPOF financial resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -791.0% | $-901.46 Million | $113.97 Million | $357.42 Million | $1.26 Billion | ▲ +98.5 pp |
| 2023 | -889.5% | $-949.74 Million | $106.78 Million | $283.04 Million | $1.23 Billion | ▲ +58.7 pp |
| 2022 | -948.2% | $-936.20 Million | $98.73 Million | $244.77 Million | $1.18 Billion | ▼ -304.8 pp |
| 2021 | -643.4% | $-775.63 Million | $120.55 Million | $411.82 Million | $1.19 Billion | ▼ -587.4 pp |
| 2020 | -56.0% | $-685.83 Million | $1.22 Billion | $306.84 Million | $992.67 Million | ▲ +558.3 pp |
| 2019 | -614.3% | $-674.18 Million | $109.76 Million | $231.60 Million | $905.78 Million | ▲ +57.7 pp |
| 2018 | -672.0% | $-685.47 Million | $102.01 Million | $188.16 Million | $873.63 Million | ▼ -1.3 pp |
| 2017 | -670.7% | $-646.49 Million | $96.39 Million | $171.45 Million | $817.94 Million | ▼ -44.5 pp |
| 2016 | -626.2% | $-587.73 Million | $93.86 Million | $221.25 Million | $808.98 Million | ▼ -56.4 pp |
| 2015 | -569.8% | $-530.90 Million | $93.18 Million | $247.71 Million | $778.61 Million | ▲ +93.9 pp |
| 2014 | -663.7% | $-587.36 Million | $88.50 Million | $170.43 Million | $757.78 Million | ▲ +45.9 pp |
| 2013 | -709.6% | $-573.04 Million | $80.76 Million | $185.49 Million | $758.53 Million | ▼ -235.8 pp |
| 2012 | -473.7% | $-423.03 Million | $89.30 Million | $370.17 Million | $793.20 Million | ▲ +72.0 pp |
| 2011 | -545.7% | $-468.54 Million | $85.86 Million | $260.10 Million | $728.64 Million | ▲ +387.3 pp |
| 2010 | -933.0% | $-755.29 Million | $80.95 Million | $15.60 Million | $770.89 Million | ▲ +0.2 pp |
| 2009 | -933.2% | $-761.59 Million | $81.61 Million | $13.22 Million | $774.81 Million | ▼ -146.1 pp |
| 2008 | -787.2% | $-652.56 Million | $82.90 Million | $29.51 Million | $682.07 Million | ▲ +20.8 pp |
| 2007 | -808.0% | $-644.02 Million | $79.71 Million | $16.37 Million | $660.39 Million | ▲ +31.6 pp |
| 2006 | -839.6% | $-626.90 Million | $74.67 Million | $18.57 Million | $645.47 Million | ▼ -32.1 pp |
| 2005 | -807.5% | $-573.76 Million | $71.06 Million | $13.60 Million | $587.37 Million | ▼ -12.7 pp |
| 2004 | -794.8% | $-549.49 Million | $69.14 Million | $11.60 Million | $561.09 Million | ▲ +13.9 pp |
| 2003 | -808.6% | $-511.86 Million | $63.30 Million | $18.38 Million | $530.24 Million | ▲ +55.0 pp |
| 2002 | -863.6% | $-501.90 Million | $58.12 Million | $14.44 Million | $516.34 Million | ▲ +22.6 pp |
| 2001 | -886.2% | $-451.21 Million | $50.91 Million | $14.79 Million | $465.99 Million | ▲ +12.4 pp |
| 2000 | -898.7% | $-417.86 Million | $46.50 Million | $11.04 Million | $428.91 Million | ▲ +41.4 pp |
| 1999 | -940.1% | $-383.68 Million | $40.81 Million | $10.40 Million | $394.08 Million | ▼ -76.2 pp |
| 1998 | -863.8% | $-345.65 Million | $40.01 Million | $16.89 Million | $362.54 Million | ▼ -70.9 pp |
| 1997 | -792.9% | $-288.08 Million | $36.33 Million | $19.18 Million | $307.26 Million | ▲ +37.7 pp |
| 1996 | -830.6% | $-269.11 Million | $32.40 Million | $11.55 Million | $280.65 Million | ▲ +29.4 pp |
| 1995 | -860.0% | $-260.83 Million | $30.33 Million | $11.45 Million | $272.27 Million | ▲ +55.6 pp |
| 1994 | -915.7% | $-240.10 Million | $26.22 Million | $9.19 Million | $249.29 Million | ▼ -9.8 pp |
| 1993 | -905.9% | $-234.05 Million | $25.84 Million | $12.97 Million | $247.02 Million | ▲ +27.4 pp |
| 1992 | -933.3% | $-225.80 Million | $24.19 Million | $17.49 Million | $243.29 Million | — |