Old Point Financial Corporation (OPOF) — Net Asset Quality Index
Old Point Financial Corporation (OPOF) has a Net Asset Quality Index of 8.4% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.40 Billion minus total liabilities of $1.28 Billion yields net assets of $118.14 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Old Point Financial Corporation (OPOF) liquidity interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Old Point Financial Corporation Net Asset Quality Index Over Time (1992–2024)
This chart shows how Old Point Financial Corporation's Net Asset Quality Index has evolved across 33 annual periods from 1992 to 2024. As of June 2025, the index stands at 8.4%, representing net assets of $118.14 Million against total assets of $1.40 Billion USD. Explore OPOF cash flow metrics to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Old Point Financial Corporation (1992–2024)
The table below presents the year-by-year Net Asset Quality Index for Old Point Financial Corporation from 1992 to 2024, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of Old Point Financial Corporation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 7.9% | $113.97 Million | $1.45 Billion | $1.34 Billion | ▲ +0.5 pp |
| 2023 | 7.4% | $106.78 Million | $1.45 Billion | $1.34 Billion | ▲ +0.1 pp |
| 2022 | 7.3% | $98.73 Million | $1.36 Billion | $1.26 Billion | ▼ -1.7 pp |
| 2021 | 9.0% | $120.55 Million | $1.34 Billion | $1.22 Billion | ▼ -90.9 pp |
| 2020 | 99.9% | $1.22 Billion | $1.23 Billion | $1.35 Million | ▲ +89.5 pp |
| 2019 | 10.4% | $109.76 Million | $1.05 Billion | $944.73 Million | ▲ +0.6 pp |
| 2018 | 9.8% | $102.01 Million | $1.04 Billion | $936.18 Million | ▲ +0.0 pp |
| 2017 | 9.8% | $96.39 Million | $982.34 Million | $885.96 Million | ▼ -0.6 pp |
| 2016 | 10.4% | $93.86 Million | $902.84 Million | $808.98 Million | ▲ +0.0 pp |
| 2015 | 10.4% | $93.18 Million | $896.79 Million | $803.61 Million | ▲ +0.3 pp |
| 2014 | 10.1% | $88.50 Million | $876.28 Million | $787.78 Million | ▲ +0.8 pp |
| 2013 | 9.3% | $80.76 Million | $864.29 Million | $783.53 Million | ▼ -0.5 pp |
| 2012 | 9.8% | $89.30 Million | $907.50 Million | $818.20 Million | ▼ -0.3 pp |
| 2011 | 10.1% | $85.86 Million | $849.50 Million | $763.64 Million | ▲ +1.0 pp |
| 2010 | 9.1% | $80.95 Million | $886.84 Million | $805.89 Million | ▲ +0.3 pp |
| 2009 | 8.9% | $81.61 Million | $921.42 Million | $839.81 Million | ▼ -1.1 pp |
| 2008 | 9.9% | $82.90 Million | $834.97 Million | $752.07 Million | ▲ +0.2 pp |
| 2007 | 9.7% | $79.71 Million | $822.56 Million | $742.85 Million | ▲ +0.9 pp |
| 2006 | 8.8% | $74.67 Million | $847.52 Million | $772.86 Million | ▼ -0.8 pp |
| 2005 | 9.6% | $71.06 Million | $739.99 Million | $668.94 Million | ▼ -0.5 pp |
| 2004 | 10.1% | $69.14 Million | $686.27 Million | $617.14 Million | ▲ +0.3 pp |
| 2003 | 9.8% | $63.30 Million | $645.91 Million | $582.62 Million | ▼ -0.3 pp |
| 2002 | 10.1% | $58.12 Million | $576.62 Million | $518.51 Million | ▲ +0.3 pp |
| 2001 | 9.8% | $50.91 Million | $518.76 Million | $467.85 Million | ▲ +0.1 pp |
| 2000 | 9.7% | $46.50 Million | $477.10 Million | $430.60 Million | ▲ +0.4 pp |
| 1999 | 9.4% | $40.81 Million | $436.29 Million | $395.48 Million | ▼ -0.5 pp |
| 1998 | 9.9% | $40.01 Million | $404.12 Million | $364.11 Million | ▼ -0.5 pp |
| 1997 | 10.4% | $36.33 Million | $348.67 Million | $312.34 Million | ▲ +0.2 pp |
| 1996 | 10.2% | $32.40 Million | $316.35 Million | $283.94 Million | ▲ +0.3 pp |
| 1995 | 10.0% | $30.33 Million | $304.27 Million | $273.94 Million | ▲ +0.5 pp |
| 1994 | 9.4% | $26.22 Million | $277.68 Million | $251.46 Million | ▲ +0.0 pp |
| 1993 | 9.4% | $25.84 Million | $273.88 Million | $248.05 Million | ▲ +0.4 pp |
| 1992 | 9.0% | $24.19 Million | $268.72 Million | $244.53 Million | — |