Old Point Financial Corporation (OPOF) — Net Asset Quality Index
Old Point Financial Corporation (OPOF) has a Net Asset Quality Index of 8.4% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.40 Billion minus total liabilities of $1.28 Billion yields net assets of $118.14 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check OPOF financial resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Old Point Financial Corporation Net Asset Quality Index Over Time (1992–2024)
This chart shows how Old Point Financial Corporation's Net Asset Quality Index has evolved across 33 annual periods from 1992 to 2024. As of June 2025, the index stands at 8.4%, representing net assets of $118.14 Million against total assets of $1.40 Billion USD. See Old Point Financial Corporation working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Old Point Financial Corporation (1992–2024)
The table below presents the year-by-year Net Asset Quality Index for Old Point Financial Corporation from 1992 to 2024, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Old Point Financial Corporation worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 7.9% | $113.97 Million | $1.45 Billion | $1.34 Billion | ▲ +0.5 pp |
| 2023 | 7.4% | $106.78 Million | $1.45 Billion | $1.34 Billion | ▲ +0.1 pp |
| 2022 | 7.3% | $98.73 Million | $1.36 Billion | $1.26 Billion | ▼ -1.7 pp |
| 2021 | 9.0% | $120.55 Million | $1.34 Billion | $1.22 Billion | ▼ -90.9 pp |
| 2020 | 99.9% | $1.22 Billion | $1.23 Billion | $1.35 Million | ▲ +89.5 pp |
| 2019 | 10.4% | $109.76 Million | $1.05 Billion | $944.73 Million | ▲ +0.6 pp |
| 2018 | 9.8% | $102.01 Million | $1.04 Billion | $936.18 Million | ▲ +0.0 pp |
| 2017 | 9.8% | $96.39 Million | $982.34 Million | $885.96 Million | ▼ -0.6 pp |
| 2016 | 10.4% | $93.86 Million | $902.84 Million | $808.98 Million | ▲ +0.0 pp |
| 2015 | 10.4% | $93.18 Million | $896.79 Million | $803.61 Million | ▲ +0.3 pp |
| 2014 | 10.1% | $88.50 Million | $876.28 Million | $787.78 Million | ▲ +0.8 pp |
| 2013 | 9.3% | $80.76 Million | $864.29 Million | $783.53 Million | ▼ -0.5 pp |
| 2012 | 9.8% | $89.30 Million | $907.50 Million | $818.20 Million | ▼ -0.3 pp |
| 2011 | 10.1% | $85.86 Million | $849.50 Million | $763.64 Million | ▲ +1.0 pp |
| 2010 | 9.1% | $80.95 Million | $886.84 Million | $805.89 Million | ▲ +0.3 pp |
| 2009 | 8.9% | $81.61 Million | $921.42 Million | $839.81 Million | ▼ -1.1 pp |
| 2008 | 9.9% | $82.90 Million | $834.97 Million | $752.07 Million | ▲ +0.2 pp |
| 2007 | 9.7% | $79.71 Million | $822.56 Million | $742.85 Million | ▲ +0.9 pp |
| 2006 | 8.8% | $74.67 Million | $847.52 Million | $772.86 Million | ▼ -0.8 pp |
| 2005 | 9.6% | $71.06 Million | $739.99 Million | $668.94 Million | ▼ -0.5 pp |
| 2004 | 10.1% | $69.14 Million | $686.27 Million | $617.14 Million | ▲ +0.3 pp |
| 2003 | 9.8% | $63.30 Million | $645.91 Million | $582.62 Million | ▼ -0.3 pp |
| 2002 | 10.1% | $58.12 Million | $576.62 Million | $518.51 Million | ▲ +0.3 pp |
| 2001 | 9.8% | $50.91 Million | $518.76 Million | $467.85 Million | ▲ +0.1 pp |
| 2000 | 9.7% | $46.50 Million | $477.10 Million | $430.60 Million | ▲ +0.4 pp |
| 1999 | 9.4% | $40.81 Million | $436.29 Million | $395.48 Million | ▼ -0.5 pp |
| 1998 | 9.9% | $40.01 Million | $404.12 Million | $364.11 Million | ▼ -0.5 pp |
| 1997 | 10.4% | $36.33 Million | $348.67 Million | $312.34 Million | ▲ +0.2 pp |
| 1996 | 10.2% | $32.40 Million | $316.35 Million | $283.94 Million | ▲ +0.3 pp |
| 1995 | 10.0% | $30.33 Million | $304.27 Million | $273.94 Million | ▲ +0.5 pp |
| 1994 | 9.4% | $26.22 Million | $277.68 Million | $251.46 Million | ▲ +0.0 pp |
| 1993 | 9.4% | $25.84 Million | $273.88 Million | $248.05 Million | ▲ +0.4 pp |
| 1992 | 9.0% | $24.19 Million | $268.72 Million | $244.53 Million | — |