Old Point Financial Corporation (OPOF) — Cash Flow-to-Debt Ratio
Old Point Financial Corporation (OPOF) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2025, meaning its operating cash flow of $1.66 Million could theoretically repay 0% of its total liabilities ($1.28 Billion) in one year. See Old Point Financial Corporation leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Old Point Financial Corporation Cash Flow-to-Debt Ratio (1992–2024)
Historical debt coverage capacity for Old Point Financial Corporation across 33 annual periods. For the full cash flow conversion analysis, see Old Point Financial Corporation cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Old Point Financial Corporation (1992–2024)
Year-by-year debt coverage analysis for Old Point Financial Corporation. Check OPOF cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $14.64 Million | $1.34 Billion | ▲ +33.5% |
| 2023 | 0.01x | $11.00 Million | $1.34 Billion | ▼ -41.3% |
| 2022 | 0.01x | $17.57 Million | $1.26 Billion | ▼ -26.6% |
| 2021 | 0.02x | $23.18 Million | $1.22 Billion | ▲ +100.3% |
| 2020 | -6.40x | $-8.63 Million | $1.35 Million | ▼ -48950.3% |
| 2019 | 0.01x | $12.37 Million | $944.73 Million | ▲ +0.9% |
| 2018 | 0.01x | $12.15 Million | $936.18 Million | ▲ +21.9% |
| 2017 | 0.01x | $9.44 Million | $885.96 Million | ▼ -0.4% |
| 2016 | 0.01x | $8.65 Million | $808.98 Million | ▲ +9.7% |
| 2015 | 0.01x | $7.83 Million | $803.61 Million | ▼ -23.5% |
| 2014 | 0.01x | $10.04 Million | $787.78 Million | ▲ +17.2% |
| 2013 | 0.01x | $8.52 Million | $783.53 Million | ▼ -9.0% |
| 2012 | 0.01x | $9.78 Million | $818.20 Million | ▼ -2.9% |
| 2011 | 0.01x | $9.39 Million | $763.64 Million | ▲ +249.9% |
| 2010 | 0.00x | $2.83 Million | $805.89 Million | ▲ +201.0% |
| 2009 | 0.00x | $-2.92 Million | $839.81 Million | ▼ -132.9% |
| 2008 | 0.01x | $7.95 Million | $752.07 Million | ▼ -3.2% |
| 2007 | 0.01x | $8.11 Million | $742.85 Million | ▼ -6.9% |
| 2006 | 0.01x | $9.05 Million | $772.86 Million | ▼ -14.6% |
| 2005 | 0.01x | $9.18 Million | $668.94 Million | ▼ -8.4% |
| 2004 | 0.01x | $9.24 Million | $617.14 Million | ▲ +10.7% |
| 2003 | 0.01x | $7.88 Million | $582.62 Million | ▲ +66.7% |
| 2002 | 0.01x | $4.21 Million | $518.51 Million | ▼ -53.8% |
| 2001 | 0.02x | $8.22 Million | $467.85 Million | ▲ +21.3% |
| 2000 | 0.01x | $6.24 Million | $430.60 Million | ▼ -18.2% |
| 1999 | 0.02x | $7.01 Million | $395.48 Million | ▲ +18.8% |
| 1998 | 0.01x | $5.43 Million | $364.11 Million | ▼ -14.8% |
| 1997 | 0.02x | $5.46 Million | $312.34 Million | ▼ -18.7% |
| 1996 | 0.02x | $6.11 Million | $283.94 Million | ▲ +34.3% |
| 1995 | 0.02x | $4.39 Million | $273.94 Million | ▼ -8.5% |
| 1994 | 0.02x | $4.40 Million | $251.46 Million | ▲ +50.9% |
| 1993 | 0.01x | $2.88 Million | $248.05 Million | ▲ +62.7% |
| 1992 | 0.01x | $1.74 Million | $244.53 Million | — |