Oak Valley Bancorp (OVLY) — Cash Flow Quality Index
Oak Valley Bancorp (OVLY) has a Cash Flow Quality Index of 1.26x as of December 2025. Operating cash flow of $7.98 Million exceeds net income of $6.33 Million, indicating high earnings quality where cash backs reported profits. Explore OVLY cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Oak Valley Bancorp Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Oak Valley Bancorp across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does Oak Valley Bancorp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Oak Valley Bancorp (2001–2025)
Year-by-year earnings quality comparison for Oak Valley Bancorp. For live market cap and the full company financial profile, see how much is Oak Valley Bancorp worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.20x | $28.67 Million | $23.91 Million | ▲ +16.7% |
| 2024 | 1.03x | $25.64 Million | $24.95 Million | ▼ -4.1% |
| 2023 | 1.07x | $33.06 Million | $30.85 Million | ▲ +5.2% |
| 2022 | 1.02x | $23.32 Million | $22.90 Million | ▲ +47.6% |
| 2021 | 0.69x | $11.27 Million | $16.34 Million | ▼ -50.9% |
| 2020 | 1.41x | $19.24 Million | $13.69 Million | ▲ +2.0% |
| 2019 | 1.38x | $17.21 Million | $12.49 Million | ▲ +10.1% |
| 2018 | 1.25x | $14.44 Million | $11.54 Million | ▲ +21.1% |
| 2017 | 1.03x | $9.40 Million | $9.09 Million | ▼ -20.0% |
| 2016 | 1.29x | $9.91 Million | $7.67 Million | ▲ +47.1% |
| 2015 | 0.88x | $4.31 Million | $4.91 Million | ▼ -15.6% |
| 2014 | 1.04x | $7.41 Million | $7.12 Million | ▼ -18.5% |
| 2013 | 1.28x | $7.52 Million | $5.89 Million | ▼ -18.4% |
| 2012 | 1.56x | $9.04 Million | $5.78 Million | ▼ -9.4% |
| 2011 | 1.73x | $10.12 Million | $5.86 Million | ▼ -1.0% |
| 2010 | 1.74x | $8.06 Million | $4.63 Million | ▼ -65.3% |
| 2009 | 5.03x | $10.05 Million | $2.00 Million | ▲ +367.0% |
| 2008 | 1.08x | $2.33 Million | $2.16 Million | ▲ +293.3% |
| 2007 | -0.56x | $-2.19 Million | $3.93 Million | ▼ -126.3% |
| 2006 | 2.12x | $8.11 Million | $3.83 Million | ▲ +36.4% |
| 2005 | 1.55x | $6.11 Million | $3.93 Million | ▲ +60.9% |
| 2004 | 0.97x | $3.14 Million | $3.25 Million | ▼ -14.5% |
| 2003 | 1.13x | $2.62 Million | $2.32 Million | ▲ +461.7% |
| 2002 | 0.20x | $360.95K | $1.80 Million | ▲ +120.2% |
| 2001 | -1.00x | $-1.65 Million | $1.66 Million | — |