Oak Valley Bancorp (OVLY) — Cash Flow Quality Index
Oak Valley Bancorp (OVLY) has a Cash Flow Quality Index of 1.26x as of December 2025. Operating cash flow of $7.98 Million exceeds net income of $6.33 Million, indicating high earnings quality where cash backs reported profits. Explore Oak Valley Bancorp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Oak Valley Bancorp Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Oak Valley Bancorp across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check OVLY tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Oak Valley Bancorp (2001–2025)
Year-by-year earnings quality comparison for Oak Valley Bancorp. For live market cap and the full company financial profile, see OVLY market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.20x | $28.67 Million | $23.91 Million | ▲ +16.7% |
| 2024 | 1.03x | $25.64 Million | $24.95 Million | ▼ -4.1% |
| 2023 | 1.07x | $33.06 Million | $30.85 Million | ▲ +5.2% |
| 2022 | 1.02x | $23.32 Million | $22.90 Million | ▲ +47.6% |
| 2021 | 0.69x | $11.27 Million | $16.34 Million | ▼ -50.9% |
| 2020 | 1.41x | $19.24 Million | $13.69 Million | ▲ +2.0% |
| 2019 | 1.38x | $17.21 Million | $12.49 Million | ▲ +10.1% |
| 2018 | 1.25x | $14.44 Million | $11.54 Million | ▲ +21.1% |
| 2017 | 1.03x | $9.40 Million | $9.09 Million | ▼ -20.0% |
| 2016 | 1.29x | $9.91 Million | $7.67 Million | ▲ +47.1% |
| 2015 | 0.88x | $4.31 Million | $4.91 Million | ▼ -15.6% |
| 2014 | 1.04x | $7.41 Million | $7.12 Million | ▼ -18.5% |
| 2013 | 1.28x | $7.52 Million | $5.89 Million | ▼ -18.4% |
| 2012 | 1.56x | $9.04 Million | $5.78 Million | ▼ -9.4% |
| 2011 | 1.73x | $10.12 Million | $5.86 Million | ▼ -1.0% |
| 2010 | 1.74x | $8.06 Million | $4.63 Million | ▼ -65.3% |
| 2009 | 5.03x | $10.05 Million | $2.00 Million | ▲ +367.0% |
| 2008 | 1.08x | $2.33 Million | $2.16 Million | ▲ +293.3% |
| 2007 | -0.56x | $-2.19 Million | $3.93 Million | ▼ -126.3% |
| 2006 | 2.12x | $8.11 Million | $3.83 Million | ▲ +36.4% |
| 2005 | 1.55x | $6.11 Million | $3.93 Million | ▲ +60.9% |
| 2004 | 0.97x | $3.14 Million | $3.25 Million | ▼ -14.5% |
| 2003 | 1.13x | $2.62 Million | $2.32 Million | ▲ +461.7% |
| 2002 | 0.20x | $360.95K | $1.80 Million | ▲ +120.2% |
| 2001 | -1.00x | $-1.65 Million | $1.66 Million | — |