Oak Valley Bancorp (OVLY) — Cash Flow-to-Debt Ratio
Oak Valley Bancorp (OVLY) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $7.98 Million could theoretically repay 0% of its total liabilities ($1.82 Billion) in one year. See free cash flow generation of Oak Valley Bancorp to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Oak Valley Bancorp Cash Flow-to-Debt Ratio (2001–2025)
Historical debt coverage capacity for Oak Valley Bancorp across 25 annual periods. Also explore how fast is Oak Valley Bancorp growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Oak Valley Bancorp (2001–2025)
Year-by-year debt coverage analysis for Oak Valley Bancorp. For market capitalisation and broader financial context, see Oak Valley Bancorp (OVLY) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $28.67 Million | $1.82 Billion | ▲ +5.8% |
| 2024 | 0.01x | $25.64 Million | $1.72 Billion | ▼ -24.3% |
| 2023 | 0.02x | $33.06 Million | $1.68 Billion | ▲ +55.7% |
| 2022 | 0.01x | $23.32 Million | $1.84 Billion | ▲ +104.7% |
| 2021 | 0.01x | $11.27 Million | $1.82 Billion | ▼ -55.6% |
| 2020 | 0.01x | $19.24 Million | $1.38 Billion | ▼ -16.2% |
| 2019 | 0.02x | $17.21 Million | $1.04 Billion | ▲ +14.6% |
| 2018 | 0.01x | $14.44 Million | $995.85 Million | ▲ +45.6% |
| 2017 | 0.01x | $9.40 Million | $944.09 Million | ▼ -7.6% |
| 2016 | 0.01x | $9.91 Million | $919.66 Million | ▲ +104.6% |
| 2015 | 0.01x | $4.31 Million | $818.77 Million | ▼ -52.1% |
| 2014 | 0.01x | $7.41 Million | $674.62 Million | ▼ -11.3% |
| 2013 | 0.01x | $7.52 Million | $607.34 Million | ▼ -19.2% |
| 2012 | 0.02x | $9.04 Million | $590.61 Million | ▼ -18.0% |
| 2011 | 0.02x | $10.12 Million | $541.77 Million | ▲ +12.9% |
| 2010 | 0.02x | $8.06 Million | $487.74 Million | ▼ -23.7% |
| 2009 | 0.02x | $10.05 Million | $464.03 Million | ▲ +319.1% |
| 2008 | 0.01x | $2.33 Million | $450.22 Million | ▲ +197.4% |
| 2007 | -0.01x | $-2.19 Million | $411.90 Million | ▼ -127.5% |
| 2006 | 0.02x | $8.11 Million | $420.79 Million | ▲ +10.8% |
| 2005 | 0.02x | $6.11 Million | $351.08 Million | ▲ +57.9% |
| 2004 | 0.01x | $3.14 Million | $284.82 Million | ▼ -6.3% |
| 2003 | 0.01x | $2.62 Million | $222.50 Million | ▲ +476.3% |
| 2002 | 0.00x | $360.95K | $176.98 Million | ▲ +117.7% |
| 2001 | -0.01x | $-1.65 Million | $143.40 Million | — |