Oak Valley Bancorp Defensive Interval Ratio
Oak Valley Bancorp defensive interval ratio. Oak Valley Bancorp (OVLY) has a Defensive Interval Ratio of 124003 days as of December 2025. Defensive assets of $552.41 Million (cash $-, short-term investments $543.53 Million, receivables $8.88 Million) cover 124003 days of daily cash needs of $4.45K/day. Explore OVLY long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Oak Valley Bancorp (2001–2025)
Defensive interval ratio of Oak Valley Bancorp from 2001 to 2025. This chart shows how Oak Valley Bancorp's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of December 2025, the ratio stands at 124003 days, meaning defensive assets of $552.41 Million can fund 124003 days of operations without new revenue. Read how much debt does Oak Valley Bancorp carry for a breakdown of total debt and financial obligations.
Oak Valley Bancorp Defensive Interval Ratio by Year (2001–2025)
Oak Valley Bancorp defensive interval ratio by year from 2001 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Oak Valley Bancorp from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see OVLY asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 122798 days | $547.04 Million | $4.45K/day | $- | $543.53 Million | ▲ +122780 days |
| 2024 | 18 days | $83.63 Million | $4.65 Million/day | $- | $75.07 Million | ▼ -98 days |
| 2023 | 116 days | $526.46 Million | $4.52 Million/day | $- | $518.08 Million | ▲ +10 days |
| 2022 | 106 days | $535.37 Million | $5.05 Million/day | $- | $527.44 Million | ▲ +53 days |
| 2021 | 53 days | $266.95 Million | $4.99 Million/day | $- | $262.89 Million | ▼ -5 days |
| 2020 | 59 days | $222.85 Million | $3.79 Million/day | $- | $217.16 Million | ▼ -9 days |
| 2019 | 68 days | $193.54 Million | $2.84 Million/day | $- | $190.09 Million | ▼ -9 days |
| 2018 | 77 days | $210.47 Million | $2.73 Million/day | $- | $206.71 Million | ▲ +7 days |
| 2017 | 71 days | $182.42 Million | $2.59 Million/day | $- | $179.25 Million | ▲ +6 days |
| 2016 | 65 days | $163.16 Million | $2.52 Million/day | $- | $160.33 Million | ▲ +5 days |
| 2015 | 60 days | $133.97 Million | $2.24 Million/day | $- | $131.55 Million | ▼ -7 days |
| 2014 | 67 days | $123.30 Million | $1.85 Million/day | $- | $121.28 Million | ▼ -5 days |
| 2013 | 72 days | $119.76 Million | $1.66 Million/day | $- | $117.75 Million | ▲ +7 days |
| 2012 | 65 days | $105.52 Million | $1.62 Million/day | $- | $103.87 Million | ▲ +3 days |
| 2011 | 62 days | $91.40 Million | $1.48 Million/day | $- | $89.69 Million | ▼ -40232 days |
| 2010 | 40294 days | $53.29 Billion | $1.32 Million/day | $- | $53.27 Billion | ▼ -2634 days |
| 2009 | 42928 days | $50.79 Billion | $1.18 Million/day | $- | $50.77 Billion | ▲ +42877 days |
| 2008 | 50 days | $52.99 Million | $1.05 Million/day | $- | $31.49 Million | ▲ +33 days |
| 2007 | 17 days | $18.12 Million | $1.04 Million/day | $- | $3.81 Million | ▲ +3 days |
| 2006 | 15 days | $15.45 Million | $1.06 Million/day | $- | $2.64 Million | ▲ +2 days |
| 2005 | 13 days | $11.91 Million | $930.37K/day | $- | $- | ▼ -1 days |
| 2004 | 14 days | $10.36 Million | $754.30K/day | $- | $- | ▲ +0 days |
| 2003 | 13 days | $8.10 Million | $609.59K/day | $- | $- | ▼ -1 days |
| 2002 | 14 days | $6.89 Million | $484.86K/day | $- | $- | ▲ +1 days |
| 2001 | 14 days | $5.35 Million | $390.98K/day | $- | $- | — |