Oak Valley Bancorp Net Asset Quality Index
Oak Valley Bancorp net asset quality index. Oak Valley Bancorp (OVLY) has a Net Asset Quality Index of 10.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.03 Billion minus total liabilities of $1.82 Billion yields net assets of $211.56 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check OVLY cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Oak Valley Bancorp (2001–2025)
Net asset quality index of Oak Valley Bancorp from 2001 to 2025. This chart shows how Oak Valley Bancorp's Net Asset Quality Index has evolved across 25 annual periods from 2001 to 2025. As of December 2025, the index stands at 10.4%, representing net assets of $211.56 Million against total assets of $2.03 Billion USD. See OVLY net asset value for net asset value and shareholders' equity analysis.
Oak Valley Bancorp Net Asset Quality Index by Year (2001–2025)
Oak Valley Bancorp net asset quality index by year from 2001 to 2025. The table below presents the year-by-year Net Asset Quality Index for Oak Valley Bancorp from 2001 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see OVLY stock market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.4% | $211.56 Million | $2.03 Billion | $1.82 Billion | ▲ +0.8 pp |
| 2024 | 9.7% | $183.44 Million | $1.90 Billion | $1.72 Billion | ▲ +0.6 pp |
| 2023 | 9.0% | $166.09 Million | $1.84 Billion | $1.68 Billion | ▲ +2.6 pp |
| 2022 | 6.4% | $126.63 Million | $1.97 Billion | $1.84 Billion | ▼ -0.8 pp |
| 2021 | 7.3% | $142.61 Million | $1.96 Billion | $1.82 Billion | ▼ -1.3 pp |
| 2020 | 8.6% | $129.69 Million | $1.51 Billion | $1.38 Billion | ▼ -1.2 pp |
| 2019 | 9.8% | $112.57 Million | $1.15 Billion | $1.04 Billion | ▲ +0.8 pp |
| 2018 | 9.0% | $99.08 Million | $1.09 Billion | $995.85 Million | ▲ +0.3 pp |
| 2017 | 8.8% | $90.77 Million | $1.03 Billion | $944.09 Million | ▲ +0.5 pp |
| 2016 | 8.2% | $82.45 Million | $1.00 Billion | $919.66 Million | ▼ -0.5 pp |
| 2015 | 8.7% | $78.26 Million | $897.04 Million | $818.77 Million | ▼ -1.3 pp |
| 2014 | 10.0% | $75.04 Million | $749.66 Million | $674.62 Million | ▲ +0.4 pp |
| 2013 | 9.6% | $64.52 Million | $671.85 Million | $607.34 Million | ▼ -1.0 pp |
| 2012 | 10.6% | $69.87 Million | $660.48 Million | $590.61 Million | ▼ -0.9 pp |
| 2011 | 11.5% | $70.40 Million | $612.17 Million | $541.77 Million | ▼ -0.2 pp |
| 2010 | 11.7% | $64.66 Million | $552.40 Million | $487.74 Million | ▲ +0.1 pp |
| 2009 | 11.6% | $60.69 Million | $524.72 Million | $464.03 Million | ▲ +0.2 pp |
| 2008 | 11.4% | $57.99 Million | $508.20 Million | $450.22 Million | ▲ +2.1 pp |
| 2007 | 9.3% | $42.36 Million | $454.26 Million | $411.90 Million | ▲ +1.8 pp |
| 2006 | 7.6% | $34.42 Million | $455.21 Million | $420.79 Million | ▼ -0.6 pp |
| 2005 | 8.1% | $31.04 Million | $382.12 Million | $351.08 Million | ▼ -0.9 pp |
| 2004 | 9.0% | $28.25 Million | $313.06 Million | $284.82 Million | ▲ +1.5 pp |
| 2003 | 7.5% | $18.00 Million | $240.50 Million | $222.50 Million | ▼ -1.0 pp |
| 2002 | 8.5% | $16.38 Million | $193.35 Million | $176.98 Million | ▼ -0.8 pp |
| 2001 | 9.2% | $14.57 Million | $157.96 Million | $143.40 Million | — |