Oak Valley Bancorp (OVLY) — Free Cash Flow Generation Index

Latest as of December 2025: 0.51x

Oak Valley Bancorp (OVLY) has a Free Cash Flow Generation Index of 0.51x as of December 2025. Free cash flow of $4.04 Million represents 1% of operating cash flow ($7.98 Million). Explore how much does Oak Valley Bancorp reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.51x
Free Cash Flow / Operating CF

Free Cash Flow

$4.04 Million
USD

Operating Cash Flow

$7.98 Million
USD

Capital Expenditures

$3.94 Million
USD

Oak Valley Bancorp Free Cash Flow Generation Index (2002–2025)

Historical FCF Generation Index trend for Oak Valley Bancorp across 23 annual periods. For the full cash flow conversion analysis, see OVLY cash flow metrics.

Annual Free Cash Flow Generation for Oak Valley Bancorp (2002–2025)

Year-by-year Free Cash Flow Generation Index for Oak Valley Bancorp. Check cash flow reinvestment rate of Oak Valley Bancorp to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.86x $24.56 Million $28.67 Million $4.11 Million ▼ -7.9%
2024 0.93x $23.86 Million $25.64 Million $1.78 Million ▼ -1.3%
2023 0.94x $31.16 Million $33.06 Million $1.89 Million ▼ -0.7%
2022 0.95x $22.13 Million $23.32 Million $1.19 Million ▲ +3.9%
2021 0.91x $10.29 Million $11.27 Million $978.00K ▲ +0.4%
2020 0.91x $17.50 Million $19.24 Million $1.74 Million ▼ -1.1%
2019 0.92x $15.83 Million $17.21 Million $1.38 Million ▲ +3.8%
2018 0.89x $12.79 Million $14.44 Million $1.65 Million ▲ +15.6%
2017 0.77x $7.21 Million $9.40 Million $2.19 Million ▼ -17.8%
2016 0.93x $9.24 Million $9.91 Million $663.00K ▲ +39.0%
2015 0.67x $2.89 Million $4.31 Million $1.42 Million ▼ -15.0%
2014 0.79x $5.85 Million $7.41 Million $1.56 Million ▼ -16.0%
2013 0.94x $7.07 Million $7.52 Million $448.00K ▲ +3.4%
2012 0.91x $8.22 Million $9.04 Million $821.35K ▲ +58.8%
2011 0.57x $5.79 Million $10.12 Million $4.32 Million ▼ -35.0%
2010 0.88x $7.10 Million $8.06 Million $966.07K ▼ -10.8%
2009 0.99x $9.91 Million $10.05 Million $136.16K ▲ +998.7%
2008 0.09x $208.89K $2.33 Million $2.12 Million ▼ -90.5%
2006 0.95x $7.69 Million $8.11 Million $422.01K ▲ +20.3%
2005 0.79x $4.81 Million $6.11 Million $1.29 Million ▲ +1.2%
2004 0.78x $2.44 Million $3.14 Million $695.12K ▲ +15.7%
2003 0.67x $1.76 Million $2.62 Million $856.31K ▲ +119.3%
2002 0.31x $110.68K $360.95K $250.27K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).