Oak Valley Bancorp (OVLY) — Free Cash Flow Generation Index
Oak Valley Bancorp (OVLY) has a Free Cash Flow Generation Index of 0.51x as of December 2025. Free cash flow of $4.04 Million represents 1% of operating cash flow ($7.98 Million). See Oak Valley Bancorp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Oak Valley Bancorp Free Cash Flow Generation Index (2002–2025)
Historical FCF Generation Index trend for Oak Valley Bancorp across 23 annual periods. Explore OVLY operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Oak Valley Bancorp (2002–2025)
Year-by-year Free Cash Flow Generation Index for Oak Valley Bancorp. For the full company profile including market capitalisation, see OVLY market cap.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.86x | $24.56 Million | $28.67 Million | $4.11 Million | ▼ -7.9% |
| 2024 | 0.93x | $23.86 Million | $25.64 Million | $1.78 Million | ▼ -1.3% |
| 2023 | 0.94x | $31.16 Million | $33.06 Million | $1.89 Million | ▼ -0.7% |
| 2022 | 0.95x | $22.13 Million | $23.32 Million | $1.19 Million | ▲ +3.9% |
| 2021 | 0.91x | $10.29 Million | $11.27 Million | $978.00K | ▲ +0.4% |
| 2020 | 0.91x | $17.50 Million | $19.24 Million | $1.74 Million | ▼ -1.1% |
| 2019 | 0.92x | $15.83 Million | $17.21 Million | $1.38 Million | ▲ +3.8% |
| 2018 | 0.89x | $12.79 Million | $14.44 Million | $1.65 Million | ▲ +15.6% |
| 2017 | 0.77x | $7.21 Million | $9.40 Million | $2.19 Million | ▼ -17.8% |
| 2016 | 0.93x | $9.24 Million | $9.91 Million | $663.00K | ▲ +39.0% |
| 2015 | 0.67x | $2.89 Million | $4.31 Million | $1.42 Million | ▼ -15.0% |
| 2014 | 0.79x | $5.85 Million | $7.41 Million | $1.56 Million | ▼ -16.0% |
| 2013 | 0.94x | $7.07 Million | $7.52 Million | $448.00K | ▲ +3.4% |
| 2012 | 0.91x | $8.22 Million | $9.04 Million | $821.35K | ▲ +58.8% |
| 2011 | 0.57x | $5.79 Million | $10.12 Million | $4.32 Million | ▼ -35.0% |
| 2010 | 0.88x | $7.10 Million | $8.06 Million | $966.07K | ▼ -10.8% |
| 2009 | 0.99x | $9.91 Million | $10.05 Million | $136.16K | ▲ +998.7% |
| 2008 | 0.09x | $208.89K | $2.33 Million | $2.12 Million | ▼ -90.5% |
| 2006 | 0.95x | $7.69 Million | $8.11 Million | $422.01K | ▲ +20.3% |
| 2005 | 0.79x | $4.81 Million | $6.11 Million | $1.29 Million | ▲ +1.2% |
| 2004 | 0.78x | $2.44 Million | $3.14 Million | $695.12K | ▲ +15.7% |
| 2003 | 0.67x | $1.76 Million | $2.62 Million | $856.31K | ▲ +119.3% |
| 2002 | 0.31x | $110.68K | $360.95K | $250.27K | — |