Oak Valley Bancorp (OVLY) — Free Cash Flow Generation Index

Latest as of December 2025: 0.51x

Oak Valley Bancorp (OVLY) has a Free Cash Flow Generation Index of 0.51x as of December 2025. Free cash flow of $4.04 Million represents 1% of operating cash flow ($7.98 Million). Read OVLY current and long-term liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.51x
Free Cash Flow / Operating CF

Free Cash Flow

$4.04 Million
USD

Operating Cash Flow

$7.98 Million
USD

Capital Expenditures

$3.94 Million
USD

Oak Valley Bancorp Free Cash Flow Generation Index (2002–2025)

Historical FCF Generation Index trend for Oak Valley Bancorp across 23 annual periods. Explore capital reinvestment ratio of Oak Valley Bancorp to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Oak Valley Bancorp (2002–2025)

Year-by-year Free Cash Flow Generation Index for Oak Valley Bancorp. For the full company profile including market capitalisation, see Oak Valley Bancorp market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.86x $24.56 Million $28.67 Million $4.11 Million ▼ -7.9%
2024 0.93x $23.86 Million $25.64 Million $1.78 Million ▼ -1.3%
2023 0.94x $31.16 Million $33.06 Million $1.89 Million ▼ -0.7%
2022 0.95x $22.13 Million $23.32 Million $1.19 Million ▲ +3.9%
2021 0.91x $10.29 Million $11.27 Million $978.00K ▲ +0.4%
2020 0.91x $17.50 Million $19.24 Million $1.74 Million ▼ -1.1%
2019 0.92x $15.83 Million $17.21 Million $1.38 Million ▲ +3.8%
2018 0.89x $12.79 Million $14.44 Million $1.65 Million ▲ +15.6%
2017 0.77x $7.21 Million $9.40 Million $2.19 Million ▼ -17.8%
2016 0.93x $9.24 Million $9.91 Million $663.00K ▲ +39.0%
2015 0.67x $2.89 Million $4.31 Million $1.42 Million ▼ -15.0%
2014 0.79x $5.85 Million $7.41 Million $1.56 Million ▼ -16.0%
2013 0.94x $7.07 Million $7.52 Million $448.00K ▲ +3.4%
2012 0.91x $8.22 Million $9.04 Million $821.35K ▲ +58.8%
2011 0.57x $5.79 Million $10.12 Million $4.32 Million ▼ -35.0%
2010 0.88x $7.10 Million $8.06 Million $966.07K ▼ -10.8%
2009 0.99x $9.91 Million $10.05 Million $136.16K ▲ +998.7%
2008 0.09x $208.89K $2.33 Million $2.12 Million ▼ -90.5%
2006 0.95x $7.69 Million $8.11 Million $422.01K ▲ +20.3%
2005 0.79x $4.81 Million $6.11 Million $1.29 Million ▲ +1.2%
2004 0.78x $2.44 Million $3.14 Million $695.12K ▲ +15.7%
2003 0.67x $1.76 Million $2.62 Million $856.31K ▲ +119.3%
2002 0.31x $110.68K $360.95K $250.27K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).