Oak Valley Bancorp (OVLY) — Working Capital to Net Assets Ratio
Oak Valley Bancorp (OVLY) has a Working Capital to Net Assets ratio of 113.2% as of December 2025. Working capital of $239.43 Million (current assets of $241.06 Million minus current liabilities of $1.63 Million) is measured against net assets of $211.56 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of Oak Valley Bancorp to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Oak Valley Bancorp Working Capital to Net Assets (2001–2025)
This chart shows how Oak Valley Bancorp's Working Capital to Net Assets ratio has evolved across 25 annual periods from 2001 to 2025. As of December 2025, the ratio stands at 113.2%, reflecting working capital of $239.43 Million against net assets of $211.56 Million USD. For the complete balance sheet picture, see how large is Oak Valley Bancorp's balance sheet.
Annual Working Capital to Net Assets for Oak Valley Bancorp (2001–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Oak Valley Bancorp from 2001 to 2025, covering 25 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check OVLY asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 113.2% | $239.43 Million | $211.56 Million | $241.06 Million | $1.63 Million | ▲ +916.5 pp |
| 2024 | -803.3% | $-1.47 Billion | $183.44 Million | $222.11 Million | $1.70 Billion | ▼ -235.0 pp |
| 2023 | -568.4% | $-944.00 Million | $166.09 Million | $706.53 Million | $1.65 Billion | ▲ +133.7 pp |
| 2022 | -702.1% | $-889.01 Million | $126.63 Million | $952.71 Million | $1.84 Billion | ▼ -128.1 pp |
| 2021 | -574.0% | $-818.61 Million | $142.61 Million | $1.00 Billion | $1.82 Billion | ▲ +169.5 pp |
| 2020 | -743.5% | $-964.29 Million | $129.69 Million | $417.49 Million | $1.38 Billion | ▼ -115.9 pp |
| 2019 | -627.7% | $-706.56 Million | $112.57 Million | $328.66 Million | $1.04 Billion | ▲ +47.5 pp |
| 2018 | -675.2% | $-668.96 Million | $99.08 Million | $326.89 Million | $995.85 Million | ▲ +3.4 pp |
| 2017 | -678.5% | $-615.89 Million | $90.77 Million | $328.20 Million | $944.09 Million | ▲ +20.5 pp |
| 2016 | -699.1% | $-576.38 Million | $82.45 Million | $343.28 Million | $919.66 Million | ▼ -48.3 pp |
| 2015 | -650.7% | $-509.28 Million | $78.26 Million | $309.49 Million | $818.77 Million | ▼ -94.7 pp |
| 2014 | -556.0% | $-417.23 Million | $75.04 Million | $257.39 Million | $674.62 Million | ▲ +42.9 pp |
| 2013 | -598.9% | $-386.37 Million | $64.52 Million | $220.97 Million | $607.34 Million | ▼ -91.8 pp |
| 2012 | -507.1% | $-354.29 Million | $69.87 Million | $236.32 Million | $590.61 Million | ▲ +22.8 pp |
| 2011 | -529.9% | $-373.04 Million | $70.40 Million | $165.73 Million | $538.77 Million | ▲ +136.1 pp |
| 2010 | -666.0% | $-430.61 Million | $64.66 Million | $52.12 Million | $482.74 Million | ▼ -24.0 pp |
| 2009 | -642.0% | $-389.63 Million | $60.69 Million | $42.20 Million | $431.83 Million | ▼ -32.2 pp |
| 2008 | -609.8% | $-353.61 Million | $57.99 Million | $30.58 Million | $384.19 Million | ▲ +231.0 pp |
| 2007 | -840.8% | $-356.19 Million | $42.36 Million | $24.71 Million | $380.90 Million | ▲ +173.6 pp |
| 2006 | -1014.4% | $-349.20 Million | $34.42 Million | $37.99 Million | $387.19 Million | ▼ -24.7 pp |
| 2005 | -989.7% | $-307.17 Million | $31.04 Million | $32.42 Million | $339.58 Million | ▼ -77.4 pp |
| 2004 | -912.2% | $-257.66 Million | $28.25 Million | $17.66 Million | $275.32 Million | ▲ +208.8 pp |
| 2003 | -1121.1% | $-201.77 Million | $18.00 Million | $20.73 Million | $222.50 Million | ▼ -141.2 pp |
| 2002 | -979.8% | $-160.45 Million | $16.38 Million | $16.52 Million | $176.98 Million | ▼ -128.2 pp |
| 2001 | -851.7% | $-124.05 Million | $14.57 Million | $18.66 Million | $142.71 Million | — |