Oak Valley Bancorp Financial Flexibility Index
Oak Valley Bancorp financial flexibility index. Oak Valley Bancorp (OVLY) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $11.92 Million (operating CF $7.98 Million minus capex $3.94 Million) represents 0% of total liabilities ($1.82 Billion). Explore Oak Valley Bancorp capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Oak Valley Bancorp (2001–2025)
Financial flexibility index of Oak Valley Bancorp from 2001 to 2025. Historical Financial Flexibility Index trend for Oak Valley Bancorp across 25 annual periods. Check cash flow reinvestment rate of Oak Valley Bancorp to assess the company's total reinvestment commitment from operating cash flow.
Oak Valley Bancorp Financial Flexibility Index by Year (2001–2025)
Oak Valley Bancorp financial flexibility index by year from 2001 to 2025. Year-by-year free cash flow to debt coverage for Oak Valley Bancorp. For the full cash flow conversion analysis, see OVLY operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $32.77 Million | $28.67 Million | $1.82 Billion | ▲ +13.1% |
| 2024 | 0.02x | $27.41 Million | $25.64 Million | $1.72 Billion | ▼ -23.4% |
| 2023 | 0.02x | $34.95 Million | $33.06 Million | $1.68 Billion | ▲ +56.7% |
| 2022 | 0.01x | $24.51 Million | $23.32 Million | $1.84 Billion | ▲ +97.9% |
| 2021 | 0.01x | $12.25 Million | $11.27 Million | $1.82 Billion | ▼ -55.7% |
| 2020 | 0.02x | $20.98 Million | $19.24 Million | $1.38 Billion | ▼ -15.5% |
| 2019 | 0.02x | $18.59 Million | $17.21 Million | $1.04 Billion | ▲ +11.2% |
| 2018 | 0.02x | $16.09 Million | $14.44 Million | $995.85 Million | ▲ +31.6% |
| 2017 | 0.01x | $11.59 Million | $9.40 Million | $944.09 Million | ▲ +6.8% |
| 2016 | 0.01x | $10.57 Million | $9.91 Million | $919.66 Million | ▲ +64.2% |
| 2015 | 0.01x | $5.73 Million | $4.31 Million | $818.77 Million | ▼ -47.3% |
| 2014 | 0.01x | $8.96 Million | $7.41 Million | $674.62 Million | ▲ +1.3% |
| 2013 | 0.01x | $7.96 Million | $7.52 Million | $607.34 Million | ▼ -21.5% |
| 2012 | 0.02x | $9.86 Million | $9.04 Million | $590.61 Million | ▼ -37.3% |
| 2011 | 0.03x | $14.44 Million | $10.12 Million | $541.77 Million | ▲ +43.9% |
| 2010 | 0.02x | $9.03 Million | $8.06 Million | $487.74 Million | ▼ -15.7% |
| 2009 | 0.02x | $10.19 Million | $10.05 Million | $464.03 Million | ▲ +122.4% |
| 2008 | 0.01x | $4.44 Million | $2.33 Million | $450.22 Million | ▲ +52.9% |
| 2007 | 0.01x | $2.66 Million | $-2.19 Million | $411.90 Million | ▼ -68.2% |
| 2006 | 0.02x | $8.53 Million | $8.11 Million | $420.79 Million | ▼ -3.8% |
| 2005 | 0.02x | $7.40 Million | $6.11 Million | $351.08 Million | ▲ +56.7% |
| 2004 | 0.01x | $3.83 Million | $3.14 Million | $284.82 Million | ▼ -13.7% |
| 2003 | 0.02x | $3.47 Million | $2.62 Million | $222.50 Million | ▲ +351.8% |
| 2002 | 0.00x | $611.21K | $360.95K | $176.98 Million | ▲ +150.0% |
| 2001 | -0.01x | $-990.63K | $-1.65 Million | $143.40 Million | — |