Oak Valley Bancorp (OVLY) — Financial Flexibility Index
Oak Valley Bancorp (OVLY) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $11.92 Million (operating CF $7.98 Million minus capex $3.94 Million) represents 0% of total liabilities ($1.82 Billion). Also explore Oak Valley Bancorp (OVLY) net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Oak Valley Bancorp Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Oak Valley Bancorp across 25 annual periods. Check strategic asset allocation of Oak Valley Bancorp to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Oak Valley Bancorp (2001–2025)
Year-by-year free cash flow to debt coverage for Oak Valley Bancorp. For the full company profile including market capitalisation, see OVLY market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $32.77 Million | $28.67 Million | $1.82 Billion | ▲ +13.1% |
| 2024 | 0.02x | $27.41 Million | $25.64 Million | $1.72 Billion | ▼ -23.4% |
| 2023 | 0.02x | $34.95 Million | $33.06 Million | $1.68 Billion | ▲ +56.7% |
| 2022 | 0.01x | $24.51 Million | $23.32 Million | $1.84 Billion | ▲ +97.9% |
| 2021 | 0.01x | $12.25 Million | $11.27 Million | $1.82 Billion | ▼ -55.7% |
| 2020 | 0.02x | $20.98 Million | $19.24 Million | $1.38 Billion | ▼ -15.5% |
| 2019 | 0.02x | $18.59 Million | $17.21 Million | $1.04 Billion | ▲ +11.2% |
| 2018 | 0.02x | $16.09 Million | $14.44 Million | $995.85 Million | ▲ +31.6% |
| 2017 | 0.01x | $11.59 Million | $9.40 Million | $944.09 Million | ▲ +6.8% |
| 2016 | 0.01x | $10.57 Million | $9.91 Million | $919.66 Million | ▲ +64.2% |
| 2015 | 0.01x | $5.73 Million | $4.31 Million | $818.77 Million | ▼ -47.3% |
| 2014 | 0.01x | $8.96 Million | $7.41 Million | $674.62 Million | ▲ +1.3% |
| 2013 | 0.01x | $7.96 Million | $7.52 Million | $607.34 Million | ▼ -21.5% |
| 2012 | 0.02x | $9.86 Million | $9.04 Million | $590.61 Million | ▼ -37.3% |
| 2011 | 0.03x | $14.44 Million | $10.12 Million | $541.77 Million | ▲ +43.9% |
| 2010 | 0.02x | $9.03 Million | $8.06 Million | $487.74 Million | ▼ -15.7% |
| 2009 | 0.02x | $10.19 Million | $10.05 Million | $464.03 Million | ▲ +122.4% |
| 2008 | 0.01x | $4.44 Million | $2.33 Million | $450.22 Million | ▲ +52.9% |
| 2007 | 0.01x | $2.66 Million | $-2.19 Million | $411.90 Million | ▼ -68.2% |
| 2006 | 0.02x | $8.53 Million | $8.11 Million | $420.79 Million | ▼ -3.8% |
| 2005 | 0.02x | $7.40 Million | $6.11 Million | $351.08 Million | ▲ +56.7% |
| 2004 | 0.01x | $3.83 Million | $3.14 Million | $284.82 Million | ▼ -13.7% |
| 2003 | 0.02x | $3.47 Million | $2.62 Million | $222.50 Million | ▲ +351.8% |
| 2002 | 0.00x | $611.21K | $360.95K | $176.98 Million | ▲ +150.0% |
| 2001 | -0.01x | $-990.63K | $-1.65 Million | $143.40 Million | — |