PCB Bancorp Cash Flow Quality Index

Latest as of September 2025: 1.44x

PCB Bancorp cash flow quality index. PCB Bancorp (PCB) has a Cash Flow Quality Index of 1.44x as of September 2025. Operating cash flow of $16.42 Million exceeds net income of $11.41 Million, indicating high earnings quality where cash backs reported profits. See financial flexibility index of PCB Bancorp to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.44x
Operating CF / Net Income

Operating Cash Flow

$16.42 Million
USD

Net Income

$11.41 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of PCB Bancorp (2004–2024)

Cash flow quality index of PCB Bancorp from 2004 to 2024. Historical Cash Flow Quality Index for PCB Bancorp across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore PCB Bancorp (PCB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

PCB Bancorp Cash Flow Quality Index by Year (2004–2024)

PCB Bancorp cash flow quality index by year from 2004 to 2024. Year-by-year earnings quality comparison for PCB Bancorp. For the full cash flow conversion analysis, see PCB Bancorp (PCB) cash conversion ratio.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.51x $38.98 Million $25.81 Million ▼ -26.8%
2023 2.06x $63.34 Million $30.70 Million ▲ +26.0%
2022 1.64x $57.27 Million $34.99 Million ▲ +4159.4%
2021 -0.04x $-1.62 Million $40.10 Million ▼ -103.8%
2020 1.06x $17.09 Million $16.18 Million ▼ -15.4%
2019 1.25x $30.12 Million $24.11 Million ▼ -1.0%
2018 1.26x $30.68 Million $24.30 Million ▼ -2.4%
2017 1.29x $21.21 Million $16.40 Million ▼ -55.0%
2016 2.87x $40.20 Million $14.00 Million ▼ -38.5%
2015 4.66x $56.84 Million $12.19 Million ▲ +206.9%
2014 1.52x $17.96 Million $11.82 Million ▲ +17.0%
2013 1.30x $27.79 Million $21.38 Million ▲ +7.5%
2012 1.21x $9.72 Million $8.04 Million ▼ -96.3%
2011 32.31x $27.20 Million $841.68K ▲ +523.3%
2008 5.18x $3.74 Million $720.85K ▲ +139.2%
2007 2.17x $5.37 Million $2.48 Million ▼ -1.8%
2006 2.21x $6.21 Million $2.81 Million ▲ +66.0%
2005 1.33x $2.87 Million $2.16 Million ▲ +185.6%
2004 0.47x $485.15K $1.04 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.