PCB Bancorp (PCB) — Cash Flow Quality Index
PCB Bancorp (PCB) has a Cash Flow Quality Index of 1.44x as of September 2025. Operating cash flow of $16.42 Million exceeds net income of $11.41 Million, indicating high earnings quality where cash backs reported profits. Explore PCB cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PCB Bancorp Cash Flow Quality Index (2004–2024)
Historical Cash Flow Quality Index for PCB Bancorp across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PCB Bancorp (PCB) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for PCB Bancorp (2004–2024)
Year-by-year earnings quality comparison for PCB Bancorp. For live market cap and the full company financial profile, see PCB Bancorp stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.51x | $38.98 Million | $25.81 Million | ▼ -26.8% |
| 2023 | 2.06x | $63.34 Million | $30.70 Million | ▲ +26.0% |
| 2022 | 1.64x | $57.27 Million | $34.99 Million | ▲ +4159.4% |
| 2021 | -0.04x | $-1.62 Million | $40.10 Million | ▼ -103.8% |
| 2020 | 1.06x | $17.09 Million | $16.18 Million | ▼ -15.4% |
| 2019 | 1.25x | $30.12 Million | $24.11 Million | ▼ -1.0% |
| 2018 | 1.26x | $30.68 Million | $24.30 Million | ▼ -2.4% |
| 2017 | 1.29x | $21.21 Million | $16.40 Million | ▼ -55.0% |
| 2016 | 2.87x | $40.20 Million | $14.00 Million | ▼ -38.5% |
| 2015 | 4.66x | $56.84 Million | $12.19 Million | ▲ +206.9% |
| 2014 | 1.52x | $17.96 Million | $11.82 Million | ▲ +17.0% |
| 2013 | 1.30x | $27.79 Million | $21.38 Million | ▲ +7.5% |
| 2012 | 1.21x | $9.72 Million | $8.04 Million | ▼ -96.3% |
| 2011 | 32.31x | $27.20 Million | $841.68K | ▲ +523.3% |
| 2008 | 5.18x | $3.74 Million | $720.85K | ▲ +139.2% |
| 2007 | 2.17x | $5.37 Million | $2.48 Million | ▼ -1.8% |
| 2006 | 2.21x | $6.21 Million | $2.81 Million | ▲ +66.0% |
| 2005 | 1.33x | $2.87 Million | $2.16 Million | ▲ +185.6% |
| 2004 | 0.47x | $485.15K | $1.04 Million | — |