PCB Bancorp Financial Flexibility Index
PCB Bancorp financial flexibility index. PCB Bancorp (PCB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $16.67 Million (operating CF $16.42 Million minus capex $247.00K) represents 0% of total liabilities ($2.98 Billion). See PCB free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of PCB Bancorp (2003–2024)
Financial flexibility index of PCB Bancorp from 2003 to 2024. Historical Financial Flexibility Index trend for PCB Bancorp across 22 annual periods. Check PCB cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
PCB Bancorp Financial Flexibility Index by Year (2003–2024)
PCB Bancorp financial flexibility index by year from 2003 to 2024. Year-by-year free cash flow to debt coverage for PCB Bancorp. For the full cash flow conversion analysis, see cash efficiency ratio of PCB Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $43.06 Million | $38.98 Million | $2.70 Billion | ▼ -39.8% |
| 2023 | 0.03x | $64.66 Million | $63.34 Million | $2.44 Billion | ▼ -11.9% |
| 2022 | 0.03x | $62.72 Million | $57.27 Million | $2.08 Billion | ▲ +4899.4% |
| 2021 | 0.00x | $-1.19 Million | $-1.62 Million | $1.89 Billion | ▼ -105.6% |
| 2020 | 0.01x | $18.88 Million | $17.09 Million | $1.69 Billion | ▼ -44.9% |
| 2019 | 0.02x | $30.83 Million | $30.12 Million | $1.52 Billion | ▼ -5.2% |
| 2018 | 0.02x | $31.82 Million | $30.68 Million | $1.49 Billion | ▲ +23.7% |
| 2017 | 0.02x | $22.49 Million | $21.21 Million | $1.30 Billion | ▼ -54.9% |
| 2016 | 0.04x | $42.18 Million | $40.20 Million | $1.10 Billion | ▼ -38.8% |
| 2015 | 0.06x | $59.24 Million | $56.84 Million | $944.48 Million | ▲ +172.4% |
| 2014 | 0.02x | $18.61 Million | $17.96 Million | $808.23 Million | ▼ -46.8% |
| 2013 | 0.04x | $29.39 Million | $27.79 Million | $679.36 Million | ▲ +135.2% |
| 2012 | 0.02x | $10.03 Million | $9.72 Million | $545.25 Million | ▼ -67.3% |
| 2011 | 0.06x | $27.40 Million | $27.20 Million | $487.71 Million | ▲ +4460.5% |
| 2010 | 0.00x | $596.14K | $385.99K | $483.90 Million | ▼ -95.7% |
| 2009 | 0.03x | $13.90 Million | $13.75 Million | $485.11 Million | ▲ +277.1% |
| 2008 | 0.01x | $3.93 Million | $3.74 Million | $517.66 Million | ▼ -54.3% |
| 2007 | 0.02x | $7.80 Million | $5.37 Million | $468.84 Million | ▼ -30.8% |
| 2006 | 0.02x | $8.49 Million | $6.21 Million | $353.02 Million | ▲ +88.2% |
| 2005 | 0.01x | $3.04 Million | $2.87 Million | $238.35 Million | ▲ +139.3% |
| 2004 | 0.01x | $562.60K | $485.15K | $105.37 Million | ▼ -55.3% |
| 2003 | 0.01x | $445.23K | $-610.23K | $37.27 Million | — |