PCB Bancorp (PCB) — Financial Flexibility Index

Latest as of September 2025: 0.01x

PCB Bancorp (PCB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $16.67 Million (operating CF $16.42 Million minus capex $247.00K) represents 0% of total liabilities ($2.98 Billion). Also explore how fast is PCB Bancorp growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$16.67 Million
Operating CF − Capex

Total Liabilities

$2.98 Billion
USD

Capital Expenditures

$247.00K
USD

PCB Bancorp Financial Flexibility Index (2003–2024)

Historical Financial Flexibility Index trend for PCB Bancorp across 22 annual periods. Check PCB Bancorp (PCB) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for PCB Bancorp (2003–2024)

Year-by-year free cash flow to debt coverage for PCB Bancorp. For the full company profile including market capitalisation, see PCB Bancorp market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $43.06 Million $38.98 Million $2.70 Billion ▼ -39.8%
2023 0.03x $64.66 Million $63.34 Million $2.44 Billion ▼ -11.9%
2022 0.03x $62.72 Million $57.27 Million $2.08 Billion ▲ +4899.4%
2021 0.00x $-1.19 Million $-1.62 Million $1.89 Billion ▼ -105.6%
2020 0.01x $18.88 Million $17.09 Million $1.69 Billion ▼ -44.9%
2019 0.02x $30.83 Million $30.12 Million $1.52 Billion ▼ -5.2%
2018 0.02x $31.82 Million $30.68 Million $1.49 Billion ▲ +23.7%
2017 0.02x $22.49 Million $21.21 Million $1.30 Billion ▼ -54.9%
2016 0.04x $42.18 Million $40.20 Million $1.10 Billion ▼ -38.8%
2015 0.06x $59.24 Million $56.84 Million $944.48 Million ▲ +172.4%
2014 0.02x $18.61 Million $17.96 Million $808.23 Million ▼ -46.8%
2013 0.04x $29.39 Million $27.79 Million $679.36 Million ▲ +135.2%
2012 0.02x $10.03 Million $9.72 Million $545.25 Million ▼ -67.3%
2011 0.06x $27.40 Million $27.20 Million $487.71 Million ▲ +4460.5%
2010 0.00x $596.14K $385.99K $483.90 Million ▼ -95.7%
2009 0.03x $13.90 Million $13.75 Million $485.11 Million ▲ +277.1%
2008 0.01x $3.93 Million $3.74 Million $517.66 Million ▼ -54.3%
2007 0.02x $7.80 Million $5.37 Million $468.84 Million ▼ -30.8%
2006 0.02x $8.49 Million $6.21 Million $353.02 Million ▲ +88.2%
2005 0.01x $3.04 Million $2.87 Million $238.35 Million ▲ +139.3%
2004 0.01x $562.60K $485.15K $105.37 Million ▼ -55.3%
2003 0.01x $445.23K $-610.23K $37.27 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities