PCB Bancorp (PCB) — Financial Flexibility Index
PCB Bancorp (PCB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $16.67 Million (operating CF $16.42 Million minus capex $247.00K) represents 0% of total liabilities ($2.98 Billion). Check asset allocation strategy of PCB Bancorp to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PCB Bancorp Financial Flexibility Index (2003–2024)
Historical Financial Flexibility Index trend for PCB Bancorp across 22 annual periods. See PCB Bancorp (PCB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for PCB Bancorp (2003–2024)
Year-by-year free cash flow to debt coverage for PCB Bancorp. For the full company profile including market capitalisation, see market cap of PCB Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $43.06 Million | $38.98 Million | $2.70 Billion | ▼ -39.8% |
| 2023 | 0.03x | $64.66 Million | $63.34 Million | $2.44 Billion | ▼ -11.9% |
| 2022 | 0.03x | $62.72 Million | $57.27 Million | $2.08 Billion | ▲ +4899.4% |
| 2021 | 0.00x | $-1.19 Million | $-1.62 Million | $1.89 Billion | ▼ -105.6% |
| 2020 | 0.01x | $18.88 Million | $17.09 Million | $1.69 Billion | ▼ -44.9% |
| 2019 | 0.02x | $30.83 Million | $30.12 Million | $1.52 Billion | ▼ -5.2% |
| 2018 | 0.02x | $31.82 Million | $30.68 Million | $1.49 Billion | ▲ +23.7% |
| 2017 | 0.02x | $22.49 Million | $21.21 Million | $1.30 Billion | ▼ -54.9% |
| 2016 | 0.04x | $42.18 Million | $40.20 Million | $1.10 Billion | ▼ -38.8% |
| 2015 | 0.06x | $59.24 Million | $56.84 Million | $944.48 Million | ▲ +172.4% |
| 2014 | 0.02x | $18.61 Million | $17.96 Million | $808.23 Million | ▼ -46.8% |
| 2013 | 0.04x | $29.39 Million | $27.79 Million | $679.36 Million | ▲ +135.2% |
| 2012 | 0.02x | $10.03 Million | $9.72 Million | $545.25 Million | ▼ -67.3% |
| 2011 | 0.06x | $27.40 Million | $27.20 Million | $487.71 Million | ▲ +4460.5% |
| 2010 | 0.00x | $596.14K | $385.99K | $483.90 Million | ▼ -95.7% |
| 2009 | 0.03x | $13.90 Million | $13.75 Million | $485.11 Million | ▲ +277.1% |
| 2008 | 0.01x | $3.93 Million | $3.74 Million | $517.66 Million | ▼ -54.3% |
| 2007 | 0.02x | $7.80 Million | $5.37 Million | $468.84 Million | ▼ -30.8% |
| 2006 | 0.02x | $8.49 Million | $6.21 Million | $353.02 Million | ▲ +88.2% |
| 2005 | 0.01x | $3.04 Million | $2.87 Million | $238.35 Million | ▲ +139.3% |
| 2004 | 0.01x | $562.60K | $485.15K | $105.37 Million | ▼ -55.3% |
| 2003 | 0.01x | $445.23K | $-610.23K | $37.27 Million | — |