PCB Bancorp (PCB) — Net Asset Quality Index

Latest as of December 2025: 11.9%

PCB Bancorp (PCB) has a Net Asset Quality Index of 11.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.28 Billion minus total liabilities of $2.89 Billion yields net assets of $390.03 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check PCB Bancorp liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

11.9%
Equity / Total Assets

Net Assets

$390.03 Million
USD

Total Assets

$3.28 Billion
USD

Total Liabilities

$2.89 Billion
USD

PCB Bancorp Net Asset Quality Index Over Time (2003–2025)

This chart shows how PCB Bancorp's Net Asset Quality Index has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the index stands at 11.9%, representing net assets of $390.03 Million against total assets of $3.28 Billion USD. See PCB Bancorp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for PCB Bancorp (2003–2025)

The table below presents the year-by-year Net Asset Quality Index for PCB Bancorp from 2003 to 2025, covering 23 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of PCB Bancorp.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 11.9% $390.03 Million $3.28 Billion $2.89 Billion ▲ +0.0 pp
2024 11.9% $363.81 Million $3.06 Billion $2.70 Billion ▼ -0.6 pp
2023 12.5% $348.87 Million $2.79 Billion $2.44 Billion ▼ -1.4 pp
2022 13.9% $335.44 Million $2.42 Billion $2.08 Billion ▲ +1.9 pp
2021 11.9% $256.29 Million $2.15 Billion $1.89 Billion ▼ -0.2 pp
2020 12.2% $233.79 Million $1.92 Billion $1.69 Billion ▼ -0.8 pp
2019 13.0% $226.83 Million $1.75 Billion $1.52 Billion ▲ +0.6 pp
2018 12.4% $210.30 Million $1.70 Billion $1.49 Billion ▲ +2.5 pp
2017 9.9% $142.18 Million $1.44 Billion $1.30 Billion ▼ -0.5 pp
2016 10.4% $127.01 Million $1.23 Billion $1.10 Billion ▲ +0.9 pp
2015 9.4% $98.04 Million $1.04 Billion $944.48 Million ▼ -0.2 pp
2014 9.6% $85.73 Million $893.96 Million $808.23 Million ▼ -0.5 pp
2013 10.1% $76.55 Million $755.91 Million $679.36 Million ▼ -0.6 pp
2012 10.7% $65.59 Million $610.84 Million $545.25 Million ▲ +0.1 pp
2011 10.7% $58.33 Million $546.05 Million $487.71 Million ▲ +0.6 pp
2010 10.1% $54.33 Million $538.23 Million $483.90 Million ▲ +0.4 pp
2009 9.7% $51.84 Million $536.95 Million $485.11 Million ▼ -1.3 pp
2008 10.9% $63.37 Million $581.03 Million $517.66 Million ▲ +3.4 pp
2007 7.6% $38.32 Million $507.16 Million $468.84 Million ▼ -1.6 pp
2006 9.1% $35.55 Million $388.57 Million $353.02 Million ▼ -2.8 pp
2005 11.9% $32.33 Million $270.68 Million $238.35 Million ▼ -1.9 pp
2004 13.9% $16.95 Million $122.33 Million $105.37 Million ▼ -16.0 pp
2003 29.9% $15.88 Million $53.15 Million $37.27 Million
pp = percentage points